Credit Acceptance Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	551.4	500.7	845	470.9	417.7	434.2
Securities and Investments	109.4	106.2	106.4	93.2	72.3	62.1
Gross Loans	11,579	11,512	11,289	10,020	9,166	9,350
Allowance for Loan Losses	-3,622	-3,602	-3,439	-3,065	-2,868	-3,014
Net Loans	7,956	7,909	7,850	6,955	6,298	6,336
Net Property, Plant & Equipment	13.2	12.6	14.7	46.5	51.4	57.3
Other Non-Earning Assets	64.2	103	38.2	44.3	65.6	161
Total Assets	8,695	8,632	8,855	7,610	6,905	7,051
Short-Term Borrowings	5,320	5,266	5,362	4,070	3,787	3,814
Accounts Payable	415.3	400.2	315.8	318.8	260.8	175
Long-Term Debt	1,089	1,088	991.3	997.4	803.4	802.2
Other Liabilities	356.6	354	436.3	470.2	429.2	435.4
Total Liabilities	7,181	7,108	7,105	5,857	5,281	5,227
Common Stock	0.1	0.1	0.1	0.1	0.1	0.1
Additional Paid-in Capital	430.1	403.3	335.1	279	245.7	197.2
Accumulated Other Comprehensive Income	0.3	1	-0.3	-1	-2.9	0.2
Retained Earnings	1,084	1,119	1,415	1,476	1,381	1,627
Shareholders' Equity	1,514	1,524	1,750	1,754	1,624	1,824
Total Liabilities & Equity	8,695	8,632	8,855	7,610	6,905	7,051
Total Debt	1,089	1,088	991.3	997.4	803.4	802.2
Net Cash (Debt)	-1,089	-1,088	-991.3	-997.4	-803.4	-802.2
Net Cash Per Share	-96.13	-93.37	-79.50	-76.66	-58.97	-49.82
Book Value	1,514	1,524	1,750	1,754	1,624	1,824
Book Value Per Share	133.69	130.77	140.31	134.79	119.19	113.30
Tangible Book Value	1,514	1,524	1,750	1,754	1,624	1,824
Tangible Book Value Per Share	133.69	130.77	140.31	134.79	119.19	113.30

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q