BV Financial, Inc. (BVFL)

BV Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	13.5	11.72	13.71	10.52	9.44
Depreciation & Amortization	0.86	1.42	0.58	-0.31	-0.63
Stock-Based Compensation	4.34	2.08	0.87	0.26	0.4
Other Adjustments	-1.44	0	-1.1	-0.92	-1.2
Changes in Other Operating Activities	1.77	0.84	1.14	0.16	2.57
Operating Cash Flow	19.02	16.06	15.19	9.71	10.58
Operating Cash Flow Growth	18.43%	5.72%	56.41%	-8.17%	416.76%
Capital Expenditures	-0.24	-0.61	-0.16	-0.5	-0.42
Sale of Property, Plant & Equipment	-	-	0.64	0.94	-
Purchases of Investments	-17.97	-15.24	-8.36	-13.09	-18.01
Proceeds from Sale of Investments	21.9	16.32	7.73	10.16	10.1
Payments for Business Acquisitions	-	-	-	8.52	-
Other Investing Activities	-16.98	-32.97	-35.04	-33.79	25.77
Investing Cash Flow	-13.29	-32.5	-35.17	-27.76	17.45
Long-Term Debt Issued	35	15	25.5	24	-
Long-Term Debt Repaid	-50	-3.09	-37.5	-12	-17.85
Net Long-Term Debt Issued (Repaid)	-15	11.91	-12	12	-17.85
Issuance of Common Stock	-	-	97.99	0	0.04
Repurchase of Common Stock	-30.02	-17.71	-7.33	-	-
Net Common Stock Issued (Repurchased)	-30.02	-17.71	90.66	0	0.04
Other Financing Activities	24.5	18.99	-53.59	-36.49	8.99
Financing Cash Flow	-20.53	13.19	25.07	-24.49	-8.83
Net Cash Flow	-14.8	-3.24	5.09	-42.54	19.2
Free Cash Flow	18.79	15.45	15.04	9.21	10.16
Free Cash Flow Growth	21.58%	2.75%	63.25%	-9.36%	426.03%
FCF Margin	47.42%	40.99%	39.59%	25.89%	36.28%
Free Cash Flow Per Share	1.99	1.44	1.61	1.16	1.42
Levered Free Cash Flow	0.89	25.28	3.27	21.87	-6.89
Unlevered Free Cash Flow	15.89	13.37	15.27	9.87	10.96

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q