BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $160.47 million. The enterprise value is $139.44 million.
Important Dates
The next estimated earnings date is Monday, October 20, 2025, after market close.
| Earnings Date | Oct 20, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 9.65 million shares outstanding. The number of shares has decreased by -33.67% in one year.
| Current Share Class | 9.65M |
| Shares Outstanding | 9.65M |
| Shares Change (YoY) | -33.67% |
| Shares Change (QoQ) | -0.75% |
| Owned by Insiders (%) | 12.05% |
| Owned by Institutions (%) | 49.63% |
| Float | 7.65M |
Valuation Ratios
The trailing PE ratio is 15.43.
| PE Ratio | 15.43 |
| Forward PE | n/a |
| PS Ratio | 4.29 |
| Forward PS | n/a |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 9.60 |
| P/OCF Ratio | 9.33 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.02 |
| EV / Sales | 3.64 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.15 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.31%.
| Return on Equity (ROE) | 5.31% |
| Return on Assets (ROA) | 1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $339,230 |
| Profits Per Employee | $94,779 |
| Employee Count | 113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $4.01 million in taxes.
| Income Tax | 4.01M |
| Effective Tax Rate | 27.26% |
Stock Price Statistics
The stock price has increased by +15.79% in the last 52 weeks. The beta is 0.14, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +15.79% |
| 50-Day Moving Average | 16.12 |
| 200-Day Moving Average | 15.82 |
| Relative Strength Index (RSI) | 55.38 |
| Average Volume (20 Days) | 42,188 |
Short Selling Information
The latest short interest is 226,001, so 2.34% of the outstanding shares have been sold short.
| Short Interest | 226,001 |
| Short Previous Month | 259,890 |
| Short % of Shares Out | 2.34% |
| Short % of Float | 2.96% |
| Short Ratio (days to cover) | 5.42 |
Income Statement
In the last 12 months, BV Financial had revenue of $38.33 million and earned $10.71 million in profits. Earnings per share was $1.07.
| Revenue | 38.33M |
| Gross Profit | 38.33M |
| Operating Income | 15.23M |
| Pretax Income | 17.92M |
| Net Income | 10.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.07 |
Full Income StatementBalance Sheet
The company has $56.32 million in cash and $35.82 million in debt, giving a net cash position of $20.50 million or $2.12 per share.
| Cash & Cash Equivalents | 56.32M |
| Total Debt | 35.82M |
| Net Cash | 20.50M |
| Net Cash Per Share | $2.12 |
| Equity (Book Value) | 197.99M |
| Book Value Per Share | 20.08 |
| Working Capital | -599.42M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.14 million and capital expenditures -$477,000, giving a free cash flow of $16.67 million.
| Operating Cash Flow | 17.14M |
| Capital Expenditures | -477,000 |
| Free Cash Flow | 16.67M |
| FCF Per Share | $1.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.73% |
| Pretax Margin | 38.41% |
| Profit Margin | 27.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.48% |
