Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
16.34
-0.18 (-1.09%)
Dec 5, 2024, 1:46 PM EST - Market open

BOTJ Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 2018 - 2014
Period Ending
Sep '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018 - 2014
Interest Income on Loans
33.531.3826.1826.5328.0227.56
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Interest Income on Investments
10.047.985.682.651.672.26
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Total Interest Income
43.5539.3631.8529.1829.6929.82
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Interest Paid on Deposits
13.828.781.291.674.154.99
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Interest Paid on Borrowings
0.780.840.860.430.390.27
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Total Interest Expense
14.619.622.152.14.545.26
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Net Interest Income
28.9429.7429.727.0825.1524.55
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Net Interest Income Growth (YoY)
-5.55%0.12%9.69%7.69%2.42%5.94%
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Trust Income
4.684.23.93---
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Gain (Loss) on Sale of Investments
0.08--0-0.640.39
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Other Non-Interest Income
5.344.734.062.942.522.54
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Total Non-Interest Income
14.512.8713.2411.2110.987.19
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Non-Interest Income Growth (YoY)
16.80%-2.85%18.16%2.13%52.69%37.31%
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Revenues Before Loan Losses
43.4442.6142.9538.2936.1231.74
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Provision for Loan Losses
-0.49-0.18-0.9-0.52.550.52
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Revenue
43.9242.7943.8538.7933.5731.22
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Revenue Growth (YoY)
1.36%-2.42%13.04%15.53%7.55%12.72%
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Salaries and Employee Benefits
19.2718.3117.6816.2714.6212.99
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Federal Deposit Insurance
0.430.420.50.550.340.23
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Amortization of Goodwill & Intangibles
0.560.560.56---
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Selling, General & Administrative
11.2710.9810.869.88.938.76
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Other Non-Interest Expense
2.492.22.922.612.361.94
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Total Non-Interest Expense
34.0232.5132.7429.3426.6924.28
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EBT Excluding Unusual Items
9.9110.2811.119.456.886.93
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Pretax Income
9.9110.2811.119.456.186.93
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Income Tax Expense
1.471.582.151.861.21.33
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Net Income
8.438.78.967.594.985.61
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Net Income to Common
8.438.78.967.594.985.61
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Net Income Growth
-1.36%-2.85%18.05%52.39%-11.15%5.71%
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Basic Shares Outstanding
555555
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Diluted Shares Outstanding
555555
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Shares Change (YoY)
-0.88%-2.89%-1.05%-0.58%-0.91%0.07%
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EPS (Basic)
1.861.911.911.601.041.16
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EPS (Diluted)
1.861.911.911.601.041.16
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EPS Growth
-0.48%0.04%19.30%53.69%-10.62%5.78%
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Dividend Per Share
0.4000.3400.2900.2740.2550.227
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Dividend Growth
25.00%17.24%5.84%7.66%11.97%4.17%
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Effective Tax Rate
14.85%15.32%19.36%19.70%19.40%19.17%
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Source: S&P Capital IQ. Banks template. Financial Sources.