Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
14.29
-0.21 (-1.47%)
Nov 21, 2024, 10:45 AM EST - Market open

BOTJ Statistics

Total Valuation

BOTJ has a market cap or net worth of $64.91 million.

Market Cap 64.91M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, October 25, 2024.

Earnings Date Oct 25, 2024
Ex-Dividend Date Nov 22, 2024

Share Statistics

BOTJ has 4.54 million shares outstanding. The number of shares has decreased by -0.88% in one year.

Current Share Class 4.54M
Shares Outstanding 4.54M
Shares Change (YoY) -0.88%
Shares Change (QoQ) n/a
Owned by Insiders (%) 13.61%
Owned by Institutions (%) 27.52%
Float 3.84M

Valuation Ratios

The trailing PE ratio is 7.83.

PE Ratio 7.83
Forward PE n/a
PS Ratio 1.50
Forward PS n/a
PB Ratio 0.96
P/TBV Ratio 1.08
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.18%.

Return on Equity (ROE) 14.18%
Return on Assets (ROA) 0.86%
Return on Capital (ROIC) n/a
Revenue Per Employee $242,669
Profits Per Employee $46,597
Employee Count 181
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BOTJ has paid $1.47 million in taxes.

Income Tax 1.47M
Effective Tax Rate 14.85%

Stock Price Statistics

The stock price has increased by +45.40% in the last 52 weeks. The beta is 0.76, so BOTJ's price volatility has been lower than the market average.

Beta (5Y) 0.76
52-Week Price Change +45.40%
50-Day Moving Average 13.59
200-Day Moving Average 12.02
Relative Strength Index (RSI) 67.30
Average Volume (20 Days) 6,291

Short Selling Information

The latest short interest is 5,250, so 0.12% of the outstanding shares have been sold short.

Short Interest 5,250
Short Previous Month 3,855
Short % of Shares Out 0.12%
Short % of Float 0.14%
Short Ratio (days to cover) 0.85

Income Statement

In the last 12 months, BOTJ had revenue of $43.92 million and earned $8.43 million in profits. Earnings per share was $1.86.

Revenue 43.92M
Gross Profit 43.92M
Operating Income 10.90M
Pretax Income 10.53M
Net Income 8.43M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.86
Full Income Statement

Balance Sheet

The company has $109.21 million in cash and $19.49 million in debt, giving a net cash position of $89.72 million or $19.75 per share.

Cash & Cash Equivalents 109.21M
Total Debt 19.49M
Net Cash 89.72M
Net Cash Per Share $19.75
Equity (Book Value) 68.83M
Book Value Per Share 15.15
Working Capital -793.44M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.81%
Pretax Margin 22.55%
Profit Margin 19.20%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 3.66%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.75%.

Dividend Per Share $0.40
Dividend Yield 2.75%
Dividend Growth (YoY) -6.25%
Years of Dividend Growth 4
Payout Ratio 21.55%
Buyback Yield 0.88%
Shareholder Yield 3.63%
Earnings Yield 12.99%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on June 24, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Jun 24, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2