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BV Financial, Inc. (BVFL)
NASDAQ: BVFL · Real-Time Price · USD
21.30
0.00 (0.00%)
Aug 12, 2026, 9:37 AM EDT - Market open

BV Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
40.2239.6237.737.9935.5928.02
Revenue Growth
3.94%5.09%-0.75%6.75%27.02%564.52%
Gross Profit
40.2239.6237.737.9935.5928.02
Operating Income
19.0118.8616.4118.6214.5512.82
Net Income
13.0913.511.7213.7110.529.44
Earnings Per Share
1.521.431.091.471.321.32
EPS Growth
47.57%31.19%-25.85%11.36%0%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
68.955.7170.573.7468.65111.19
Total Debt
03549.8837.2549.0436.83
Net Cash (Debt)
68.920.7120.6236.4919.6174.36
Net Cash Growth
222.54%0.43%-43.50%86.06%-73.63%497.76%
Net Cash Per Share
8.202.191.933.912.4610.41

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
18.2819.0216.0615.199.7110.58
Capital Expenditures
-0.03-0.24-0.61-0.16-0.5-0.42
Free Cash Flow
18.2518.7915.4515.049.2110.16
Free Cash Flow Growth
14.70%21.58%2.75%63.25%-9.36%426.03%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
47.26%47.61%43.52%49.02%40.90%45.77%
Pretax Margin
47.26%47.61%43.52%49.02%40.90%45.77%
Profit Margin
32.54%34.06%31.09%36.08%29.57%33.70%
FCF Margin
0.00%47.42%40.99%39.59%25.89%36.28%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.9912.6915.809.6518.9415.23
P/FCF Ratio
9.638.5511.8610.7320.1314.12
PS Ratio
3.974.054.864.255.215.12