Credit Acceptance Statistics
Total Valuation
CACC has a market cap or net worth of $5.42 billion.
Important Dates
The last earnings date was Wednesday, October 30, 2024, after market close.
Earnings Date | Oct 30, 2024 |
Ex-Dividend Date | n/a |
Share Statistics
CACC has 12.11 million shares outstanding. The number of shares has decreased by -4.14% in one year.
Current Share Class | 12.11M |
Shares Outstanding | 12.11M |
Shares Change (YoY) | -4.14% |
Shares Change (QoQ) | +1.08% |
Owned by Insiders (%) | 14.43% |
Owned by Institutions (%) | 54.37% |
Float | 6.26M |
Valuation Ratios
The trailing PE ratio is 29.70 and the forward PE ratio is 12.90.
PE Ratio | 29.70 |
Forward PE | 12.90 |
PS Ratio | 6.59 |
Forward PS | 2.61 |
PB Ratio | 3.29 |
P/TBV Ratio | 3.29 |
P/FCF Ratio | 4.75 |
P/OCF Ratio | 4.74 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 14.88, with a Debt / Equity ratio of 3.80.
Current Ratio | 14.88 |
Quick Ratio | 13.91 |
Debt / Equity | 3.80 |
Debt / EBITDA | n/a |
Debt / FCF | 5.48 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.33%.
Return on Equity (ROE) | 11.33% |
Return on Assets (ROA) | 2.36% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $379,077 |
Profits Per Employee | $84,946 |
Employee Count | 2,232 |
Asset Turnover | 0.11 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CACC has paid $64.40 million in taxes.
Income Tax | 64.40M |
Effective Tax Rate | 25.35% |
Stock Price Statistics
The stock price has increased by +2.84% in the last 52 weeks. The beta is 1.43, so CACC's price volatility has been higher than the market average.
Beta (5Y) | 1.43 |
52-Week Price Change | +2.84% |
50-Day Moving Average | 450.10 |
200-Day Moving Average | 500.95 |
Relative Strength Index (RSI) | 48.99 |
Average Volume (20 Days) | 84,108 |
Short Selling Information
The latest short interest is 531,900, so 4.39% of the outstanding shares have been sold short.
Short Interest | 531,900 |
Short Previous Month | 516,925 |
Short % of Shares Out | 4.39% |
Short % of Float | 8.49% |
Short Ratio (days to cover) | 10.38 |
Income Statement
In the last 12 months, CACC had revenue of $846.10 million and earned $189.60 million in profits. Earnings per share was $15.07.
Revenue | 846.10M |
Gross Profit | 773.70M |
Operating Income | 279.50M |
Pretax Income | 244.00M |
Net Income | 189.60M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $15.07 |
Full Income Statement Balance Sheet
The company has $159.70 million in cash and $6.25 billion in debt, giving a net cash position of -$6.09 billion or -$502.74 per share.
Cash & Cash Equivalents | 159.70M |
Total Debt | 6.25B |
Net Cash | -6.09B |
Net Cash Per Share | -$502.74 |
Equity (Book Value) | 1.65B |
Book Value Per Share | 135.94 |
Working Capital | 7.95B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $1.14 billion and capital expenditures -$2.80 million, giving a free cash flow of $1.14 billion.
Operating Cash Flow | 1.14B |
Capital Expenditures | -2.80M |
Free Cash Flow | 1.14B |
FCF Per Share | $94.13 |
Full Cash Flow Statement Margins
Gross margin is 91.44%, with operating and profit margins of 33.03% and 22.41%.
Gross Margin | 91.44% |
Operating Margin | 33.03% |
Pretax Margin | 30.02% |
Profit Margin | 22.41% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 56.51% |