Skip to main content
Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
25.32
-0.07 (-0.30%)
Nov 12, 2026, 10:15 AM EST - Market open

BOTJ Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1158472565573
Market Cap Growth
49.18%17.08%29.87%0.71%-24.78%39.35%
Last Close Price
25.3918.3415.2511.3710.7413.64

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.549.369.086.386.159.66
PS Ratio
2.191.731.601.301.261.89
PB Ratio
1.471.061.110.931.101.06
P/FCF Ratio
10.028.0412.107.016.795.45
P/OCF Ratio
9.147.248.475.855.924.48

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.110.150.360.400.500.38
Debt / FCF Ratio
-1.163.913.053.101.94
Net Debt / Equity Ratio
-0.68-0.90-0.77-0.84-0.73-2.26
Net Debt / FCF Ratio
--6.90-8.40-6.40-4.51-11.69
Return on Equity (ROE)
15.52%12.45%12.72%15.79%14.97%11.15%
Return on Assets (ROA)
1.16%0.89%0.81%0.92%0.94%0.83%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.48%10.69%11.02%15.68%16.25%10.36%
FCF Yield
9.98%12.43%8.27%14.26%14.73%18.34%
Dividend Yield
2.38%2.15%2.52%2.78%2.44%1.77%
Payout Ratio
16.95%20.14%22.88%16.79%15.24%16.75%
Buyback Yield / Dilution
--0.42%2.89%1.05%0.58%
Total Shareholder Return
2.36%2.15%2.94%5.67%3.48%2.36%
SEC Filings: 10-K · 10-Q