BayCom Corp (BCML)

BayCom Statistics

Total Valuation

BayCom has a market cap or net worth of $295.07 million. The enterprise value is $90.58 million.

Market Cap	295.07M
Enterprise Value	90.58M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Sep 11, 2025

Share Statistics

BayCom has 10.84 million shares outstanding. The number of shares has decreased by -2.87% in one year.

Current Share Class	10.84M
Shares Outstanding	10.84M
Shares Change (YoY)	-2.87%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	6.07%
Owned by Institutions (%)	60.56%
Float	10.19M

Valuation Ratios

The trailing PE ratio is 12.96 and the forward PE ratio is 10.71.

PE Ratio	12.96
Forward PE	10.71
PS Ratio	3.17
Forward PS	2.76
PB Ratio	0.88
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.91
EV / Sales	0.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.07%.

Return on Equity (ROE)	7.07%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$292,889
Profits Per Employee	$71,583
Employee Count	324
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BayCom has paid $8.04 million in taxes.

Income Tax	8.04M
Effective Tax Rate	25.74%

Stock Price Statistics

The stock price has increased by +11.47% in the last 52 weeks. The beta is 0.53, so BayCom's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+11.47%
50-Day Moving Average	28.85
200-Day Moving Average	27.44
Relative Strength Index (RSI)	40.78
Average Volume (20 Days)	16,992

Short Selling Information

The latest short interest is 86,603, so 0.80% of the outstanding shares have been sold short.

Short Interest	86,603
Short Previous Month	79,427
Short % of Shares Out	0.80%
Short % of Float	0.85%
Short Ratio (days to cover)	4.90

Income Statement

In the last 12 months, BayCom had revenue of $94.90 million and earned $23.19 million in profits. Earnings per share was $2.10.

Revenue	94.90M
Gross Profit	94.90M
Operating Income	31.23M
Pretax Income	31.23M
Net Income	23.19M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.10

Balance Sheet

The company has $228.45 million in cash and $23.20 million in debt, giving a net cash position of $205.25 million or $18.93 per share.

Cash & Cash Equivalents	228.45M
Total Debt	23.20M
Net Cash	205.25M
Net Cash Per Share	$18.93
Equity (Book Value)	334.27M
Book Value Per Share	30.83
Working Capital	-1.97B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	32.91%
Pretax Margin	32.91%
Profit Margin	24.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.68%.

Dividend Per Share	$1.00
Dividend Yield	3.68%
Dividend Growth (YoY)	87.50%
Years of Dividend Growth	3
Payout Ratio	35.72%
Buyback Yield	2.87%
Shareholder Yield	6.54%
Earnings Yield	7.84%
FCF Yield	n/a

Analyst Forecast

The average price target for BayCom is $32.00, which is 17.60% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$32.00
Price Target Difference	17.60%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2