Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
15.76
-0.06 (-0.36%)
Oct 10, 2025, 2:45 PM EDT - Market open
BOTJ Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2006 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2006 - 2019 |
Net Income | 7.16 | 7.94 | 8.7 | 8.96 | 7.59 | 4.98 | Upgrade |
Depreciation & Amortization | 1.91 | 1.94 | 1.97 | 2.61 | 2.06 | 2.03 | Upgrade |
Provision for Credit Losses | - | -0.66 | -0.18 | -0.9 | -0.5 | 2.55 | Upgrade |
Stock-Based Compensation | - | - | - | - | 0.11 | 0.11 | Upgrade |
Net Change in Loans Held-for-Sale | 5.33 | 2.14 | 5.1 | 4.46 | 13.74 | 4.93 | Upgrade |
Other Adjustments | -7.75 | -7.22 | -4.94 | -6.21 | -10.88 | -10.67 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | -0.23 | -0.23 | -0.1 | -0.67 | 0.29 | -0.48 | Upgrade |
Changes in Accrued Expenses | 0.3 | 0.24 | 0.39 | 0.04 | -0.04 | -0.09 | Upgrade |
Changes in Other Operating Activities | 2.21 | 1.81 | -3.03 | -0.17 | 1.08 | 0.09 | Upgrade |
Operating Cash Flow | 11.27 | 8.51 | 9.49 | 9.31 | 16.35 | 5.2 | Upgrade |
Operating Cash Flow Growth | 31.85% | -10.36% | 1.93% | -43.04% | 214.46% | -7.03% | Upgrade |
Net Change in Loans Held-for-Investment | -32.54 | -34.1 | 2.38 | -28 | 25.85 | -31.23 | Upgrade |
Net Change in Securities and Investments | -7.55 | 26.2 | -22.73 | -57.16 | -75.38 | -28.05 | Upgrade |
Payments for Business Acquisitions | - | - | - | -0.82 | -10.4 | - | Upgrade |
Sale of Property, Plant & Equipment | - | - | 0.54 | 0.03 | 0.37 | 0.84 | Upgrade |
Other Investing Activities | - | -0.73 | -1.95 | -0.99 | -2.56 | -1.88 | Upgrade |
Investing Cash Flow | -20.71 | -11.17 | -23.34 | -88.13 | -65.03 | -62.05 | Upgrade |
Net Change in Deposits | 25.63 | 3.95 | 30.32 | -38.92 | 122.09 | 115.51 | Upgrade |
Long-Term Debt Issued | - | - | - | - | 10.99 | 10.03 | Upgrade |
Long-Term Debt Repaid | -0.45 | -0.99 | -0.94 | -0.89 | -0.41 | -5.41 | Upgrade |
Net Long-Term Debt Issued (Repaid) | -0.45 | -0.99 | -0.94 | -0.89 | 10.57 | 4.61 | Upgrade |
Repurchase of Common Stock | - | - | -1 | -1.4 | -0.43 | -0.28 | Upgrade |
Net Common Stock Issued (Repurchased) | - | - | -1 | -1.4 | -0.43 | -0.28 | Upgrade |
Common Dividends Paid | -1.82 | -1.82 | -1.46 | -1.37 | -1.27 | -1.22 | Upgrade |
Other Financing Activities | - | - | - | - | -0.02 | - | Upgrade |
Financing Cash Flow | 12.72 | 1.14 | 26.92 | -42.57 | 130.95 | 118.63 | Upgrade |
Net Cash Flow | 3.28 | -1.53 | 13.08 | -121.39 | 82.27 | 61.78 | Upgrade |
Beginning Cash & Cash Equivalents | 74.63 | 74.84 | 61.76 | 183.15 | 100.89 | 39.11 | Upgrade |
Ending Cash & Cash Equivalents | 77.91 | 73.31 | 74.84 | 61.76 | 183.15 | 100.89 | Upgrade |
Free Cash Flow | 11.27 | 8.51 | 9.49 | 9.31 | 16.35 | 5.2 | Upgrade |
Free Cash Flow Growth | 32.47% | -10.36% | 1.93% | -43.04% | 214.46% | -7.03% | Upgrade |
FCF Margin | 24.73% | 18.90% | 22.18% | 21.24% | 42.15% | 15.49% | Upgrade |
Free Cash Flow Per Share | 2.48 | 1.87 | 2.08 | 1.98 | 3.44 | 1.09 | Upgrade |
Levered Free Cash Flow | 10.9 | 10.71 | 6.99 | 9.88 | 21.55 | 11.14 | Upgrade |
Unlevered Free Cash Flow | 4.2 | 3.76 | -0.77 | 1.81 | 3.39 | 1.55 | Upgrade |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.