Carter Bankshares, Inc. (CARE)

NASDAQ: CARE · Real-Time Price · USD

34.01

+0.11 (0.32%)

At close: Jul 24, 2026, 4:00 PM EDT

34.00

-0.01 (-0.03%)

After-hours: Jul 24, 2026, 7:34 PM EDT

Carter Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	144.21	130.82	114.46	122.31	139.93	111.18
Net Interest Income Growth	19.73%	14.30%	-6.42%	-12.59%	25.85%	5.77%
Non-Interest Income	9.35	22.4	21.37	18.28	21.72	28.88
Non-Interest Income Growth	-58.63%	4.85%	16.91%	-15.84%	-24.80%	8.66%
Revenues Before Loan Losses	153.56	153.22	135.83	140.59	161.65	140.06
Provision for Credit Losses	-31.19	-3.64	-5.04	5.5	2.42	3.35
Revenue	184.75	156.86	140.86	135.09	159.23	136.71
Revenue Growth (YoY)	20.79%	11.36%	4.28%	-15.16%	16.47%	20.25%
Compensation Expenses	58.97	57.74	57.91	55.86	52.4	54.16
Selling, General & Admin	49.02	48.23	43.32	38.76	34.7	33.79
Other Non-Interest Expenses	12.71	11.08	8.78	10.85	9.91	14.34
Total Non-Interest Expense	120.71	117.05	110	105.47	97	102.29
Pretax Income	165.51	40	30.87	28.72	61.72	35.7
Provision for Income Taxes	36.94	8.64	6.35	5.34	11.6	4.11
Net Income	128.57	31.36	24.52	23.38	50.12	31.59
Net Income to Common	128.57	31.36	24.52	23.38	50.12	31.59
Net Income Growth	309.81%	27.89%	4.87%	-53.34%	58.65%	-
Shares Outstanding (Basic)	22	22	23	23	25	26
Shares Outstanding (Diluted)	22	22	23	23	25	26
Shares Change (YoY)	-3.84%	-1.58%	-1.82%	-5.51%	-6.63%	-0.14%
EPS (Basic)	5.81	1.38	1.06	1.00	2.03	1.19
EPS (Diluted)	5.81	1.38	1.06	1.00	2.03	1.19
EPS Growth	327.21%	30.19%	6.00%	-50.74%	70.59%	-
Free Cash Flow	-	31.81	28.81	36.93	64.9	69.05
Free Cash Flow Growth	-	10.42%	-22.00%	-43.09%	-6.01%	-
Free Cash Flow Per Share	-	1.42	1.26	1.59	2.64	2.62
Profit Margin	69.59%	19.99%	17.41%	17.31%	31.48%	23.11%
FCF Margin	-	20.28%	20.45%	27.34%	40.76%	50.51%
Effective Tax Rate	22.32%	21.60%	20.56%	18.58%	18.79%	11.51%

SEC Filings: 10-K · 10-Q