BV Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	55.71	70.5	73.74	68.65	111.19
Investment Securities	39.37	20.42	14.01	9.36	3.2
Mortgage-Backed Securities	-	23.21	31.24	34.35	38.65
Total Investments	39.37	43.63	45.25	43.72	41.85
Gross Loans	754.92	737.76	704.8	664.41	588.49
Allowance for Loan Losses	-6.44	-8.52	-8.55	-3.81	-2.67
Other Adjustments to Gross Loans	-	-	-	-1.47	-1.39
Net Loans	748.48	729.24	696.25	659.13	584.44
Property, Plant & Equipment	12.49	14.15	15.38	15.79	16.25
Goodwill	14.42	14.42	14.42	14.42	14.42
Other Intangible Assets	0.65	0.83	1.01	1.2	1.29
Accrued Interest Receivable	3.15	3.16	3.28	2.95	2.58
Long-Term Deferred Tax Assets	7.56	8.9	8.97	9.11	8.32
Other Real Estate Owned & Foreclosed	-	0.16	0.17	1.99	1.99
Other Long-Term Assets	28.06	25.47	26.16	27.03	32.39
Total Assets	912.21	911.82	885.25	844.96	815.13
Interest Bearing Deposits	537.73	495.87	459.99	488.82	476.61
Institutional Deposits	-	25.9	32.1	28.6	28.4
Non-Interest Bearing Deposits	138.36	129.72	142.03	167.2	175.02
Total Deposits	676.09	651.49	634.12	684.62	680.03
Short-Term Borrowings	35	15	-	12	-
Current Portion of Leases	-	0.25	-	-	-
Long-Term Debt	-	34.88	34.16	33.95	33.74
Long-Term Leases	-	0.71	1.16	0.65	1.23
Trust Preferred Securities	-	-	3.09	3.09	3.09
Other Long-Term Liabilities	17.32	13.98	13.66	12.91	13.6
Total Liabilities	728.41	716.32	686.19	747.21	731.68
Common Stock	0.09	0.11	0.11	0.07	0.07
Additional Paid-In Capital	68.83	94.68	110.47	15.41	9.38
Retained Earnings	122.99	109.5	97.77	84.61	74.09
Comprehensive Income & Other	-8.11	-8.78	-9.29	-2.34	-0.1
Shareholders' Equity	183.8	195.5	199.07	97.75	83.45
Total Liabilities & Equity	912.21	911.82	885.25	844.96	815.13
Total Debt	35	50.85	38.41	49.68	38.06
Net Cash (Debt)	20.71	19.65	35.33	18.97	73.13
Net Cash Growth	5.37%	-44.38%	86.26%	-74.06%	102.25%
Net Cash Per Share	2.19	1.83	3.78	1.55	6.69
Filing Date Shares Outstanding	8.45	9.89	11.38	11.36	10.93
Total Common Shares Outstanding	8.45	9.94	11.38	11.36	10.93
Book Value Per Share	21.74	19.67	17.50	8.61	7.64
Tangible Book Value	168.73	180.25	183.63	82.14	67.73
Tangible Book Value Per Share	19.96	18.13	16.14	7.23	6.20

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q