BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $196.78 million. The enterprise value is $138.58 million.
Important Dates
The next estimated earnings date is Tuesday, January 21, 2025, after market close.
| Earnings Date | Jan 21, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 11.37 million shares outstanding. The number of shares has increased by 10.06% in one year.
| Current Share Class | 11.37M |
| Shares Outstanding | 11.37M |
| Shares Change (YoY) | +10.06% |
| Shares Change (QoQ) | +0.95% |
| Owned by Insiders (%) | 12.07% |
| Owned by Institutions (%) | 38.91% |
| Float | 9.31M |
Valuation Ratios
The trailing PE ratio is 14.47.
| PE Ratio | 14.47 |
| Forward PE | n/a |
| PS Ratio | 4.86 |
| Forward PS | n/a |
| PB Ratio | 0.89 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 13.13 |
| P/OCF Ratio | 12.59 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.84 |
| EV / Sales | 3.64 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.24 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.39 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.31%.
| Return on Equity (ROE) | 6.31% |
| Return on Assets (ROA) | 1.40% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $327,828 |
| Profits Per Employee | $110,172 |
| Employee Count | 116 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $4.80 million in taxes.
| Income Tax | 4.80M |
| Effective Tax Rate | 27.30% |
Stock Price Statistics
The stock price has increased by +22.64% in the last 52 weeks. The beta is 0.63, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.63 |
| 52-Week Price Change | +22.64% |
| 50-Day Moving Average | 16.52 |
| 200-Day Moving Average | 13.52 |
| Relative Strength Index (RSI) | 57.82 |
| Average Volume (20 Days) | 36,264 |
Short Selling Information
The latest short interest is 22,576, so 0.20% of the outstanding shares have been sold short.
| Short Interest | 22,576 |
| Short Previous Month | 17,920 |
| Short % of Shares Out | 0.20% |
| Short % of Float | 0.24% |
| Short Ratio (days to cover) | 0.52 |
Income Statement
In the last 12 months, BV Financial had revenue of $38.03 million and earned $12.78 million in profits. Earnings per share was $1.20.
| Revenue | 38.03M |
| Gross Profit | 38.03M |
| Operating Income | 18.13M |
| Pretax Income | 17.92M |
| Net Income | 12.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.20 |
Full Income StatementBalance Sheet
The company has $94.07 million in cash and $35.86 million in debt, giving a net cash position of $58.20 million or $5.12 per share.
| Cash & Cash Equivalents | 94.07M |
| Total Debt | 35.86M |
| Net Cash | 58.20M |
| Net Cash Per Share | $5.12 |
| Equity (Book Value) | 209.73M |
| Book Value Per Share | 19.51 |
| Working Capital | -537.41M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $15.63 million and capital expenditures -$632,000, giving a free cash flow of $14.99 million.
| Operating Cash Flow | 15.63M |
| Capital Expenditures | -632,000 |
| Free Cash Flow | 14.99M |
| FCF Per Share | $1.32 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.68% |
| Pretax Margin | 46.23% |
| Profit Margin | 33.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.43% |