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Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
27.77
+0.01 (0.04%)
At close: Aug 14, 2026, 4:00 PM EDT
26.50
-1.27 (-4.57%)
After-hours: Aug 14, 2026, 6:39 PM EDT

BOTJ Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
9.027.948.78.967.59
Depreciation & Amortization
2.32.352.382.612.06
Other Amortization
00.010.010.010
Gain (Loss) on Sale of Assets
-0.03-0.030.180.09
Gain (Loss) on Sale of Investments
0.180.511.440.510.52
Provision for Credit Losses
-0.04-0.66-0.18-0.9-0.5
Net Decrease (Increase) in Loans Originated / Sold - Operating
52.145.14.4613.74
Accrued Interest Receivable
-0.32-0.23-0.1-0.670.29
Change in Other Net Operating Assets
1.281.81-3.03-0.171.08
Other Operating Activities
-1.34-1.11-1.32-0.46-0.32
Operating Cash Flow
11.668.519.499.3116.35
Operating Cash Flow Growth
37.03%-10.36%1.93%-43.04%214.46%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.17-2.55-1.57-1.19-2.91
Sale of Property, Plant and Equipment
0.05--0.03-
Cash Acquisitions
----0.82-10.4
Investment in Securities
-16.6326.36-22.73-58.09-76.17
Net Decrease (Increase) in Loans Originated / Sold - Investing
-24.64-34.12.38-2825.85
Other Investing Activities
-0.01-0.88-1.95-0.06-1.77
Investing Cash Flow
-42.4-11.17-23.34-88.13-65.03

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
----10.99
Long-Term Debt Repaid
-11.01-0.99-0.94-0.89-0.41
Total Debt Repaid
-11.01-0.99-0.94-0.89-0.41
Net Debt Issued (Repaid)
-11.01-0.99-0.94-0.8910.57
Repurchase of Common Stock
---1-1.4-0.44
Common Dividends Paid
-1.82-1.82-1.46-1.37-1.27
Net Increase (Decrease) in Deposit Accounts
54.733.9530.32-38.92122.09
Financing Cash Flow
41.91.1426.92-42.57130.95

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
11.17-1.5313.08-121.3982.27

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
10.55.967.928.1213.44
Free Cash Flow Growth
76.12%-24.74%-2.50%-39.58%289.79%
Free Cash Flow Margin
21.55%13.23%18.51%18.52%34.65%
Free Cash Flow Per Share
2.311.311.741.732.83

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
13.415.179.232.112.14
Cash Income Tax Paid
2.341.851.872.182.55
SEC Filings: 10-K · 10-Q