BV Financial Statistics

Total Valuation

BV Financial has a market cap or net worth of $154.13 million. The enterprise value is $109.50 million.

Market Cap	154.13M
Enterprise Value	109.50M

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

BV Financial has 11.38 million shares outstanding. The number of shares has increased by 621.94% in one year.

Shares Outstanding	11.38M
Shares Change (YoY)	+621.94%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	14.78%
Owned by Institutions (%)	35.04%
Float	9.49M

Valuation Ratios

The trailing PE ratio is 9.78.

PE Ratio	9.78
Forward PE	n/a
PS Ratio	4.09
Forward PS	n/a
PB Ratio	0.76
P/FCF Ratio	9.45
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.78, with an EV/FCF ratio of 6.74.

EV / Earnings	8.32
EV / Sales	2.92
EV / EBITDA	5.78
EV / EBIT	6.11
EV / FCF	6.74

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.17
Debt / EBITDA	1.83
Debt / FCF	2.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.50% and return on invested capital (ROIC) is 5.57%.

Return on Equity (ROE)	7.50%
Return on Assets (ROA)	1.50%
Return on Capital (ROIC)	5.57%
Revenue Per Employee	$335,250
Profits Per Employee	$117,554
Employee Count	112
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, BV Financial has paid $4.75 million in taxes.

Income Tax	4.75M
Effective Tax Rate	26.51%

Stock Price Statistics

The stock price has increased by +27.11% in the last 52 weeks. The beta is 0.62, so BV Financial's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+27.11%
50-Day Moving Average	11.51
200-Day Moving Average	11.76
Relative Strength Index (RSI)	91.27
Average Volume (20 Days)	11,187

Short Selling Information

The latest short interest is 7,303, so 0.06% of the outstanding shares have been sold short.

Short Interest	7,303
Short Previous Month	8,892
Short % of Shares Out	0.06%
Short % of Float	0.08%
Short Ratio (days to cover)	0.50

Income Statement

In the last 12 months, BV Financial had revenue of $37.55 million and earned $13.17 million in profits. Earnings per share was $1.38.

Revenue	37.55M
Gross Profit	37.55M
Operating Income	17.92M
Pretax Income	17.92M
Net Income	13.17M
EBITDA	18.96M
EBIT	17.92M
Earnings Per Share (EPS)	$1.38

Full Income Statement

Balance Sheet

The company has $78.84 million in cash and $34.77 million in debt, giving a net cash position of $44.07 million or $3.87 per share.

Cash & Cash Equivalents	78.84M
Total Debt	34.77M
Net Cash	44.07M
Net Cash Per Share	$3.87
Equity (Book Value)	201.75M
Book Value Per Share	17.74
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $16.15 million and capital expenditures $103,000, giving a free cash flow of $16.26 million.

Operating Cash Flow	16.15M
Capital Expenditures	103,000
Free Cash Flow	16.26M
FCF Per Share	$1.43

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 47.71% and 35.06%.

Gross Margin	100.00%
Operating Margin	47.71%
Pretax Margin	47.71%
Profit Margin	35.06%
EBITDA Margin	50.50%
EBIT Margin	47.71%
FCF Margin	43.30%

Dividends & Yields

BV Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-621.94%
Shareholder Yield	-621.94%
Earnings Yield	8.57%
FCF Yield	10.59%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 1, 2023. It was a forward split with a ratio of 545:356.

Last Split Date	Aug 1, 2023
Split Type	Forward
Split Ratio	545:356

Scores

Altman Z-Score	n/a
Piotroski F-Score	4