Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
20.72
-0.26 (-1.24%)
At close: Feb 24, 2026, 4:00 PM EST
19.99
-0.73 (-3.52%)
After-hours: Feb 24, 2026, 5:04 PM EST

BOTJ Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
7.948.78.967.59
Depreciation & Amortization
2.352.382.612.06
Other Amortization
0.010.010.010
Gain (Loss) on Sale of Assets
-0-0.020.09
Gain (Loss) on Sale of Investments
0.511.440.510.52
Total Asset Writedown
-0.020.2-
Provision for Credit Losses
-0.66-0.18-0.9-0.5
Net Decrease (Increase) in Loans Originated / Sold - Operating
2.145.14.4613.74
Accrued Interest Receivable
-0.23-0.1-0.670.29
Change in Other Net Operating Assets
1.81-3.03-0.171.08
Other Operating Activities
-1.11-1.32-0.46-0.32
Operating Cash Flow
8.519.499.3116.35
Operating Cash Flow Growth
-10.36%1.93%-43.04%214.46%
Capital Expenditures
-2.55-1.57-1.19-2.91
Sale of Property, Plant and Equipment
--0.03-
Cash Acquisitions
---0.82-10.4
Investment in Securities
26.36-22.73-58.09-76.17
Net Decrease (Increase) in Loans Originated / Sold - Investing
-34.12.38-2825.85
Other Investing Activities
-0.88-1.95-0.06-1.77
Investing Cash Flow
-11.17-23.34-88.13-65.03
Long-Term Debt Issued
---10.99
Long-Term Debt Repaid
-0.99-0.94-0.89-0.41
Total Debt Repaid
-0.99-0.94-0.89-0.41
Net Debt Issued (Repaid)
-0.99-0.94-0.8910.57
Repurchase of Common Stock
--1-1.4-0.44
Common Dividends Paid
-1.82-1.46-1.37-1.27
Net Increase (Decrease) in Deposit Accounts
3.9530.32-38.92122.09
Financing Cash Flow
1.1426.92-42.57130.95
Net Cash Flow
-1.5313.08-121.3982.27
Free Cash Flow
5.967.928.1213.44
Free Cash Flow Growth
-24.74%-2.50%-39.58%289.79%
Free Cash Flow Margin
13.23%18.51%18.52%34.65%
Free Cash Flow Per Share
1.311.741.732.83
Cash Interest Paid
15.179.232.112.14
Cash Income Tax Paid
1.851.872.182.55
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q