BV Financial, Inc. (BVFL)

NASDAQ: BVFL · Real-Time Price · USD

21.80

+0.50 (2.35%)

Aug 12, 2026, 9:41 AM EDT - Market open

BV Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12.49	13.5	11.72	13.71	10.52	9.44
Depreciation & Amortization	0.84	0.86	1.42	0.58	-0.31	-0.63
Stock-Based Compensation	3.82	4.34	2.08	0.87	0.26	0.4
Other Adjustments	-1.26	-1.44	0	-1.1	-0.92	-1.2
Changes in Other Operating Activities	2.36	1.77	0.84	1.14	0.16	2.57
Operating Cash Flow	18.28	19.02	16.06	15.19	9.71	10.58
Operating Cash Flow Growth	12.10%	18.43%	5.72%	56.41%	-8.17%	416.76%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-0.03	-0.24	-0.61	-0.16	-0.5	-0.42
Sale of Property, Plant & Equipment	-	-	-	0.64	0.94	-
Purchases of Investments	-18.65	-17.97	-15.24	-8.36	-13.09	-18.01
Proceeds from Sale of Investments	19.43	21.9	16.32	7.73	10.16	10.1
Cash Acquisitions	-	-	-	-	8.52	-
Other Investing Activities	14.67	-16.98	-32.97	-35.04	-33.79	25.77
Investing Cash Flow	16.44	-13.29	-32.5	-35.17	-27.76	17.45

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-	35	15	25.5	24	-
Long-Term Debt Repaid	-	-50	-3.09	-37.5	-12	-17.85
Net Long-Term Debt Issued (Repaid)	-	-15	11.91	-12	12	-17.85
Issuance of Common Stock	-	-	-	97.99	0	0.04
Repurchase of Common Stock	-31	-30.02	-17.71	-7.33	-	-
Net Common Stock Issued (Repurchased)	-31	-30.02	-17.71	90.66	0	0.04
Other Financing Activities	15.53	24.5	18.99	-53.59	-36.49	8.99
Financing Cash Flow	-30.96	-20.53	13.19	25.07	-24.49	-8.83

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	3.76	-14.8	-3.24	5.09	-42.54	19.2

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	18.25	18.79	15.45	15.04	9.21	10.16
Free Cash Flow Growth	14.70%	21.58%	2.75%	63.25%	-9.36%	426.03%
FCF Margin	45.52%	47.42%	40.99%	39.59%	25.89%	36.28%
Free Cash Flow Per Share	2.06	1.99	1.44	1.61	1.16	1.42
Levered Free Cash Flow	15.66	0.89	25.28	3.27	21.87	-6.89
Unlevered Free Cash Flow	15.66	15.89	13.37	15.27	9.87	10.96

SEC Filings: 10-K · 10-Q