BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $159.91 million. The enterprise value is $139.96 million.
Important Dates
The next estimated earnings date is Tuesday, May 5, 2026, after market close.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 8.08 million shares outstanding. The number of shares has decreased by -11.69% in one year.
| Current Share Class | 8.08M |
| Shares Outstanding | 8.08M |
| Shares Change (YoY) | -11.69% |
| Shares Change (QoQ) | -6.71% |
| Owned by Insiders (%) | 14.58% |
| Owned by Institutions (%) | 53.74% |
| Float | 6.91M |
Valuation Ratios
The trailing PE ratio is 13.83.
| PE Ratio | 13.83 |
| Forward PE | n/a |
| PS Ratio | 3.80 |
| Forward PS | n/a |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 8.51 |
| P/OCF Ratio | 8.41 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.37 |
| EV / Sales | 3.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.45 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.90 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.12%.
| Return on Equity (ROE) | 7.12% |
| Return on Assets (ROA) | 1.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.89% |
| Revenue Per Employee | $404,327 |
| Profits Per Employee | $129,760 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $5.37 million in taxes.
| Income Tax | 5.37M |
| Effective Tax Rate | 28.46% |
Stock Price Statistics
The stock price has increased by +37.88% in the last 52 weeks. The beta is 0.09, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.09 |
| 52-Week Price Change | +37.88% |
| 50-Day Moving Average | 19.32 |
| 200-Day Moving Average | 17.63 |
| Relative Strength Index (RSI) | 53.84 |
| Average Volume (20 Days) | 17,566 |
Short Selling Information
The latest short interest is 145,023, so 1.79% of the outstanding shares have been sold short.
| Short Interest | 145,023 |
| Short Previous Month | 157,270 |
| Short % of Shares Out | 1.79% |
| Short % of Float | 2.10% |
| Short Ratio (days to cover) | 6.66 |
Income Statement
In the last 12 months, BV Financial had revenue of $42.05 million and earned $13.50 million in profits. Earnings per share was $1.43.
| Revenue | 42.05M |
| Gross Profit | 42.05M |
| Operating Income | 19.38M |
| Pretax Income | 18.86M |
| Net Income | 13.50M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.43 |
Full Income StatementBalance Sheet
The company has $55.71 million in cash and $35.75 million in debt, with a net cash position of $19.95 million or $2.47 per share.
| Cash & Cash Equivalents | 55.71M |
| Total Debt | 35.75M |
| Net Cash | 19.95M |
| Net Cash Per Share | $2.47 |
| Equity (Book Value) | 183.80M |
| Book Value Per Share | 22.45 |
| Working Capital | -627.47M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $19.02 million and capital expenditures -$237,000, giving a free cash flow of $18.79 million.
| Operating Cash Flow | 19.02M |
| Capital Expenditures | -237,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.38M |
| Free Cash Flow | 18.79M |
| FCF Per Share | $2.32 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.08% |
| Pretax Margin | 44.86% |
| Profit Margin | 32.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.68% |
