Credit Acceptance Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	500.7	845	470.9	417.7	434.2
Securities and Investments	106.2	106.4	93.2	72.3	62.1
Gross Loans	11,512	11,289	10,020	9,166	9,350
Allowance for Loan Losses	-3,602	-3,439	-3,065	-2,868	-3,014
Net Loans	7,909	7,850	6,955	6,298	6,336
Net Property, Plant & Equipment	12.6	14.7	46.5	51.4	57.3
Other Non-Earning Assets	103	38.2	44.3	65.6	161
Total Assets	8,632	8,855	7,610	6,905	7,051
Short-Term Borrowings	5,266	5,362	4,070	3,787	3,814
Accounts Payable	400.2	315.8	318.8	260.8	175
Long-Term Debt	1,088	991.3	997.4	803.4	802.2
Other Liabilities	354	436.3	470.2	429.2	435.4
Total Liabilities	7,108	7,105	5,857	5,281	5,227
Common Stock	0.1	0.1	0.1	0.1	0.1
Additional Paid-in Capital	403.3	335.1	279	245.7	197.2
Accumulated Other Comprehensive Income	1	-0.3	-1	-2.9	0.2
Retained Earnings	1,119	1,415	1,476	1,381	1,627
Shareholders' Equity	1,524	1,750	1,754	1,624	1,824
Total Liabilities & Equity	8,632	8,855	7,610	6,905	7,051
Total Debt	1,088	991.3	997.4	803.4	802.2
Net Cash (Debt)	-1,088	-991.3	-997.4	-803.4	-802.2
Net Cash Per Share	-93.37	-79.50	-76.66	-58.97	-49.82
Book Value	1,524	1,750	1,754	1,624	1,824
Book Value Per Share	130.77	140.31	134.79	119.19	113.30
Tangible Book Value	1,524	1,750	1,754	1,624	1,824
Tangible Book Value Per Share	130.77	140.31	134.79	119.19	113.30

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q