Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
15.50
+0.25 (1.64%)
Sep 15, 2025, 3:02 PM EDT - Market open

BOTJ Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
36.3834.5131.3826.1826.5328.02
Upgrade
Interest Income on Investments
9.6910.147.985.682.651.67
Upgrade
Total Interest Income
46.0744.6439.3631.8529.1829.69
Upgrade
Interest Paid on Deposits
14.1414.638.781.291.674.15
Upgrade
Interest Paid on Borrowings
0.760.780.840.860.430.39
Upgrade
Total Interest Expense
14.9115.419.622.152.14.54
Upgrade
Net Interest Income
31.1629.2429.7429.727.0825.15
Upgrade
Net Interest Income Growth (YoY)
8.23%-1.70%0.13%9.69%7.69%2.42%
Upgrade
Trust Income
5.064.844.23.93--
Upgrade
Gain (Loss) on Sale of Investments
0.020.06--0-0.64
Upgrade
Other Non-Interest Income
5.25.744.734.062.942.52
Upgrade
Total Non-Interest Income
1515.1412.8713.2411.2110.98
Upgrade
Non-Interest Income Growth (YoY)
8.07%17.64%-2.85%18.15%2.13%52.69%
Upgrade
Revenues Before Loan Losses
46.1644.3742.6142.9538.2936.12
Upgrade
Provision for Loan Losses
-0.37-0.66-0.18-0.9-0.52.55
Upgrade
46.5345.0342.7943.8538.7933.57
Upgrade
Revenue Growth (YoY)
7.18%5.24%-2.42%13.04%15.53%7.55%
Upgrade
Salaries and Employee Benefits
20.0919.2918.3117.6816.2714.62
Upgrade
Federal Deposit Insurance
0.470.440.420.50.550.34
Upgrade
Amortization of Goodwill & Intangibles
0.560.560.560.56--
Upgrade
Selling, General & Administrative
13.7712.310.9810.869.88.93
Upgrade
Other Non-Interest Expense
2.672.512.22.922.612.36
Upgrade
Total Non-Interest Expense
37.5635.1132.5132.7429.3426.69
Upgrade
EBT Excluding Unusual Items
8.979.9210.2811.119.456.88
Upgrade
Pretax Income
8.979.9210.2811.119.456.18
Upgrade
Income Tax Expense
1.821.981.582.151.861.2
Upgrade
Net Income
7.167.948.78.967.594.98
Upgrade
Net Income to Common
7.167.948.78.967.594.98
Upgrade
Net Income Growth
-16.03%-8.73%-2.85%18.05%52.39%-11.15%
Upgrade
Basic Shares Outstanding
555555
Upgrade
Diluted Shares Outstanding
555555
Upgrade
Shares Change (YoY)
0.00%-0.42%-2.89%-1.05%-0.58%-0.91%
Upgrade
EPS (Basic)
1.571.751.911.911.601.04
Upgrade
EPS (Diluted)
1.571.751.911.911.601.04
Upgrade
EPS Growth
-16.03%-8.35%0.04%19.30%53.69%-10.62%
Upgrade
Dividend Per Share
0.4000.4000.3400.2900.2740.255
Upgrade
Dividend Growth
5.26%17.65%17.24%5.84%7.66%11.97%
Upgrade
Effective Tax Rate
20.25%19.94%15.32%19.36%19.70%19.40%
Upgrade
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q