BayCom Statistics
Total Valuation
BayCom has a market cap or net worth of $310.76 million. The enterprise value is $105.51 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Dec 11, 2025 |
Share Statistics
BayCom has 10.82 million shares outstanding. The number of shares has decreased by -2.87% in one year.
| Current Share Class | 10.82M |
| Shares Outstanding | 10.82M |
| Shares Change (YoY) | -2.87% |
| Shares Change (QoQ) | -0.67% |
| Owned by Insiders (%) | 6.08% |
| Owned by Institutions (%) | 61.60% |
| Float | 10.17M |
Valuation Ratios
The trailing PE ratio is 13.68 and the forward PE ratio is 11.30.
| PE Ratio | 13.68 |
| Forward PE | 11.30 |
| PS Ratio | 3.34 |
| Forward PS | 2.95 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 10.75 |
| P/OCF Ratio | 10.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.55 |
| EV / Sales | 1.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.07%.
| Return on Equity (ROE) | 7.07% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $292,889 |
| Profits Per Employee | $71,583 |
| Employee Count | 324 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BayCom has paid $8.04 million in taxes.
| Income Tax | 8.04M |
| Effective Tax Rate | 25.74% |
Stock Price Statistics
The stock price has increased by +5.79% in the last 52 weeks. The beta is 0.36, so BayCom's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +5.79% |
| 50-Day Moving Average | 28.24 |
| 200-Day Moving Average | 27.44 |
| Relative Strength Index (RSI) | 58.34 |
| Average Volume (20 Days) | 16,311 |
Short Selling Information
The latest short interest is 84,076, so 0.78% of the outstanding shares have been sold short.
| Short Interest | 84,076 |
| Short Previous Month | 86,603 |
| Short % of Shares Out | 0.78% |
| Short % of Float | 0.83% |
| Short Ratio (days to cover) | 5.08 |
Income Statement
In the last 12 months, BayCom had revenue of $94.90 million and earned $23.19 million in profits. Earnings per share was $2.10.
| Revenue | 94.90M |
| Gross Profit | 94.90M |
| Operating Income | 31.23M |
| Pretax Income | 31.23M |
| Net Income | 23.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.10 |
Full Income StatementBalance Sheet
The company has $228.45 million in cash and $23.20 million in debt, giving a net cash position of $205.25 million or $18.96 per share.
| Cash & Cash Equivalents | 228.45M |
| Total Debt | 23.20M |
| Net Cash | 205.25M |
| Net Cash Per Share | $18.96 |
| Equity (Book Value) | 334.27M |
| Book Value Per Share | 30.83 |
| Working Capital | -1.98B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.98 million and capital expenditures -$2.07 million, giving a free cash flow of $28.92 million.
| Operating Cash Flow | 30.98M |
| Capital Expenditures | -2.07M |
| Free Cash Flow | 28.92M |
| FCF Per Share | $2.67 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.91% |
| Pretax Margin | 32.91% |
| Profit Margin | 24.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.47% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.48%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.48% |
| Dividend Growth (YoY) | 100.00% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 42.87% |
| Buyback Yield | 2.87% |
| Shareholder Yield | 6.35% |
| Earnings Yield | 7.46% |
| FCF Yield | 9.30% |
Dividend DetailsAnalyst Forecast
The average price target for BayCom is $32.00, which is 11.46% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $32.00 |
| Price Target Difference | 11.46% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
