BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $146.84 million. The enterprise value is $126.86 million.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025, after market close.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 9.89 million shares outstanding. The number of shares has increased by 5.28% in one year.
| Current Share Class | 9.89M |
| Shares Outstanding | 9.89M |
| Shares Change (YoY) | +5.28% |
| Shares Change (QoQ) | -7.84% |
| Owned by Insiders (%) | 12.05% |
| Owned by Institutions (%) | 46.05% |
| Float | 7.83M |
Valuation Ratios
The trailing PE ratio is 13.96.
| PE Ratio | 13.96 |
| Forward PE | n/a |
| PS Ratio | 4.07 |
| Forward PS | n/a |
| PB Ratio | 0.74 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | 9.45 |
| P/OCF Ratio | 9.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.28 |
| EV / Sales | 3.32 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.63%.
| Return on Equity (ROE) | 5.63% |
| Return on Assets (ROA) | 1.24% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $338,558 |
| Profits Per Employee | $99,540 |
| Employee Count | 113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $4.26 million in taxes.
| Income Tax | 4.26M |
| Effective Tax Rate | 27.45% |
Stock Price Statistics
The stock price has increased by +38.77% in the last 52 weeks. The beta is 0.10, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +38.77% |
| 50-Day Moving Average | 15.19 |
| 200-Day Moving Average | 15.61 |
| Relative Strength Index (RSI) | 33.22 |
| Average Volume (20 Days) | 21,840 |
Short Selling Information
The latest short interest is 46,896, so 0.47% of the outstanding shares have been sold short.
| Short Interest | 46,896 |
| Short Previous Month | 41,098 |
| Short % of Shares Out | 0.47% |
| Short % of Float | 0.60% |
| Short Ratio (days to cover) | 1.87 |
Income Statement
In the last 12 months, BV Financial had revenue of $38.26 million and earned $11.25 million in profits. Earnings per share was $1.06.
| Revenue | 38.26M |
| Gross Profit | 38.26M |
| Operating Income | 16.02M |
| Pretax Income | 17.92M |
| Net Income | 11.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.06 |
Full Income StatementBalance Sheet
The company has $70.82 million in cash and $50.84 million in debt, giving a net cash position of $19.98 million or $2.02 per share.
| Cash & Cash Equivalents | 70.82M |
| Total Debt | 50.84M |
| Net Cash | 19.98M |
| Net Cash Per Share | $2.02 |
| Equity (Book Value) | 198.07M |
| Book Value Per Share | 20.02 |
| Working Capital | -599.05M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $15.93 million and capital expenditures -$393,000, giving a free cash flow of $15.54 million.
| Operating Cash Flow | 15.93M |
| Capital Expenditures | -393,000 |
| Free Cash Flow | 15.54M |
| FCF Per Share | $1.57 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.87% |
| Pretax Margin | 40.53% |
| Profit Margin | 29.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.61% |