Credit Acceptance Corporation (CACC)

NASDAQ: CACC · Real-Time Price · USD

579.73

+16.41 (2.91%)

At close: Jun 18, 2026, 4:00 PM EDT

580.00

+0.27 (0.05%)

After-hours: Jun 18, 2026, 5:41 PM EDT

Credit Acceptance Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	453.4	423.9	247.9	286.1	535.8	958.3
Depreciation & Amortization	25.6	26.6	27.8	26.6	25.6	26.3
Provision for Credit Losses	593.8	616.1	814.7	736.2	481.4	8.4
Stock-Based Compensation	49.1	50.7	45	39.1	36.5	24.8
Other Adjustments	35.3	35.6	-45.9	-35.6	-7.1	44.3
Changes in Accounts Payable	69	82.9	6.8	49.7	67.9	-10.7
Changes in Other Operating Activities	-171	-181.2	41.6	101.7	98.9	18
Operating Cash Flow	1,055	1,055	1,138	1,204	1,239	1,069
Operating Cash Flow Growth	-10.13%	-7.32%	-5.47%	-2.82%	15.83%	8.55%
Net Change in Loans Held-for-Investment	-572	-675	-1,710	-1,394	-442.8	443.2
Net Change in Securities and Investments	-0.2	2.3	-12.8	-19	-14.7	1.7
Capital Expenditures	-2.6	-1.6	-1.8	-4	-3.1	-7.6
Sale of Property, Plant & Equipment	-	-	3.2	-	-	-
Investing Cash Flow	-574.8	-674.3	-1,721	-1,417	-460.6	437.3
Short-Term Debt Issued	3,792	2,121	6,126	7,432	6,623	1,563
Short-Term Debt Repaid	-3,573	-2,014	-6,205	-7,384	-6,594	-1,656
Net Short-Term Debt Issued (Repaid)	218.2	107.2	-79.1	48.3	28.3	-93.3
Long-Term Debt Issued	1,002	1,902	3,619	3,362	1,542	1,831
Long-Term Debt Repaid	-1,530	-2,013	-2,247	-2,920	-1,599	-1,745
Net Long-Term Debt Issued (Repaid)	-528.3	-111.1	1,373	442.2	-57.3	85.4
Issuance of Common Stock	40.9	23.5	15.6	5.2	15.1	11.8
Repurchase of Common Stock	-739.9	-725.4	-313.3	-202.6	-784.5	-1,472
Net Common Stock Issued (Repurchased)	-699	-701.9	-297.7	-197.4	-769.4	-1,460
Other Financing Activities	-40.5	-18.8	-38.7	-26.9	3.8	-2.2
Financing Cash Flow	-1,050	-724.6	957.3	266.2	-794.6	-1,469
Net Cash Flow	-569.2	-344.3	374.1	53.2	-16.5	38
Free Cash Flow	1,053	1,053	1,136	1,200	1,236	1,062
Free Cash Flow Growth	-0.04%	-7.31%	-5.31%	-2.90%	16.37%	8.71%
FCF Margin	60.76%	61.90%	84.30%	102.92%	91.46%	57.47%
Free Cash Flow Per Share	92.94	90.38	91.11	92.22	90.69	65.95

SEC Filings: 10-K · 10-Q