BV Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	45.6	41	37.74	31.26	28.73
Interest Income on Investments	4.11	5.68	5.68	2.09	0.65
Total Interest Income	49.71	46.68	43.42	33.35	29.38
Interest Paid on Deposits	10.7	9.04	5.61	1.36	1.9
Interest Paid on Borrowings	2.1	2.45	3.58	2.07	1.84
Total Interest Expense	12.81	11.5	9.19	3.43	3.73
Net Interest Income	36.9	35.19	34.23	29.92	25.65
Net Interest Income Growth (YoY)	4.87%	2.80%	14.40%	16.67%	67.37%
Gain (Loss) on Sale of Assets	-0.03	-	0.19	0.25	-
Other Non-Interest Income	2.26	2.09	2.45	3.62	1.86
Total Non-Interest Income	2.72	2.51	3.76	4.33	2.37
Non-Interest Income Growth (YoY)	8.19%	-33.09%	-13.13%	82.41%	43.35%
Revenues Before Loan Losses	39.62	37.7	37.99	34.25	28.02
Provision for Loan Losses	-2.43	-0.2	-0.05	1.04	0.58
Revenue	42.05	37.9	38.03	33.21	27.44
Revenue Growth (YoY)	10.94%	-0.33%	14.53%	21.01%	68.55%
Salaries and Employee Benefits	16.24	11.93	11.39	9.87	7.5
Federal Deposit Insurance	0.33	0.33	0.34	0.22	0.19
Amortization of Goodwill & Intangibles	0.18	0.18	0.18	0.18	0.18
Selling, General & Administrative	4.49	6.6	5.2	4.4	4.76
Other Non-Interest Expense	1.94	2.45	2.12	2.75	1.59
Total Non-Interest Expense	23.19	21.5	19.41	18.39	14.45
EBT Excluding Unusual Items	18.86	16.41	18.62	14.81	12.99
Other Unusual Items	-	-	-	1.34	-
Pretax Income	18.86	16.41	18.62	14.55	12.82
Income Tax Expense	5.37	4.68	4.92	4.03	3.38
Net Income	13.5	11.72	13.71	10.52	9.44
Net Income to Common	13.5	11.72	13.71	10.52	9.44
Net Income Growth	15.12%	-14.47%	30.25%	11.47%	23.49%
Basic Shares Outstanding	9	11	9	12	11
Diluted Shares Outstanding	9	11	9	12	11
Shares Change (YoY)	-11.89%	14.66%	-23.46%	11.65%	0.20%
EPS (Basic)	1.44	1.10	1.47	0.86	0.87
EPS (Diluted)	1.43	1.09	1.47	0.86	0.86
EPS Growth	31.19%	-25.85%	70.49%	-	23.36%
Effective Tax Rate	28.46%	28.54%	26.39%	27.68%	26.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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