Bank of the James Financial Group, Inc. (BOTJ)

BOTJ Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	55	56	55	73	53	67
Market Cap Growth	-2.11%	0.71%	-24.78%	39.35%	-21.23%	17.30%
Enterprise Value	-14	1	14	-89	-38	33
PE Ratio	6.03	6.38	6.15	9.66	10.56	11.91
PS Ratio	1.25	1.30	1.26	1.89	1.57	2.14
PB Ratio	0.89	0.93	1.10	1.06	0.79	1.09
P/FCF Ratio	34.24	7.01	6.76	5.45	15.25	55.92
P/OCF Ratio	15.68	5.85	5.92	4.48	10.12	11.94
EV/Sales Ratio	-0.49	0.01	0.32	-2.29	-1.14	1.05
EV/EBITDA Ratio	-1.72	0.05	1.01	-7.72	-4.66	3.80
EV/EBIT Ratio	-2.02	0.06	1.25	-9.40	-6.19	4.71
EV/FCF Ratio	-13.47	0.08	1.70	-6.61	-11.10	27.35
Debt / Equity Ratio	0.33	0.33	0.41	0.30	0.15	0.08
Debt / EBITDA Ratio	1.60	1.63	1.49	1.83	1.22	0.58
Debt / FCF Ratio	12.56	2.52	2.51	1.56	2.91	4.19
Asset Turnover	0.05	0.05	0.05	0.04	0.04	0.04
Return on Equity (ROE)	16.00%	16.20%	16.90%	11.20%	7.70%	9.40%
Return on Assets (ROA)	0.90%	0.90%	0.90%	0.80%	0.60%	0.80%
Return on Capital (ROIC)	10.60%	10.88%	12.67%	8.39%	6.49%	8.44%
Earnings Yield	16.52%	15.68%	16.25%	10.35%	9.47%	8.39%
FCF Yield	2.92%	14.26%	14.79%	18.34%	6.56%	1.79%
Dividend Yield	3.37%	2.60%	2.40%	1.70%	2.30%	1.80%
Payout Ratio	20.30%	16.80%	15.20%	16.70%	24.50%	21.90%
Buyback Yield / Dilution	1.63%	2.89%	1.05%	0.58%	0.91%	-0.07%
Total Shareholder Return	5.00%	5.49%	3.45%	2.28%	3.21%	1.73%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).