Bank of the James Financial Group, Inc. (BOTJ)
Total Valuation
BOTJ has a market cap or net worth of $47.71 million. The enterprise value is -$31.75 million.
Market Cap | 47.71M |
Enterprise Value | -31.75M |
Important Dates
The next estimated earnings date is Friday, April 19, 2024.
Earnings Date | Apr 19, 2024 |
Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
BOTJ has 4.54 million shares outstanding. The number of shares has decreased by -2.99% in one year.
Shares Outstanding | 4.54M |
Shares Change (YoY) | -2.99% |
Shares Change (QoQ) | -0.04% |
Owned by Insiders (%) | 15.43% |
Owned by Institutions (%) | 23.84% |
Float | 3.84M |
Valuation Ratios
The trailing PE ratio is 5.51.
PE Ratio | 5.51 |
Forward PE | n/a |
PS Ratio | 1.10 |
Forward PS | n/a |
PB Ratio | 0.95 |
P/FCF Ratio | 5.82 |
PEG Ratio | n/a |
Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.40 |
Debt / EBITDA | 1.51 |
Debt / FCF | 2.45 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.70% and return on invested capital (ROIC) is 12.73%.
Return on Equity (ROE) | 16.70% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 12.73% |
Revenue Per Employee | $265,840 |
Profits Per Employee | $52,454 |
Employee Count | 163 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, BOTJ has paid $2.07 million in taxes.
Income Tax | 2.07M |
Effective Tax Rate | 19.51% |
Stock Price Statistics
The stock price has decreased by -11.53% in the last 52 weeks. The beta is 0.74, so BOTJ's price volatility has been lower than the market average.
Beta (1Y) | 0.74 |
52-Week Price Change | -11.53% |
50-Day Moving Average | 11.52 |
200-Day Moving Average | 10.73 |
Relative Strength Index (RSI) | 26.11 |
Average Volume (30 Days) | 3,729 |
Short Selling Information
The latest short interest is 3,890, so 0.09% of the outstanding shares have been sold short.
Short Interest | 3,890 |
Short Previous Month | 3,194 |
Short % of Shares Out | 0.09% |
Short % of Float | 0.10% |
Short Ratio (days to cover) | 2.04 |
Income Statement
In the last 12 months, BOTJ had revenue of $43.33 million and earned $8.55 million in profits. Earnings per share was $1.88.
Revenue | 43.33M |
Gross Profit | 43.33M |
Operating Income | 11.10M |
Pretax Income | 10.62M |
Net Income | 8.55M |
EBITDA | 13.29M |
EBIT | 10.62M |
Earnings Per Share (EPS) | $1.88 |
Balance Sheet
The company has $99.53 million in cash and $20.07 million in debt, giving a net cash position of $79.46 million or $17.49 per share.
Cash & Cash Equivalents | 99.53M |
Total Debt | 20.07M |
Net Cash | 79.46M |
Net Cash Per Share | $17.49 |
Equity / Book Value | 50.13M |
Book Value Per Share | 11.03 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $9.92 million and capital expenditures -$1.72 million, giving a free cash flow of $8.20 million.
Operating Cash Flow | 9.92M |
Capital Expenditures | -1.72M |
Free Cash Flow | 8.20M |
FCF Per Share | $1.81 |
Margins
Gross margin is 100.00%, with operating and profit margins of 25.62% and 19.73%.
Gross Margin | 100.00% |
Operating Margin | 25.62% |
Pretax Margin | 24.52% |
Profit Margin | 19.73% |
EBITDA Margin | 30.67% |
EBIT Margin | 24.52% |
FCF Margin | 18.92% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.86%.
Dividend Per Share | $0.40 |
Dividend Yield | 3.86% |
Dividend Growth (YoY) | 13.33% |
Years of Dividend Growth | 4 |
Payout Ratio | 21.28% |
Buyback Yield | 2.99% |
Shareholder Yield | 6.86% |
Earnings Yield | 17.92% |
FCF Yield | 17.19% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 24, 2021. It was a forward split with a ratio of 11:10.
Last Split Date | Jun 24, 2021 |
Split Type | Forward |
Split Ratio | 11:10 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 6 |