Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	515.27	511.22	502.35	440.98	273.41	222.99
Interest Income on Investments	63.52	61	63.58	38.49	28.15	25.93
Total Interest Income	578.79	572.22	565.93	479.48	301.56	248.93
Interest Paid on Deposits	154.91	167.72	192.37	121.44	19.8	4.5
Interest Paid on Borrowings	22.03	19.15	25.52	27.42	16.43	8.04
Total Interest Expense	176.94	186.87	217.88	148.86	36.23	12.54
Net Interest Income	401.84	385.35	348.05	330.62	265.33	236.39
Net Interest Income Growth	11.57%	10.72%	5.27%	24.61%	12.24%	9.96%
Trust Income	5.22	4.85	4.31	4.16	3.81	3.07
Gain (Loss) on Sale of Assets	-0.69	-0.2	-	-2	-0.37	-12.33
Gain (Loss) on Sale of Investments	-0.35	0.77	0.42	1.07	-0.55	1.37
Other Non-Interest Income	20.89	21.71	19.36	19.07	14.01	16.28
Total Non-Interest Income	60.32	60.73	58.85	54.32	56.94	61.92
Non-Interest Income Growth	0.76%	3.19%	8.35%	-4.61%	-8.04%	8.08%
Revenues Before Loan Losses	462.16	446.08	406.9	384.94	322.27	298.31
Provision for Loan Losses	27.7	36.1	27.04	31.65	23.88	0.97
Revenue	434.46	409.98	379.86	353.28	298.39	297.34
Revenue Growth	12.97%	7.93%	7.52%	18.39%	0.36%	37.92%
Salaries and Employee Benefits	134.92	137.32	131.84	117.38	112.55	96.8
Occupancy Expenses	9.49	10.21	10.35	9.81	9.21	11.77
Federal Deposit Insurance	4.25	4.25	4.18	4.14	2.95	1.72
Amortization of Goodwill & Intangibles	5.46	5.61	5.38	6.01	6.67	7.07
Selling, General & Administrative	57.53	59.64	52.79	53.5	40.74	38.2
Other Non-Interest Expense	15.71	14.13	12.42	12.8	10.88	12.39
Total Non-Interest Expense	229.44	232.3	217.51	204.02	183.71	169.02
EBT Excluding Unusual Items	205.02	177.67	162.34	149.26	114.68	128.31
Asset Writedown	-	-	-1.07	-0.4	-	-4.1
Other Unusual Items	-0.84	-0.84	-	-	-	-
Pretax Income	200.6	173.25	161.08	145.68	114.68	124.21
Income Tax Expense	51.12	43.2	40.32	37.8	26.73	31.43
Net Income	149.48	130.05	120.76	107.88	87.95	92.79
Preferred Dividends & Other Adjustments	-	-	-	-	0.2	0.78
Net Income to Common	149.48	130.05	120.76	107.88	87.76	92
Net Income Growth	25.64%	7.70%	11.94%	22.93%	-4.61%	150.80%
Basic Shares Outstanding	45	45	43	40	37	38
Diluted Shares Outstanding	45	45	44	40	37	38
Shares Change	1.63%	2.76%	8.43%	7.92%	-2.33%	0.15%
EPS (Basic)	3.33	2.90	2.78	2.69	2.37	2.45
EPS (Diluted)	3.32	2.89	2.75	2.67	2.34	2.40
EPS Growth	23.83%	5.09%	3.00%	14.10%	-2.50%	150.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.440	0.400	0.360	0.360	0.360	0.300
Dividend Growth	15.79%	11.11%	0%	0%	20.00%	150.00%
Effective Tax Rate	25.48%	24.94%	25.03%	25.95%	23.31%	25.30%

SEC Filings: 10-K · 10-Q