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Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
27.77
+0.01 (0.04%)
At close: Aug 14, 2026, 4:00 PM EDT
26.50
-1.27 (-4.57%)
After-hours: Aug 14, 2026, 6:39 PM EDT

BOTJ Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1268472565573
Market Cap Growth
98.69%17.08%29.87%0.71%-24.78%39.35%
Last Close Price
27.7718.4115.3011.4110.7813.69

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.989.369.086.386.159.66
PS Ratio
2.461.731.601.301.261.89
PB Ratio
1.521.061.110.931.101.06
P/FCF Ratio
8.588.0412.107.016.795.45
P/OCF Ratio
8.077.248.475.855.924.48

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.100.150.360.400.500.38
Debt / FCF Ratio
-1.163.913.053.101.94
Net Debt / Equity Ratio
-0.32-0.90-0.77-0.84-0.73-2.26
Net Debt / FCF Ratio
--6.90-8.40-6.40-4.51-11.69
Return on Equity (ROE)
14.84%12.45%12.72%15.79%14.97%11.15%
Return on Assets (ROA)
1.12%0.89%0.81%0.92%0.94%0.83%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.11%10.69%11.02%15.68%16.25%10.36%
FCF Yield
11.66%12.43%8.27%14.26%14.73%18.34%
Dividend Yield
1.44%2.17%2.61%2.98%2.69%2.00%
Payout Ratio
15.82%20.14%22.88%16.79%15.24%16.75%
Buyback Yield / Dilution
--0.42%2.89%1.05%0.58%
Total Shareholder Return
1.44%2.17%3.03%5.87%3.74%2.59%
SEC Filings: 10-K · 10-Q