BayCom Corp (BCML)

BayCom Statistics

Total Valuation

BayCom has a market cap or net worth of $324.20 million. The enterprise value is $136.83 million.

Market Cap	324.20M
Enterprise Value	136.83M

Important Dates

The next estimated earnings date is Thursday, April 16, 2026, after market close.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	Mar 12, 2026

Share Statistics

BayCom has 10.81 million shares outstanding. The number of shares has decreased by -2.41% in one year.

Current Share Class	10.81M
Shares Outstanding	10.81M
Shares Change (YoY)	-2.41%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	6.35%
Owned by Institutions (%)	65.66%
Float	10.13M

Valuation Ratios

The trailing PE ratio is 13.63 and the forward PE ratio is 11.14.

PE Ratio	13.63
Forward PE	11.14
PS Ratio	3.33
Forward PS	2.97
PB Ratio	0.95
P/TBV Ratio	1.08
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.72
EV / Sales	1.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.22%.

Return on Equity (ROE)	7.22%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.56%
Revenue Per Employee	$295,021
Profits Per Employee	$73,183
Employee Count	327
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BayCom has paid $8.69 million in taxes.

Income Tax	8.69M
Effective Tax Rate	26.63%

Stock Price Statistics

The stock price has increased by +7.93% in the last 52 weeks. The beta is 0.31, so BayCom's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+7.93%
50-Day Moving Average	29.77
200-Day Moving Average	28.68
Relative Strength Index (RSI)	47.56
Average Volume (20 Days)	24,015

Short Selling Information

The latest short interest is 86,643, so 0.80% of the outstanding shares have been sold short.

Short Interest	86,643
Short Previous Month	75,379
Short % of Shares Out	0.80%
Short % of Float	0.86%
Short Ratio (days to cover)	3.63

Income Statement

In the last 12 months, BayCom had revenue of $96.47 million and earned $23.93 million in profits. Earnings per share was $2.18.

Revenue	96.47M
Gross Profit	96.47M
Operating Income	32.62M
Pretax Income	32.62M
Net Income	23.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.18

Balance Sheet

The company has $206.51 million in cash and $22.39 million in debt, with a net cash position of $184.13 million or $17.03 per share.

Cash & Cash Equivalents	206.51M
Total Debt	22.39M
Net Cash	184.13M
Net Cash Per Share	$17.03
Equity (Book Value)	338.55M
Book Value Per Share	31.31
Working Capital	-1.98B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	33.81%
Pretax Margin	33.81%
Profit Margin	24.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 4.04%.

Dividend Per Share	$1.20
Dividend Yield	4.04%
Dividend Growth (YoY)	110.00%
Years of Dividend Growth	4
Payout Ratio	48.22%
Buyback Yield	2.41%
Shareholder Yield	6.46%
Earnings Yield	7.46%
FCF Yield	n/a

Analyst Forecast

The average price target for BayCom is $34.00, which is 13.41% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$34.00
Price Target Difference	13.41%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2