Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
447.57
+2.57 (0.58%)
Nov 20, 2024, 4:00 PM EST - Market closed

Credit Acceptance Statistics

Total Valuation

CACC has a market cap or net worth of $5.42 billion.

Market Cap 5.42B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 30, 2024, after market close.

Earnings Date Oct 30, 2024
Ex-Dividend Date n/a

Share Statistics

CACC has 12.11 million shares outstanding. The number of shares has decreased by -4.14% in one year.

Current Share Class 12.11M
Shares Outstanding 12.11M
Shares Change (YoY) -4.14%
Shares Change (QoQ) +1.08%
Owned by Insiders (%) 14.43%
Owned by Institutions (%) 54.37%
Float 6.26M

Valuation Ratios

The trailing PE ratio is 29.70 and the forward PE ratio is 12.90.

PE Ratio 29.70
Forward PE 12.90
PS Ratio 6.59
Forward PS 2.61
PB Ratio 3.29
P/TBV Ratio 3.29
P/FCF Ratio 4.75
P/OCF Ratio 4.74
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 14.88, with a Debt / Equity ratio of 3.80.

Current Ratio 14.88
Quick Ratio 13.91
Debt / Equity 3.80
Debt / EBITDA n/a
Debt / FCF 5.48
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.33%.

Return on Equity (ROE) 11.33%
Return on Assets (ROA) 2.36%
Return on Capital (ROIC) n/a
Revenue Per Employee $379,077
Profits Per Employee $84,946
Employee Count 2,232
Asset Turnover 0.11
Inventory Turnover n/a

Taxes

In the past 12 months, CACC has paid $64.40 million in taxes.

Income Tax 64.40M
Effective Tax Rate 25.35%

Stock Price Statistics

The stock price has increased by +2.84% in the last 52 weeks. The beta is 1.43, so CACC's price volatility has been higher than the market average.

Beta (5Y) 1.43
52-Week Price Change +2.84%
50-Day Moving Average 450.10
200-Day Moving Average 500.95
Relative Strength Index (RSI) 48.99
Average Volume (20 Days) 84,108

Short Selling Information

The latest short interest is 531,900, so 4.39% of the outstanding shares have been sold short.

Short Interest 531,900
Short Previous Month 516,925
Short % of Shares Out 4.39%
Short % of Float 8.49%
Short Ratio (days to cover) 10.38

Income Statement

In the last 12 months, CACC had revenue of $846.10 million and earned $189.60 million in profits. Earnings per share was $15.07.

Revenue 846.10M
Gross Profit 773.70M
Operating Income 279.50M
Pretax Income 244.00M
Net Income 189.60M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $15.07
Full Income Statement

Balance Sheet

The company has $159.70 million in cash and $6.25 billion in debt, giving a net cash position of -$6.09 billion or -$502.74 per share.

Cash & Cash Equivalents 159.70M
Total Debt 6.25B
Net Cash -6.09B
Net Cash Per Share -$502.74
Equity (Book Value) 1.65B
Book Value Per Share 135.94
Working Capital 7.95B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.14 billion and capital expenditures -$2.80 million, giving a free cash flow of $1.14 billion.

Operating Cash Flow 1.14B
Capital Expenditures -2.80M
Free Cash Flow 1.14B
FCF Per Share $94.13
Full Cash Flow Statement

Margins

Gross margin is 91.44%, with operating and profit margins of 33.03% and 22.41%.

Gross Margin 91.44%
Operating Margin 33.03%
Pretax Margin 30.02%
Profit Margin 22.41%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 56.51%

Dividends & Yields

CACC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 4.14%
Shareholder Yield 4.14%
Earnings Yield 3.50%
FCF Yield 21.03%
Dividend Details

Analyst Forecast

The average price target for CACC is $380.00, which is -15.10% lower than the current price. The consensus rating is "Strong Sell".

Price Target $380.00
Price Target Difference -15.10%
Analyst Consensus Strong Sell
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 21, 1994. It was a forward split with a ratio of 2:1.

Last Split Date Dec 21, 1994
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5