Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
14.14
+0.19 (1.36%)
May 5, 2025, 4:00 PM EDT - Market closed

BOTJ Statistics

Total Valuation

BOTJ has a market cap or net worth of $62.76 million. The enterprise value is -$13.01 million.

Market Cap 62.76M
Enterprise Value -13.01M

Important Dates

The last earnings date was Wednesday, April 30, 2025.

Earnings Date Apr 30, 2025
Ex-Dividend Date Jun 6, 2025

Share Statistics

BOTJ has 4.54 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 4.54M
Shares Outstanding 4.54M
Shares Change (YoY) -0.00%
Shares Change (QoQ) n/a
Owned by Insiders (%) 13.67%
Owned by Institutions (%) 23.14%
Float 3.84M

Valuation Ratios

The trailing PE ratio is 9.51.

PE Ratio 9.51
Forward PE n/a
PS Ratio 1.39
Forward PS n/a
PB Ratio 0.92
P/TBV Ratio 1.05
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.25%.

Return on Equity (ROE) 10.25%
Return on Assets (ROA) 0.66%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $257,617
Profits Per Employee $37,709
Employee Count 175
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BOTJ has paid $1.64 million in taxes.

Income Tax 1.64M
Effective Tax Rate 19.92%

Stock Price Statistics

The stock price has increased by +35.83% in the last 52 weeks. The beta is 0.28, so BOTJ's price volatility has been lower than the market average.

Beta (5Y) 0.28
52-Week Price Change +35.83%
50-Day Moving Average 13.74
200-Day Moving Average 13.81
Relative Strength Index (RSI) 49.08
Average Volume (20 Days) 3,354

Short Selling Information

The latest short interest is 2,900, so 0.06% of the outstanding shares have been sold short.

Short Interest 2,900
Short Previous Month 4,008
Short % of Shares Out 0.06%
Short % of Float 0.08%
Short Ratio (days to cover) 0.40

Income Statement

In the last 12 months, BOTJ had revenue of $45.08 million and earned $6.60 million in profits. Earnings per share was $1.45.

Revenue 45.08M
Gross Profit 45.08M
Operating Income 9.27M
Pretax Income 10.53M
Net Income 6.60M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.45
Full Income Statement

Balance Sheet

The company has $94.97 million in cash and $19.20 million in debt, giving a net cash position of $75.77 million or $16.68 per share.

Cash & Cash Equivalents 94.97M
Total Debt 19.20M
Net Cash 75.77M
Net Cash Per Share $16.68
Equity (Book Value) 68.35M
Book Value Per Share 15.04
Working Capital -167.31M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.57%
Pretax Margin 18.28%
Profit Margin 14.64%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.83%.

Dividend Per Share $0.40
Dividend Yield 2.83%
Dividend Growth (YoY) 11.11%
Years of Dividend Growth 4
Payout Ratio 27.54%
Buyback Yield 0.00%
Shareholder Yield 2.83%
Earnings Yield 10.51%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on June 24, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Jun 24, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2