Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
16.34
-0.18 (-1.09%)
Dec 5, 2024, 1:46 PM EST - Market open
BOTJ Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
Interest Income on Loans | 33.5 | 31.38 | 26.18 | 26.53 | 28.02 | 27.56 | Upgrade
|
Interest Income on Investments | 10.04 | 7.98 | 5.68 | 2.65 | 1.67 | 2.26 | Upgrade
|
Total Interest Income | 43.55 | 39.36 | 31.85 | 29.18 | 29.69 | 29.82 | Upgrade
|
Interest Paid on Deposits | 13.82 | 8.78 | 1.29 | 1.67 | 4.15 | 4.99 | Upgrade
|
Interest Paid on Borrowings | 0.78 | 0.84 | 0.86 | 0.43 | 0.39 | 0.27 | Upgrade
|
Total Interest Expense | 14.61 | 9.62 | 2.15 | 2.1 | 4.54 | 5.26 | Upgrade
|
Net Interest Income | 28.94 | 29.74 | 29.7 | 27.08 | 25.15 | 24.55 | Upgrade
|
Net Interest Income Growth (YoY) | -5.55% | 0.12% | 9.69% | 7.69% | 2.42% | 5.94% | Upgrade
|
Trust Income | 4.68 | 4.2 | 3.93 | - | - | - | Upgrade
|
Gain (Loss) on Sale of Investments | 0.08 | - | -0 | - | 0.64 | 0.39 | Upgrade
|
Other Non-Interest Income | 5.34 | 4.73 | 4.06 | 2.94 | 2.52 | 2.54 | Upgrade
|
Total Non-Interest Income | 14.5 | 12.87 | 13.24 | 11.21 | 10.98 | 7.19 | Upgrade
|
Non-Interest Income Growth (YoY) | 16.80% | -2.85% | 18.16% | 2.13% | 52.69% | 37.31% | Upgrade
|
Revenues Before Loan Losses | 43.44 | 42.61 | 42.95 | 38.29 | 36.12 | 31.74 | Upgrade
|
Provision for Loan Losses | -0.49 | -0.18 | -0.9 | -0.5 | 2.55 | 0.52 | Upgrade
|
Revenue | 43.92 | 42.79 | 43.85 | 38.79 | 33.57 | 31.22 | Upgrade
|
Revenue Growth (YoY) | 1.36% | -2.42% | 13.04% | 15.53% | 7.55% | 12.72% | Upgrade
|
Salaries and Employee Benefits | 19.27 | 18.31 | 17.68 | 16.27 | 14.62 | 12.99 | Upgrade
|
Federal Deposit Insurance | 0.43 | 0.42 | 0.5 | 0.55 | 0.34 | 0.23 | Upgrade
|
Amortization of Goodwill & Intangibles | 0.56 | 0.56 | 0.56 | - | - | - | Upgrade
|
Selling, General & Administrative | 11.27 | 10.98 | 10.86 | 9.8 | 8.93 | 8.76 | Upgrade
|
Other Non-Interest Expense | 2.49 | 2.2 | 2.92 | 2.61 | 2.36 | 1.94 | Upgrade
|
Total Non-Interest Expense | 34.02 | 32.51 | 32.74 | 29.34 | 26.69 | 24.28 | Upgrade
|
EBT Excluding Unusual Items | 9.91 | 10.28 | 11.11 | 9.45 | 6.88 | 6.93 | Upgrade
|
Pretax Income | 9.91 | 10.28 | 11.11 | 9.45 | 6.18 | 6.93 | Upgrade
|
Income Tax Expense | 1.47 | 1.58 | 2.15 | 1.86 | 1.2 | 1.33 | Upgrade
|
Net Income | 8.43 | 8.7 | 8.96 | 7.59 | 4.98 | 5.61 | Upgrade
|
Net Income to Common | 8.43 | 8.7 | 8.96 | 7.59 | 4.98 | 5.61 | Upgrade
|
Net Income Growth | -1.36% | -2.85% | 18.05% | 52.39% | -11.15% | 5.71% | Upgrade
|
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
Shares Change (YoY) | -0.88% | -2.89% | -1.05% | -0.58% | -0.91% | 0.07% | Upgrade
|
EPS (Basic) | 1.86 | 1.91 | 1.91 | 1.60 | 1.04 | 1.16 | Upgrade
|
EPS (Diluted) | 1.86 | 1.91 | 1.91 | 1.60 | 1.04 | 1.16 | Upgrade
|
EPS Growth | -0.48% | 0.04% | 19.30% | 53.69% | -10.62% | 5.78% | Upgrade
|
Dividend Per Share | 0.400 | 0.340 | 0.290 | 0.274 | 0.255 | 0.227 | Upgrade
|
Dividend Growth | 25.00% | 17.24% | 5.84% | 7.66% | 11.97% | 4.17% | Upgrade
|
Effective Tax Rate | 14.85% | 15.32% | 19.36% | 19.70% | 19.40% | 19.17% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.