BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $169.41 million. The enterprise value is $124.41 million.
| Market Cap | 169.41M |
| Enterprise Value | 124.41M |
Important Dates
The last earnings date was Friday, October 23, 2026, before market open.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 7.85 million shares outstanding. The number of shares has decreased by -17.27% in one year.
| Current Share Class | 7.85M |
| Shares Outstanding | 7.85M |
| Shares Change (YoY) | -17.27% |
| Shares Change (QoQ) | -0.87% |
| Owned by Insiders (%) | 16.30% |
| Owned by Institutions (%) | 52.57% |
| Float | 6.57M |
Valuation Ratios
The trailing PE ratio is 13.84.
| PE Ratio | 13.84 |
| Forward PE | n/a |
| PS Ratio | 4.05 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 9.44 |
| P/OCF Ratio | 9.45 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.72 |
| EV / Sales | 2.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.03 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.83%.
| Return on Equity (ROE) | 6.83% |
| Return on Assets (ROA) | 1.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.31% |
| Revenue Per Employee | $402,404 |
| Profits Per Employee | $123,019 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $5.54 million in taxes.
| Income Tax | 5.54M |
| Effective Tax Rate | 30.20% |
Stock Price Statistics
The stock price has increased by +28.09% in the last 52 weeks. The beta is 0.03, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.03 |
| 52-Week Price Change | +28.09% |
| 50-Day Moving Average | 21.52 |
| 200-Day Moving Average | 20.43 |
| Relative Strength Index (RSI) | 47.14 |
| Average Volume (20 Days) | 17,387 |
Short Selling Information
The latest short interest is 90,405, so 1.15% of the outstanding shares have been sold short.
| Short Interest | 90,405 |
| Short Previous Month | 114,094 |
| Short % of Shares Out | 1.15% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 4.15 |
Income Statement
In the last 12 months, BV Financial had revenue of $41.85 million and earned $12.79 million in profits. Earnings per share was $1.56.
| Revenue | 41.85M |
| Gross Profit | 41.85M |
| Operating Income | 18.84M |
| Pretax Income | 18.33M |
| Net Income | 12.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.56 |
Balance Sheet
The company has $50.00 million in cash and $5.00 million in debt, with a net cash position of $45.00 million or $5.73 per share.
| Cash & Cash Equivalents | 50.00M |
| Total Debt | 5.00M |
| Net Cash | 45.00M |
| Net Cash Per Share | $5.73 |
| Equity (Book Value) | 184.23M |
| Book Value Per Share | 23.55 |
| Working Capital | -620.88M |
Cash Flow
In the last 12 months, operating cash flow was $17.94 million and capital expenditures $2,000, giving a free cash flow of $17.94 million.
| Operating Cash Flow | 17.94M |
| Capital Expenditures | 2,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -35.38M |
| Free Cash Flow | 17.94M |
| FCF Per Share | $2.28 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.03% |
| Pretax Margin | 43.80% |
| Profit Margin | 30.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.38% |
Dividends & Yields
BV Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 17.27% |
| Shareholder Yield | 17.27% |
| Earnings Yield | 7.22% |
| FCF Yield | 10.59% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on August 1, 2023. It was a forward split with a ratio of 1.5309:1.
| Last Split Date | Aug 1, 2023 |
| Split Type | Forward |
| Split Ratio | 1.5309:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |