Credit Acceptance Corporation (CACC)

Credit Acceptance Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	6,328	6,695	6,131	9,999	6,109	8,314
Market Cap Growth	21.26%	9.18%	-38.68%	63.67%	-26.52%	12.79%
Enterprise Value	11,372	11,291	10,304	14,181	10,322	12,335
PE Ratio	26.85	23.40	11.44	10.43	14.51	12.67
PS Ratio	3.24	3.52	3.35	5.39	3.66	5.58
PB Ratio	3.83	3.82	3.78	5.48	2.65	3.53
P/FCF Ratio	5.21	5.58	4.96	9.42	6.25	10.58
P/OCF Ratio	5.20	5.56	4.95	9.35	6.20	10.24
EV/Sales Ratio	5.81	5.94	5.62	7.64	6.18	8.28
EV/EBITDA Ratio	17.25	17.09	11.40	9.77	13.49	11.48
EV/EBIT Ratio	18.00	17.81	11.73	9.95	13.92	11.72
EV/FCF Ratio	9.37	9.41	8.34	13.36	10.57	15.70
Debt / Equity Ratio	3.40	2.89	2.83	2.53	2.00	1.93
Debt / EBITDA Ratio	8.51	7.67	5.08	3.18	6.02	4.22
Debt / FCF Ratio	4.62	4.22	3.72	4.35	4.72	5.78
Asset Turnover	0.26	0.26	0.26	0.25	0.23	0.21
Interest Coverage	2.07	2.38	5.27	8.68	3.86	5.36
Return on Equity (ROE)	14.60%	16.50%	33.70%	44.90%	19.50%	29.20%
Return on Assets (ROA)	3.30%	3.90%	7.70%	12.90%	5.70%	9.30%
Return on Capital (ROIC)	6.69%	7.26%	10.64%	16.82%	8.30%	11.72%
Earnings Yield	3.96%	4.27%	8.74%	9.58%	6.89%	7.89%
FCF Yield	19.18%	17.92%	20.15%	10.62%	15.99%	9.45%
Buyback Yield / Dilution	3.26%	4.51%	15.38%	10.23%	5.48%	2.85%
Total Shareholder Return	3.26%	4.51%	15.38%	10.23%	5.48%	2.85%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).