Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
492.87
-20.27 (-3.95%)
Oct 9, 2025, 4:00 PM EDT - Market closed

Credit Acceptance Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202005 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2005 - 2019
Net Income
424.4247.9286.1535.8958.3421
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Depreciation & Amortization
27.527.826.625.626.323.8
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Provision for Credit Losses
642.6814.7736.2481.48.4556.9
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Stock-Based Compensation
49.14539.136.524.86.2
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Other Adjustments
-80.6-46.7-35.4-7.144.375
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Changes in Accounts Payable
26.16.849.767.9-10.7-18.4
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Changes in Other Operating Activities
28.841.6101.798.918-79.3
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Operating Cash Flow
1,1101,1381,2041,2391,069985.2
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Operating Cash Flow Growth
-2.53%-5.47%-2.82%15.83%8.55%21.29%
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Net Change in Loans Held-for-Investment
-1,097-1,710-1,394-442.8443.2-659.6
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Net Change in Securities and Investments
1.5-12.8-19-14.71.7-5.4
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Capital Expenditures
-1.7-1.8-4-3.1-7.6-8.5
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Sale of Property, Plant & Equipment
-3.2----
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Investing Cash Flow
-1,097-1,721-1,417-460.6437.3-673.5
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Short-Term Debt Issued
1,6619,74510,1948,1653,3938,176
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Short-Term Debt Repaid
-3,260-8,452-9,903-8,194-3,385-7,707
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Net Short-Term Debt Issued (Repaid)
-1,6001,294290.5-298.5468.9
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Long-Term Debt Issued
--600---
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Long-Term Debt Repaid
---400--16.4-401.8
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Net Long-Term Debt Issued (Repaid)
--200--16.4-401.8
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Issuance of Common Stock
-15.65.215.111.8-
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Repurchase of Common Stock
--313.3-202.6-784.5-1,472-480.8
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Net Common Stock Issued (Repurchased)
--297.7-197.4-769.4-1,460-480.8
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Other Financing Activities
-11.6-38.7-26.93.8-2.2-19.5
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Financing Cash Flow
33.4957.3266.2-794.6-1,469-433.2
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Net Cash Flow
46.1374.153.2-16.538-121.5
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Beginning Cash & Cash Equivalents
517.6941.8835.4868.4792.41,035
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Ending Cash & Cash Equivalents
563.81,690941.8835.4868.4792.4
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Free Cash Flow
1,1081,1361,2001,2361,062976.7
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Free Cash Flow Growth
-2.46%-5.31%-2.90%16.37%8.71%24.34%
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FCF Margin
209.63%1265.14%744.29%175.76%63.39%106.98%
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Free Cash Flow Per Share
90.7191.1192.2290.6965.9554.46
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Levered Free Cash Flow
-1,0951,616950.6696.1976.4405.7
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Unlevered Free Cash Flow
80.774.4174189.326-82.4
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Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q