Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
13.09
+0.01 (0.08%)
Feb 21, 2025, 4:00 PM EST - Market closed

BOTJ Statistics

Total Valuation

BOTJ has a market cap or net worth of $59.47 million. The enterprise value is $5.51 million.

Market Cap 59.47M
Enterprise Value 5.51M

Important Dates

The last earnings date was Friday, January 31, 2025.

Earnings Date Jan 31, 2025
Ex-Dividend Date Mar 7, 2025

Share Statistics

BOTJ has 4.54 million shares outstanding. The number of shares has decreased by -0.42% in one year.

Current Share Class 4.54M
Shares Outstanding 4.54M
Shares Change (YoY) -0.42%
Shares Change (QoQ) n/a
Owned by Insiders (%) 13.63%
Owned by Institutions (%) 23.14%
Float 3.84M

Valuation Ratios

The trailing PE ratio is 7.49.

PE Ratio 7.49
Forward PE n/a
PS Ratio 1.32
Forward PS n/a
PB Ratio 0.92
P/TBV Ratio 1.06
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 0.69
EV / Sales 0.12
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.72%.

Return on Equity (ROE) 12.72%
Return on Assets (ROA) 0.82%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $248,773
Profits Per Employee $43,890
Employee Count 181
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BOTJ has paid $1.98 million in taxes.

Income Tax 1.98M
Effective Tax Rate 19.94%

Stock Price Statistics

The stock price has increased by +12.85% in the last 52 weeks. The beta is 0.78, so BOTJ's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +12.85%
50-Day Moving Average 14.17
200-Day Moving Average 13.11
Relative Strength Index (RSI) 41.61
Average Volume (20 Days) 5,497

Short Selling Information

The latest short interest is 3,083, so 0.07% of the outstanding shares have been sold short.

Short Interest 3,083
Short Previous Month 4,670
Short % of Shares Out 0.07%
Short % of Float 0.08%
Short Ratio (days to cover) 0.20

Income Statement

In the last 12 months, BOTJ had revenue of $45.03 million and earned $7.94 million in profits. Earnings per share was $1.75.

Revenue 45.03M
Gross Profit 45.03M
Operating Income 10.92M
Pretax Income 10.53M
Net Income 7.94M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.75
Full Income Statement

Balance Sheet

The company has $73.31 million in cash and $19.35 million in debt, giving a net cash position of $53.96 million or $11.88 per share.

Cash & Cash Equivalents 73.31M
Total Debt 19.35M
Net Cash 53.96M
Net Cash Per Share $11.88
Equity (Book Value) 64.87M
Book Value Per Share 14.28
Working Capital -803.22M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.26%
Pretax Margin 22.04%
Profit Margin 17.64%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.06%.

Dividend Per Share $0.40
Dividend Yield 3.06%
Dividend Growth (YoY) 17.65%
Years of Dividend Growth 4
Payout Ratio 22.88%
Buyback Yield 0.42%
Shareholder Yield 3.47%
Earnings Yield 13.36%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on June 24, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Jun 24, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2