Credit Acceptance Statistics
Total Valuation
CACC has a market cap or net worth of $5.71 billion. The enterprise value is $11.72 billion.
Important Dates
The next estimated earnings date is Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CACC has 12.03 million shares outstanding. The number of shares has decreased by -4.16% in one year.
| Current Share Class | 12.03M |
| Shares Outstanding | 12.03M |
| Shares Change (YoY) | -4.16% |
| Shares Change (QoQ) | -0.22% |
| Owned by Insiders (%) | 14.44% |
| Owned by Institutions (%) | 52.86% |
| Float | 6.37M |
Valuation Ratios
The trailing PE ratio is 23.87 and the forward PE ratio is 11.72.
| PE Ratio | 23.87 |
| Forward PE | 11.72 |
| PS Ratio | 6.26 |
| Forward PS | 2.60 |
| PB Ratio | 3.25 |
| P/TBV Ratio | 3.26 |
| P/FCF Ratio | 5.03 |
| P/OCF Ratio | 5.02 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 47.29 |
| EV / Sales | 12.63 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.32 |
Financial Position
The company has a current ratio of 5.17, with a Debt / Equity ratio of 3.63.
| Current Ratio | 5.17 |
| Quick Ratio | 4.87 |
| Debt / Equity | 3.63 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.15%.
| Return on Equity (ROE) | 14.15% |
| Return on Assets (ROA) | 3.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $381,818 |
| Profits Per Employee | $101,974 |
| Employee Count | 2,431 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CACC has paid $81.60 million in taxes.
| Income Tax | 81.60M |
| Effective Tax Rate | 24.76% |
Stock Price Statistics
The stock price has decreased by -13.72% in the last 52 weeks. The beta is 1.52, so CACC's price volatility has been higher than the market average.
| Beta (5Y) | 1.52 |
| 52-Week Price Change | -13.72% |
| 50-Day Moving Average | 491.97 |
| 200-Day Moving Average | 482.25 |
| Relative Strength Index (RSI) | 43.07 |
| Average Volume (20 Days) | 63,366 |
Short Selling Information
The latest short interest is 431,419, so 3.59% of the outstanding shares have been sold short.
| Short Interest | 431,419 |
| Short Previous Month | 434,127 |
| Short % of Shares Out | 3.59% |
| Short % of Float | 6.77% |
| Short Ratio (days to cover) | 6.84 |
Income Statement
In the last 12 months, CACC had revenue of $928.20 million and earned $247.90 million in profits. Earnings per share was $19.88.
| Revenue | 928.20M |
| Gross Profit | 854.70M |
| Operating Income | 353.20M |
| Pretax Income | 244.00M |
| Net Income | 247.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $19.88 |
Full Income StatementBalance Sheet
The company has $343.70 million in cash and $6.35 billion in debt, giving a net cash position of -$6.01 billion or -$499.58 per share.
| Cash & Cash Equivalents | 343.70M |
| Total Debt | 6.35B |
| Net Cash | -6.01B |
| Net Cash Per Share | -$499.58 |
| Equity (Book Value) | 1.75B |
| Book Value Per Share | 145.22 |
| Working Capital | 7.02B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.14 billion and capital expenditures -$1.80 million, giving a free cash flow of $1.14 billion.
| Operating Cash Flow | 1.14B |
| Capital Expenditures | -1.80M |
| Free Cash Flow | 1.14B |
| FCF Per Share | $94.43 |
Full Cash Flow StatementMargins
Gross margin is 92.08%, with operating and profit margins of 38.05% and 26.71%.
| Gross Margin | 92.08% |
| Operating Margin | 38.05% |
| Pretax Margin | 35.50% |
| Profit Margin | 26.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 122.40% |