Bank of the James Financial Group, Inc. (BOTJ)

NASDAQ: BOTJ · Real-Time Price · USD

20.46

+0.43 (2.15%)

At close: Feb 4, 2026, 4:00 PM EST

20.86

+0.40 (1.96%)

After-hours: Feb 4, 2026, 5:34 PM EST

BOTJ Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	92	72	56	55	73	53
Market Cap Growth	44.66%	29.87%	0.71%	-24.78%	39.35%	-21.23%
Last Close Price	20.46	15.44	11.51	10.88	13.82	9.67
PE Ratio	11.74	9.08	6.38	6.15	9.66	10.56
PS Ratio	1.95	1.60	1.30	1.26	1.89	1.57
PB Ratio	1.21	1.11	0.93	1.10	1.06	0.79
P/FCF Ratio	8.69	12.10	7.01	6.79	5.45	15.25
P/OCF Ratio	8.03	8.47	5.85	5.92	4.48	10.12
Debt / Equity Ratio	0.12	0.36	0.40	0.50	0.38	0.23
Debt / FCF Ratio	0.83	3.91	3.05	3.10	1.94	4.50
Return on Equity (ROE)	10.86%	12.72%	15.79%	14.97%	11.15%	7.77%
Return on Assets (ROA)	0.78%	0.81%	0.92%	0.94%	0.83%	0.63%
Earnings Yield	8.52%	11.02%	15.68%	16.25%	10.36%	9.47%
FCF Yield	11.51%	8.27%	14.26%	14.73%	18.34%	6.56%
Dividend Yield	1.98%	2.59%	2.95%	2.66%	1.98%	2.63%
Payout Ratio	22.96%	22.88%	16.79%	15.24%	16.75%	24.40%
Buyback Yield / Dilution	-0.00%	0.42%	2.89%	1.05%	0.58%	0.91%
Total Shareholder Return	1.96%	3.01%	5.84%	3.71%	2.57%	3.54%

Updated Nov 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q