BV Financial, Inc. (BVFL)
NASDAQ: BVFL · Real-Time Price · USD
21.57
-0.25 (-1.15%)
Nov 6, 2026, 4:00 PM EST - Market closed
BV Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 50 | 55.71 | 70.5 | 73.74 | 68.65 | 111.19 |
Investment Securities | 35.44 | 17.71 | 19.95 | 14.01 | 9.36 | 3.2 |
Mortgage-Backed Securities | - | 21.65 | 23.68 | 31.24 | 34.35 | 38.65 |
Total Investments | 35.44 | 39.37 | 43.63 | 45.25 | 43.72 | 41.85 |
Gross Loans | 732.67 | 757.12 | 739.96 | 704.8 | 664.41 | 588.49 |
Allowance for Loan Losses | -6.33 | -6.44 | -8.52 | -8.55 | -3.81 | -2.67 |
Other Adjustments to Gross Loans | - | -2.2 | -2.2 | - | -1.47 | -1.39 |
Net Loans | 726.34 | 748.48 | 729.24 | 696.25 | 659.13 | 584.44 |
Property, Plant & Equipment | 12.04 | 13.2 | 14.15 | 15.38 | 15.79 | 16.25 |
Goodwill | 14.42 | 14.42 | 14.42 | 14.42 | 14.42 | 14.42 |
Other Intangible Assets | 0.52 | 0.65 | 0.83 | 1.01 | 1.2 | 1.29 |
Accrued Interest Receivable | 3.07 | 3.15 | 3.16 | 3.28 | 2.95 | 2.58 |
Long-Term Deferred Tax Assets | 7.52 | 7.56 | 8.9 | 8.97 | 9.11 | 8.32 |
Other Real Estate Owned & Foreclosed | - | - | 0.16 | 0.17 | 1.99 | 1.99 |
Other Long-Term Assets | 27.74 | 27.35 | 25.47 | 26.16 | 27.03 | 32.39 |
Total Assets | 878 | 912.21 | 911.82 | 885.25 | 844.96 | 815.13 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 534.51 | 502.03 | 495.87 | 459.99 | 488.82 | 476.61 |
Institutional Deposits | - | 35.7 | 25.9 | 32.1 | 28.6 | 28.4 |
Non-Interest Bearing Deposits | 139.45 | 138.36 | 129.72 | 142.03 | 167.2 | 175.02 |
Total Deposits | 673.96 | 676.09 | 651.49 | 634.12 | 684.62 | 680.03 |
Short-Term Borrowings | - | - | 15 | - | 12 | - |
Current Portion of Long-Term Debt | - | 10 | - | - | - | - |
Current Portion of Leases | - | 0.23 | - | - | - | - |
Long-Term Debt | - | - | 34.88 | 34.16 | 33.95 | 33.74 |
Federal Home Loan Bank Debt, Long-Term | 5 | 25 | - | - | - | - |
Long-Term Leases | - | 0.52 | 0.97 | 1.16 | 0.65 | 1.23 |
Trust Preferred Securities | - | - | - | 3.09 | 3.09 | 3.09 |
Other Long-Term Liabilities | 14.81 | 16.56 | 13.98 | 13.66 | 12.91 | 13.6 |
Total Liabilities | 693.77 | 728.41 | 716.32 | 686.19 | 747.21 | 731.68 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.08 | 0.09 | 0.11 | 0.11 | 0.07 | 0.07 |
Additional Paid-In Capital | 61.45 | 68.83 | 94.68 | 110.47 | 15.41 | 9.38 |
Retained Earnings | 130.98 | 122.99 | 109.5 | 97.77 | 84.61 | 74.09 |
Comprehensive Income & Other | -8.29 | -8.11 | -8.78 | -9.29 | -2.34 | -0.1 |
Shareholders' Equity | 184.23 | 183.8 | 195.5 | 199.07 | 97.75 | 83.45 |
Total Liabilities & Equity | 878 | 912.21 | 911.82 | 885.25 | 844.96 | 815.13 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 5 | 35.75 | 50.85 | 38.41 | 49.68 | 38.06 |
Net Cash (Debt) | 45 | 19.95 | 19.65 | 35.33 | 18.97 | 73.13 |
Net Cash Growth | 62.24% | 1.55% | -44.38% | 86.26% | -74.06% | 102.25% |
Net Cash Per Share | 5.47 | 2.11 | 1.83 | 3.78 | 1.55 | 6.69 |
Filing Date Shares Outstanding | 7.82 | 8.08 | 9.89 | 11.38 | 11.36 | 10.93 |
Total Common Shares Outstanding | 7.82 | 8.19 | 9.94 | 11.38 | 11.36 | 10.93 |
Book Value Per Share | 23.55 | 22.45 | 19.67 | 17.50 | 8.61 | 7.64 |
Tangible Book Value | 169.29 | 168.73 | 180.25 | 183.63 | 82.14 | 67.73 |
Tangible Book Value Per Share | 21.64 | 20.61 | 18.13 | 16.14 | 7.23 | 6.20 |