Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
27.30
+0.04 (0.15%)
Sep 17, 2026, 4:00 PM EDT - Market closed
BOTJ Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 51.2 | 48.69 | 45.03 | 42.79 | 43.85 | 38.79 |
Revenue Growth | 10.03% | 8.14% | 5.24% | -2.42% | 13.04% | 15.53% |
Net Income Net Income Growth | 11.49 | 9.02 | 7.94 | 8.7 | 8.96 | 7.59 |
Earnings Per Share EPS Growth | 2.53 | 1.99 | 1.75 | 1.91 | 1.91 | 1.60 |
EPS Growth | 60.59% | 13.57% | -8.35% | 0.04% | 19.30% | 53.69% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Holding Company Holding Company Growth | 11.58 | 9.08 | 7.88 | 8.44 | - | - |
Investment Advisory Investment Advisory Growth | 5.65 | 5.33 | 4.84 | 4.2 | 3.93 | - |
Eliminations Eliminations Growth | -12.27 | -9.9 | -8.83 | -9.36 | - | - |
Mortgage Banking Mortgage Banking Growth | 5.15 | 4.85 | 4.49 | 3.94 | 5.26 | 8.27 |
Community Banking Community Banking Growth | 41.02 | 39.26 | 35.34 | 35.22 | 34.66 | 30.52 |
Total Total Growth | 51.13 | 48.62 | 43.72 | 42.43 | 43.85 | 38.79 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 35.55 | 84.57 | 73.31 | 74.84 | 61.76 | 183.15 |
Total Debt Total Debt Growth | 8.67 | 12.15 | 23.28 | 24.15 | 25.14 | 26.09 |
Net Cash (Debt) Net Cash Growth | 26.87 | 72.42 | 50.03 | 50.69 | 36.62 | 157.07 |
Net Cash Growth | -61.00% | 44.75% | -1.30% | 38.43% | -76.69% | 83.97% |
Net Cash Per Share Net Cash Per Share Growth | 5.92 | 15.94 | 11.01 | 11.11 | 7.79 | 33.08 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 12.62 | 11.66 | 8.51 | 9.49 | 9.31 | 16.35 |
Capital Expenditures CapEx Growth | -1.1 | -1.17 | -2.55 | -1.57 | -1.19 | -2.91 |
Free Cash Flow Free Cash Flow Growth | 11.52 | 10.5 | 5.96 | 7.92 | 8.12 | 13.44 |
Free Cash Flow Growth | 34.41% | 76.12% | -24.74% | -2.50% | -39.58% | 289.79% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 22.44% | 18.53% | 17.64% | 20.34% | 20.43% | 19.56% |
FCF Margin | 22.49% | 21.55% | 13.23% | 18.51% | 18.52% | 34.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.400 | 0.400 | 0.400 | 0.340 | 0.290 | 0.274 |
Dividend Per Share Growth | 0% | 0% | 17.65% | 17.24% | 5.84% | 7.66% |
Dividend Yield | 1.47% | 2.18% | 2.62% | 2.99% | 2.70% | 2.01% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.79 | 9.36 | 9.08 | 6.38 | 6.15 | 9.66 |
P/FCF Ratio | 10.77 | 8.04 | 12.10 | 7.01 | 6.79 | 5.45 |
PS Ratio | 2.42 | 1.73 | 1.60 | 1.30 | 1.26 | 1.89 |