Credit Acceptance Corporation (CACC)

Credit Acceptance Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	563.8	845	470.9	417.7	434.2	396.2
Securities and Investments	107.1	106.4	93.2	72.3	62.1	66.1
Gross Loans	11,563	11,289	10,020	9,166	9,350	10,125
Allowance for Loan Losses	-3,561	-3,439	-3,065	-2,868	-3,014	-3,337
Net Loans	8,002	7,850	6,955	6,298	6,336	6,788
Net Property, Plant & Equipment	13.2	14.7	46.5	51.4	57.3	59.4
Other Non-Earning Assets	38.6	38.2	44.3	65.6	161	179.4
Total Assets	8,725	8,855	7,610	6,905	7,051	7,489
Short-Term Borrowings	1.5	0.1	79.2	30.9	2.6	95.9
Accounts Payable	378.8	315.8	318.8	260.8	175	186.7
Accrued Expenses	13.8	117.2	81	2.5	0.2	0.2
Long-Term Debt	6,470	6,353	4,988	4,560	4,614	4,513
Other Liabilities	306.1	319.1	389.2	426.7	435.2	391
Total Liabilities	7,170	7,105	5,857	5,281	5,227	5,187
Common Stock	0.1	0.1	0.1	0.1	0.1	0.2
Additional Paid-in Capital	369.3	335.1	279	245.7	197.2	161.9
Accumulated Other Comprehensive Income	1	-0.3	-1	-2.9	0.2	1.6
Retained Earnings	1,184	1,415	1,476	1,381	1,627	2,139
Shareholders' Equity	1,555	1,750	1,754	1,624	1,824	2,303
Total Liabilities & Equity	8,725	8,855	7,610	6,905	7,051	7,489
Total Debt	6,470	6,353	4,988	4,560	4,614	4,513
Net Cash (Debt)	-6,470	-6,353	-4,988	-4,560	-4,614	-4,513
Net Cash Per Share	-529.64	-509.48	-383.40	-334.66	-286.56	-251.60
Book Value	1,555	1,750	1,754	1,624	1,824	2,303
Book Value Per Share	127.27	140.31	134.79	119.19	113.30	128.37
Tangible Book Value	1,555	1,750	1,754	1,624	1,824	2,303
Tangible Book Value Per Share	127.27	140.31	134.79	119.19	113.30	128.37

Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q