BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $163.55 million. The enterprise value is $124.66 million.
| Market Cap | 163.55M |
| Enterprise Value | 124.66M |
Important Dates
The next estimated earnings date is Thursday, July 16, 2026, after market close.
| Earnings Date | Jul 16, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 8.08 million shares outstanding. The number of shares has decreased by -14.61% in one year.
| Current Share Class | 8.08M |
| Shares Outstanding | 8.08M |
| Shares Change (YoY) | -14.61% |
| Shares Change (QoQ) | -4.91% |
| Owned by Insiders (%) | 16.10% |
| Owned by Institutions (%) | 52.33% |
| Float | 6.78M |
Valuation Ratios
The trailing PE ratio is 14.58.
| PE Ratio | 14.58 |
| Forward PE | n/a |
| PS Ratio | 3.82 |
| Forward PS | n/a |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 9.15 |
| P/OCF Ratio | 9.13 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.98 |
| EV / Sales | 2.91 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.97 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.54%.
| Return on Equity (ROE) | 6.54% |
| Return on Assets (ROA) | 1.36% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.93% |
| Revenue Per Employee | $411,769 |
| Profits Per Employee | $120,067 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $5.73 million in taxes.
| Income Tax | 5.73M |
| Effective Tax Rate | 31.45% |
Stock Price Statistics
The stock price has increased by +38.64% in the last 52 weeks. The beta is 0.10, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +38.64% |
| 50-Day Moving Average | 19.78 |
| 200-Day Moving Average | 18.31 |
| Relative Strength Index (RSI) | 56.48 |
| Average Volume (20 Days) | 20,652 |
Short Selling Information
The latest short interest is 111,132, so 1.37% of the outstanding shares have been sold short.
| Short Interest | 111,132 |
| Short Previous Month | 120,890 |
| Short % of Shares Out | 1.37% |
| Short % of Float | 1.64% |
| Short Ratio (days to cover) | 9.74 |
Income Statement
In the last 12 months, BV Financial had revenue of $42.82 million and earned $12.49 million in profits. Earnings per share was $1.39.
| Revenue | 42.82M |
| Gross Profit | 42.82M |
| Operating Income | 18.73M |
| Pretax Income | 18.22M |
| Net Income | 12.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.39 |
Balance Sheet
The company has $74.58 million in cash and $35.69 million in debt, with a net cash position of $38.88 million or $4.81 per share.
| Cash & Cash Equivalents | 74.58M |
| Total Debt | 35.69M |
| Net Cash | 38.88M |
| Net Cash Per Share | $4.81 |
| Equity (Book Value) | 183.64M |
| Book Value Per Share | 22.51 |
| Working Capital | -606.16M |
Cash Flow
In the last 12 months, operating cash flow was $17.90 million and capital expenditures -$27,000, giving a free cash flow of $17.88 million.
| Operating Cash Flow | 17.90M |
| Capital Expenditures | -27,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.38M |
| Free Cash Flow | 17.88M |
| FCF Per Share | $2.21 |
Margins
| Gross Margin | n/a |
| Operating Margin | 43.73% |
| Pretax Margin | 42.54% |
| Profit Margin | 29.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.75% |
Dividends & Yields
BV Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 14.61% |
| Shareholder Yield | 14.61% |
| Earnings Yield | 7.64% |
| FCF Yield | 10.93% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 1, 2023. It was a forward split with a ratio of 1.5309:1.
| Last Split Date | Aug 1, 2023 |
| Split Type | Forward |
| Split Ratio | 1.5309:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |