Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
490.03
+8.80 (1.83%)
At close: Mar 4, 2026, 4:00 PM EST
490.10
+0.07 (0.01%)
After-hours: Mar 4, 2026, 4:15 PM EST

Credit Acceptance Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
423.9247.9286.1535.8958.3
Depreciation & Amortization
26.627.826.625.626.3
Provision for Credit Losses
616.1814.7736.2481.48.4
Stock-Based Compensation
50.74539.136.524.8
Other Adjustments
35.6-45.9-35.6-7.144.3
Changes in Accounts Payable
82.96.849.767.9-10.7
Changes in Other Operating Activities
-181.241.6101.798.918
Operating Cash Flow
1,0551,1381,2041,2391,069
Operating Cash Flow Growth
-7.32%-5.47%-2.82%15.83%8.55%
Net Change in Loans Held-for-Investment
-675-1,710-1,394-442.8443.2
Net Change in Securities and Investments
2.3-12.8-19-14.71.7
Capital Expenditures
-1.6-1.8-4-3.1-7.6
Sale of Property, Plant & Equipment
-3.2---
Investing Cash Flow
-674.3-1,721-1,417-460.6437.3
Short-Term Debt Issued
2,1216,1267,4326,6231,563
Short-Term Debt Repaid
-2,014-6,205-7,384-6,594-1,656
Net Short-Term Debt Issued (Repaid)
107.2-79.148.328.3-93.3
Long-Term Debt Issued
1,9023,6193,3621,5421,831
Long-Term Debt Repaid
-2,013-2,247-2,920-1,599-1,745
Net Long-Term Debt Issued (Repaid)
-111.11,373442.2-57.385.4
Issuance of Common Stock
23.515.65.215.111.8
Repurchase of Common Stock
-725.4-313.3-202.6-784.5-1,472
Net Common Stock Issued (Repurchased)
-701.9-297.7-197.4-769.4-1,460
Other Financing Activities
-18.8-38.7-26.93.8-2.2
Financing Cash Flow
-724.6957.3266.2-794.6-1,469
Net Cash Flow
-344.3374.153.2-16.538
Free Cash Flow
1,0531,1361,2001,2361,062
Free Cash Flow Growth
-7.31%-5.31%-2.90%16.37%8.71%
FCF Margin
61.90%84.30%102.93%91.46%57.47%
Free Cash Flow Per Share
90.3891.1192.2290.6965.95
Levered Free Cash Flow
346.71,616950.6696.1976.4
Unlevered Free Cash Flow
-73.374.4174189.326
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q