Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
24.76
-0.03 (-0.12%)
Jun 12, 2026, 4:00 PM EDT - Market closed
BOTJ Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10.95 | 9.02 | 7.94 | 8.7 | 8.96 | 7.59 |
Depreciation & Amortization | 1.91 | 1.89 | 1.94 | 1.97 | 2.61 | 2.06 |
Provision for Credit Losses | -0.32 | -0.04 | -0.66 | -0.18 | -0.9 | -0.5 |
Stock-Based Compensation | - | - | - | - | - | 0.11 |
Net Change in Loans Held-for-Sale | 1.86 | 0.14 | -2.36 | 1.17 | -0.8 | 5.47 |
Other Adjustments | -0.69 | -0.77 | -0.18 | 0.57 | 0.24 | 0.29 |
Changes in Accrued Interest and Accounts Receivable | -0.23 | -0.32 | -0.23 | -0.1 | -0.67 | 0.29 |
Changes in Accounts Payable | 0.44 | 0.45 | 0.24 | 0.39 | 0.04 | -0.04 |
Changes in Other Operating Activities | 1.89 | 1.28 | 1.81 | -3.03 | -0.17 | 1.08 |
Operating Cash Flow | 15.64 | 11.66 | 8.51 | 9.49 | 9.31 | 16.35 |
Operating Cash Flow Growth | 48.89% | 37.03% | -10.36% | 1.93% | -43.04% | 214.46% |
Net Change in Loans Held-for-Investment | -6.46 | -24.64 | -34.1 | 2.38 | -28 | 25.85 |
Net Change in Securities and Investments | -47.2 | -16.28 | 26.46 | -22.73 | -57.16 | -75.6 |
Payments for Business Acquisitions | - | - | - | - | -0.82 | -10.4 |
Capital Expenditures | -0.93 | -1.17 | -2.55 | -1.57 | -1.19 | -2.91 |
Sale of Property, Plant & Equipment | - | 0.05 | - | - | 0.03 | - |
Other Investing Activities | -0.2 | -0.36 | -0.98 | -1.41 | -0.99 | -1.97 |
Investing Cash Flow | -54.74 | -42.4 | -11.17 | -23.34 | -88.13 | -65.03 |
Net Change in Deposits | 44.87 | 54.73 | 3.95 | 30.32 | -38.92 | 122.09 |
Long-Term Debt Issued | - | - | - | - | - | 10.99 |
Long-Term Debt Repaid | -5.9 | -11.01 | -0.99 | -0.94 | -0.89 | -0.41 |
Net Long-Term Debt Issued (Repaid) | -5.9 | -11.01 | -0.99 | -0.94 | -0.89 | 10.57 |
Repurchase of Common Stock | - | - | - | -1 | -1.4 | -0.43 |
Net Common Stock Issued (Repurchased) | - | - | - | -1 | -1.4 | -0.43 |
Common Dividends Paid | -1.82 | -1.82 | -1.82 | -1.46 | -1.37 | -1.27 |
Other Financing Activities | - | - | - | - | - | -0.02 |
Financing Cash Flow | 32.13 | 41.9 | 1.14 | 26.92 | -42.57 | 130.95 |
Net Cash Flow | -6.98 | 11.17 | -1.53 | 13.08 | -121.39 | 82.27 |
Free Cash Flow | 14.71 | 10.5 | 5.96 | 7.92 | 8.12 | 13.44 |
Free Cash Flow Growth | 40.17% | 76.12% | -24.74% | -2.50% | -39.58% | 289.79% |
FCF Margin | 29.19% | 21.55% | 13.23% | 18.51% | 18.52% | 34.65% |
Free Cash Flow Per Share | 3.24 | 2.31 | 1.31 | 1.74 | 1.73 | 2.83 |
Levered Free Cash Flow | 8.14 | 0.15 | 8.16 | 5.42 | 8.69 | 18.64 |
Unlevered Free Cash Flow | 3.09 | 2.13 | 1.21 | -2.34 | 0.62 | 0.48 |