Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
423.62
+6.29 (1.51%)
Nov 4, 2024, 4:00 PM EST - Market closed
Credit Acceptance Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 1,926 | 1,755 | 1,686 | 1,743 | 1,562 | 1,369 | Upgrade
|
| Total Interest Expense | 387 | 266.5 | 166.6 | 164.2 | 192 | 196.2 | Upgrade
|
| Net Interest Income | 1,539 | 1,489 | 1,520 | 1,578 | 1,370 | 1,173 | Upgrade
|
| Other Revenue | 162 | 146.5 | 146.1 | 113.4 | 106.9 | 119.6 | Upgrade
|
| Revenue Before Loan Losses | 1,701 | 1,635 | 1,666 | 1,692 | 1,477 | 1,293 | Upgrade
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| Provision for Loan Losses | 855 | 736.2 | 481.4 | 8.4 | 556.9 | 76.4 | Upgrade
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| Revenue | 846.1 | 899.2 | 1,184 | 1,683 | 920.4 | 1,216 | Upgrade
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| Revenue Growth (YoY) | -8.96% | -24.08% | -29.64% | 82.90% | -24.33% | 13.44% | Upgrade
|
| Salaries & Employee Benefits | 297.7 | 280.2 | 262 | 218.1 | 186.5 | 193.3 | Upgrade
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| Cost of Services Provided | 268.9 | 249.6 | 210.7 | 204.4 | 177 | 165.4 | Upgrade
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| Total Operating Expenses | 566.6 | 529.8 | 472.7 | 422.5 | 363.5 | 358.7 | Upgrade
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| Operating Income | 279.5 | 369.4 | 711.7 | 1,261 | 556.9 | 857.7 | Upgrade
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| EBT Excluding Unusual Items | 279.5 | 369.4 | 711.7 | 1,261 | 556.9 | 857.7 | Upgrade
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| Other Unusual Items | -1.8 | -1.8 | - | - | -7.4 | -1.8 | Upgrade
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| Pretax Income | 254 | 367.6 | 711.7 | 1,261 | 549.5 | 855.9 | Upgrade
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| Income Tax Expense | 64.4 | 81.5 | 175.9 | 302.6 | 128.5 | 199.8 | Upgrade
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| Net Income | 189.6 | 286.1 | 535.8 | 958.3 | 421 | 656.1 | Upgrade
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| Net Income to Common | 189.6 | 286.1 | 535.8 | 958.3 | 421 | 656.1 | Upgrade
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| Net Income Growth | -40.71% | -46.60% | -44.09% | 127.62% | -35.83% | 14.30% | Upgrade
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| Shares Outstanding (Basic) | 12 | 13 | 14 | 16 | 18 | 19 | Upgrade
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| Shares Outstanding (Diluted) | 13 | 13 | 14 | 16 | 18 | 19 | Upgrade
|
| Shares Change (YoY) | -4.14% | -4.51% | -15.38% | -10.23% | -5.48% | -2.85% | Upgrade
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| EPS (Basic) | 15.23 | 22.09 | 39.50 | 59.57 | 23.57 | 34.71 | Upgrade
|
| EPS (Diluted) | 15.07 | 21.99 | 39.32 | 59.52 | 23.47 | 34.57 | Upgrade
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| EPS Growth | -38.14% | -44.07% | -33.94% | 153.60% | -32.11% | 17.63% | Upgrade
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| Free Cash Flow | 1,140 | 1,200 | 1,236 | 1,062 | 976.7 | 785.5 | Upgrade
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| Free Cash Flow Per Share | 90.63 | 92.22 | 90.69 | 65.95 | 54.46 | 41.39 | Upgrade
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| Operating Margin | 33.03% | 41.08% | 60.09% | 74.90% | 60.51% | 70.51% | Upgrade
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| Profit Margin | 22.41% | 31.82% | 45.24% | 56.93% | 45.74% | 53.94% | Upgrade
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| Free Cash Flow Margin | 134.75% | 133.43% | 104.32% | 63.07% | 106.12% | 64.58% | Upgrade
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| Effective Tax Rate | 25.35% | 22.17% | 24.72% | 24.00% | 23.38% | 23.34% | Upgrade
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| Revenue as Reported | 2,088 | 1,902 | 1,832 | 1,856 | 1,669 | 1,489 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.