Credit Acceptance Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2005 - 2019
Period Ending	Oct '25 Oct 9, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2005 - 2019
Market Cap	5,539	5,656	6,671	6,052	9,728	5,916	Upgrade
Market Cap Growth	2.17%	-15.21%	10.23%	-37.79%	64.42%	-27.12%	Upgrade
Enterprise Value	11,940	12,009	11,659	10,612	14,342	10,429	Upgrade
Last Close Price	492.87	469.46	532.73	474.40	687.68	346.14	Upgrade
PE Ratio	14.18	23.61	24.23	12.07	11.55	14.75	Upgrade
Forward PE	11.95	13.48	15.53	10.89	14.45	11.76	Upgrade
PS Ratio	5.06	62.99	41.38	8.61	5.81	6.48	Upgrade
PB Ratio	3.56	3.23	3.80	3.73	5.33	2.57	Upgrade
P/TBV Ratio	3.87	3.35	3.95	3.98	6.07	2.70	Upgrade
P/FCF Ratio	5.00	4.98	5.56	4.90	9.16	6.06	Upgrade
P/OCF Ratio	4.99	4.97	5.54	4.89	9.10	6.01	Upgrade
EV/Sales Ratio	10.18	133.73	72.33	15.09	8.56	11.42	Upgrade
EV/EBITDA Ratio	-	431.98	438.32	414.52	545.31	438.20	Upgrade
EV/FCF Ratio	10.78	10.57	9.72	8.59	13.51	10.68	Upgrade
Debt / Equity Ratio	4.16	3.63	2.84	2.81	2.53	1.96	Upgrade
Debt / EBITDA Ratio	235.26	228.52	187.53	178.12	175.43	189.61	Upgrade
Debt / FCF Ratio	5.84	5.59	4.16	3.69	4.35	4.62	Upgrade
Asset Turnover	0.06	0.01	0.02	0.10	0.23	0.12	Upgrade
Return on Equity (ROE)	25.69%	14.15%	16.94%	31.08%	46.44%	18.08%	Upgrade
Earnings Yield	7.66%	4.23%	4.13%	8.29%	8.66%	6.78%	Upgrade
FCF Yield	20.01%	20.09%	17.99%	20.42%	10.92%	16.51%	Upgrade
Buyback Yield / Dilution	0.00%	5.26%	2.96%	12.71%	15.01%	8.13%	Upgrade
Total Shareholder Return	-	5.26%	2.96%	12.71%	15.01%	8.13%	Upgrade

Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q