Credit Acceptance Corporation (CACC)

NASDAQ: CACC · Real-Time Price · USD

478.00

-5.04 (-1.04%)

At close: May 30, 2025, 4:00 PM

453.44

-24.56 (-5.14%)

After-hours: May 30, 2025, 5:31 PM EDT

Credit Acceptance Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest and Dividend Income	2,050	1,993	1,755	1,686	1,743	1,562	Upgrade
Total Interest Expense	441.7	419.5	266.5	166.6	164.2	192	Upgrade
Net Interest Income	1,609	1,573	1,489	1,520	1,578	1,370	Upgrade
Other Revenue	175.3	169.7	146.5	146.1	113.4	106.9	Upgrade
Revenue Before Loan Losses	1,784	1,743	1,635	1,666	1,692	1,477	Upgrade
Provision for Loan Losses	790.6	814.7	736.2	481.4	8.4	556.9	Upgrade
Revenue	993.2	928.2	899.2	1,184	1,683	920.4	Upgrade
Revenue Growth (YoY)	14.60%	3.23%	-24.08%	-29.64%	82.90%	-24.33%	Upgrade
Salaries & Employee Benefits	319.3	309.2	280.2	262	218.1	186.5	Upgrade
Cost of Services Provided	264.2	265.8	249.6	210.7	204.4	177	Upgrade
Total Operating Expenses	583.5	575	529.8	472.7	422.5	363.5	Upgrade
Operating Income	409.7	353.2	369.4	711.7	1,261	556.9	Upgrade
EBT Excluding Unusual Items	409.7	353.2	369.4	711.7	1,261	556.9	Upgrade
Other Unusual Items	-1.2	-	-1.8	-	-	-7.4	Upgrade
Pretax Income	384.8	329.5	367.6	711.7	1,261	549.5	Upgrade
Income Tax Expense	94.9	81.6	81.5	175.9	302.6	128.5	Upgrade
Net Income	289.9	247.9	286.1	535.8	958.3	421	Upgrade
Net Income to Common	289.9	247.9	286.1	535.8	958.3	421	Upgrade
Net Income Growth	15.54%	-13.35%	-46.60%	-44.09%	127.63%	-35.83%	Upgrade
Shares Outstanding (Basic)	12	12	13	14	16	18	Upgrade
Shares Outstanding (Diluted)	12	12	13	14	16	18	Upgrade
Shares Change (YoY)	-4.08%	-4.16%	-4.51%	-15.38%	-10.23%	-5.49%	Upgrade
EPS (Basic)	23.71	20.12	22.09	39.50	59.57	23.57	Upgrade
EPS (Diluted)	23.43	19.88	21.99	39.32	59.52	23.47	Upgrade
EPS Growth	20.51%	-9.59%	-44.07%	-33.94%	153.60%	-32.11%	Upgrade
Free Cash Flow	1,172	1,136	1,200	1,236	1,062	976.7	Upgrade
Free Cash Flow Per Share	94.71	91.11	92.22	90.69	65.95	54.45	Upgrade
Operating Margin	41.25%	38.05%	41.08%	60.09%	74.90%	60.51%	Upgrade
Profit Margin	29.19%	26.71%	31.82%	45.24%	56.93%	45.74%	Upgrade
Free Cash Flow Margin	118.03%	122.40%	133.43%	104.32%	63.08%	106.12%	Upgrade
Effective Tax Rate	24.66%	24.77%	22.17%	24.71%	24.00%	23.39%	Upgrade
Revenue as Reported	2,226	2,162	1,902	1,832	1,856	1,669	Upgrade

Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q