BV Financial, Inc. (BVFL)
OTCMKTS: BVFL · Delayed Price · USD
11.35
-0.01 (-0.09%)
Jun 17, 2024, 4:00 PM EDT - Market closed

BV Financial Statistics

Total Valuation

BV Financial has a market cap or net worth of $84.34 million. The enterprise value is $40.27 million.

Market Cap 84.34M
Enterprise Value 40.27M

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

BV Financial has 7.43 million shares outstanding. The number of shares has increased by 621.94% in one year.

Shares Outstanding 7.43M
Shares Change (YoY) +621.94%
Shares Change (QoQ) n/a
Owned by Insiders (%) 14.78%
Owned by Institutions (%) 35.04%
Float 9.49M

Valuation Ratios

The trailing PE ratio is 8.22.

PE Ratio 8.22
Forward PE n/a
PS Ratio 2.25
Forward PS n/a
PB Ratio 0.42
P/FCF Ratio 5.19
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.12, with an EV/FCF ratio of 2.48.

EV / Earnings 3.06
EV / Sales 1.07
EV / EBITDA 2.12
EV / EBIT 2.25
EV / FCF 2.48

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.17
Debt / EBITDA 1.83
Debt / FCF 2.14
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.50% and return on invested capital (ROIC) is 5.57%.

Return on Equity (ROE) 7.50%
Return on Assets (ROA) 1.50%
Return on Capital (ROIC) 5.57%
Revenue Per Employee $335,250
Profits Per Employee $117,554
Employee Count 112
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, BV Financial has paid $4.75 million in taxes.

Income Tax 4.75M
Effective Tax Rate 26.51%

Stock Price Statistics

The stock price has decreased by -17.26% in the last 52 weeks. The beta is 0.61, so BV Financial's price volatility has been lower than the market average.

Beta (1Y) 0.61
52-Week Price Change -17.26%
50-Day Moving Average 10.68
200-Day Moving Average 11.51
Relative Strength Index (RSI) 75.46
Average Volume (30 Days) 10,636

Short Selling Information

The latest short interest is 6,610, so 0.09% of the outstanding shares have been sold short.

Short Interest 6,610
Short Previous Month 9,160
Short % of Shares Out 0.09%
Short % of Float 0.07%
Short Ratio (days to cover) 1.76

Income Statement

In the last 12 months, BV Financial had revenue of $37.55 million and earned $13.17 million in profits. Earnings per share was $1.38.

Revenue 37.55M
Gross Profit 37.55M
Operating Income 17.92M
Pretax Income 17.92M
Net Income 13.17M
EBITDA 18.96M
EBIT 17.92M
Earnings Per Share (EPS) $1.38
Full Income Statement

Balance Sheet

The company has $78.84 million in cash and $34.77 million in debt, giving a net cash position of $44.07 million or $5.93 per share.

Cash & Cash Equivalents 78.84M
Total Debt 34.77M
Net Cash 44.07M
Net Cash Per Share $5.93
Equity / Book Value 201.75M
Book Value Per Share 27.15
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $16.15 million and capital expenditures $103,000, giving a free cash flow of $16.26 million.

Operating Cash Flow 16.15M
Capital Expenditures 103,000
Free Cash Flow 16.26M
FCF Per Share $1.43
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 47.71% and 35.06%.

Gross Margin 100.00%
Operating Margin 47.71%
Pretax Margin 47.71%
Profit Margin 35.06%
EBITDA Margin 50.50%
EBIT Margin 47.71%
FCF Margin 43.30%

Dividends & Yields

BV Financial does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -621.94%
Shareholder Yield -621.94%
Earnings Yield 15.61%
FCF Yield 19.28%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 1, 2023. It was a forward split with a ratio of 545:356.

Last Split Date Aug 1, 2023
Split Type Forward
Split Ratio 545:356

Scores

Altman Z-Score n/a
Piotroski F-Score 4