Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	511.84	511.22	502.35	440.98	273.41	222.99
Interest Income on Investments	65.94	61	63.58	38.49	28.15	25.93
Total Interest Income	577.77	572.22	565.93	479.48	301.56	248.93
Interest Paid on Deposits	151.34	167.72	192.37	121.44	19.8	4.5
Interest Paid on Borrowings	20.79	19.15	25.52	27.42	16.43	8.04
Total Interest Expense	172.12	186.87	217.88	148.86	36.23	12.54
Net Interest Income	405.65	385.35	348.05	330.62	265.33	236.39
Net Interest Income Growth	8.87%	10.72%	5.27%	24.61%	12.24%	9.96%
Trust Income	5.25	4.85	4.31	4.16	3.81	3.07
Gain (Loss) on Sale of Assets	-0.69	-0.2	-	-2	-0.37	-12.33
Gain (Loss) on Sale of Investments	0.17	0.77	0.42	1.07	-0.55	1.37
Other Non-Interest Income	22.81	21.71	19.36	19.07	14.01	16.28
Total Non-Interest Income	61.79	60.73	58.85	54.32	56.94	61.92
Non-Interest Income Growth	0.72%	3.19%	8.35%	-4.61%	-8.04%	8.08%
Revenues Before Loan Losses	467.44	446.08	406.9	384.94	322.27	298.31
Provision for Loan Losses	29.15	36.1	27.04	31.65	23.88	0.97
Revenue	438.29	409.98	379.86	353.28	298.39	297.34
Revenue Growth	9.39%	7.93%	7.52%	18.39%	0.36%	37.92%
Salaries and Employee Benefits	133	137.32	131.84	117.38	112.55	96.8
Occupancy Expenses	9.92	10.21	10.35	9.81	9.21	11.77
Federal Deposit Insurance	4.25	4.25	4.18	4.14	2.95	1.72
Amortization of Goodwill & Intangibles	5.2	5.61	5.38	6.01	6.67	7.07
Selling, General & Administrative	56.01	59.64	52.79	53.5	40.74	38.2
Other Non-Interest Expense	16.05	14.13	12.42	12.8	10.88	12.39
Total Non-Interest Expense	225.99	232.3	217.51	204.02	183.71	169.02
EBT Excluding Unusual Items	212.3	177.67	162.34	149.26	114.68	128.31
Asset Writedown	-	-	-1.07	-0.4	-	-4.1
Other Unusual Items	-	-0.84	-	-	-	-
Pretax Income	205.14	173.25	161.08	145.68	114.68	124.21
Income Tax Expense	51.07	43.2	40.32	37.8	26.73	31.43
Net Income	154.07	130.05	120.76	107.88	87.95	92.79
Preferred Dividends & Other Adjustments	-	-	-	-	0.2	0.78
Net Income to Common	154.07	130.05	120.76	107.88	87.76	92
Net Income Growth	22.42%	7.70%	11.94%	22.93%	-4.61%	150.80%
Basic Shares Outstanding	45	45	43	40	37	38
Diluted Shares Outstanding	45	45	44	40	37	38
Shares Change	0.31%	2.76%	8.43%	7.92%	-2.33%	0.15%
EPS (Basic)	3.45	2.90	2.78	2.69	2.37	2.45
EPS (Diluted)	3.44	2.89	2.75	2.67	2.34	2.40
EPS Growth	22.63%	5.09%	3.00%	14.10%	-2.50%	150.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.480	0.400	0.360	0.360	0.360	0.300
Dividend Growth	23.08%	11.11%	0%	0%	20.00%	150.00%
Effective Tax Rate	24.90%	24.94%	25.03%	25.95%	23.31%	25.30%

SEC Filings: 10-K · 10-Q