BayCom Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	319	320	299	272	244	200
Market Cap Growth	9.69%	7.23%	9.54%	11.83%	21.62%	16.93%
Enterprise Value	307.63	-56.29	-185.46	-124.83	-13.81	-272.74
Last Close Price	29.28	29.40	26.84	23.59	18.98	18.76
PE Ratio	13.45	13.49	12.78	10.39	10.49	9.87
Forward PE	11.10	11.58	12.84	10.44	7.62	9.74
PS Ratio	3.39	52.60	46.81	39.06	39.95	17.78
PB Ratio	0.95	0.95	0.92	0.87	0.77	0.76
P/TBV Ratio	0.95	0.95	0.93	0.91	0.79	0.78
P/FCF Ratio	10.87	10.64	10.42	9.50	6.29	21.97
P/OCF Ratio	10.27	10.06	9.83	8.85	6.15	19.21
EV/Sales Ratio	3.19	-9.25	-29.08	-17.89	-2.26	-24.20
EV/EBITDA Ratio	-	0.96	3.33	2.20	0.23	6.74
EV/EBIT Ratio	-	0.91	3.14	2.09	0.21	6.15
EV/FCF Ratio	10.23	-1.87	-6.47	-4.35	-0.36	-29.91
Debt / Equity Ratio	0.07	0.07	0.27	0.28	0.28	0.32
Debt / EBITDA Ratio	-0.38	-0.38	-1.56	-1.54	-1.48	-2.09
Debt / FCF Ratio	0.74	0.74	3.03	3.04	2.30	9.28
Net Debt / Equity Ratio	-1.11	-1.11	-1.49	-1.27	-0.81	-1.80
Net Debt / EBITDA Ratio	6.40	6.40	8.68	7.00	4.27	11.69
Net Debt / FCF Ratio	-12.51	-12.51	-16.89	-13.85	-6.64	-51.88
Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Quick Ratio	28.53	28.53	39.01	163.82	142.08	159.13
Current Ratio	28.63	28.63	39.16	163.82	142.23	159.60
Return on Equity (ROE)	7.22%	7.22%	7.41%	8.71%	8.19%	8.03%
Return on Assets (ROA)	-1.73%	-1.73%	-1.66%	-1.69%	-1.93%	-1.42%
Return on Invested Capital (ROIC)	-2.12%	-2.12%	-2.09%	-2.03%	-2.38%	-1.81%
Return on Capital Employed (ROCE)	-2.36%	-2.36%	-2.28%	-2.37%	-2.66%	-1.96%
Earnings Yield	7.32%	7.41%	7.82%	9.62%	9.54%	10.13%
FCF Yield	9.20%	9.40%	9.60%	10.52%	15.91%	4.55%
Dividend Yield	4.10%	2.04%	1.12%	1.28%	0.81%	0.00%
Payout Ratio	48.22%	27.58%	14.29%	13.26%	8.51%	0.00%
Buyback Yield / Dilution	2.16%	2.16%	3.10%	8.85%	7.37%	5.77%
Total Shareholder Return	6.26%	4.20%	4.21%	10.13%	8.18%	5.77%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q