BV Financial, Inc. (BVFL)
NASDAQ: BVFL · Real-Time Price · USD
21.57
-0.25 (-1.15%)
Nov 6, 2026, 4:00 PM EST - Market closed

BV Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
41.8542.0537.938.0333.2127.44
Revenue Growth
8.23%10.94%-0.33%14.53%21.01%68.55%
Net Income
12.7913.511.7213.7110.529.44
Earnings Per Share
1.561.431.091.470.860.86
EPS Growth
45.32%31.19%-25.85%70.49%0%23.36%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5055.7170.573.7468.65111.19
Total Debt
535.7550.8538.4149.6838.06
Net Cash (Debt)
4519.9519.6535.3318.9773.13
Net Cash Growth
62.24%1.55%-44.38%86.26%-74.06%102.25%
Net Cash Per Share
5.472.111.833.781.556.69

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-19.0216.0615.199.7110.58
Capital Expenditures
--0.24-0.61-0.16-0.5-0.42
Free Cash Flow
-18.7915.4515.049.2110.16
Free Cash Flow Growth
-21.58%2.75%63.25%-9.36%118.61%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.57%32.09%30.93%36.04%31.69%34.41%
FCF Margin
-44.68%40.77%39.54%27.74%37.04%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.8412.9116.7011.7726.9823.27
P/FCF Ratio
9.449.2712.6710.7330.8221.61
PS Ratio
4.054.145.174.248.558.00