Cass Information Systems, Inc. (CASS)

Cass Information Systems Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	197.84	197.51	182.48	154.15	144.96	157.24
Revenue Growth (YoY)	4.28%	8.24%	18.38%	6.34%	-7.81%	6.05%
Gross Profit	197.84	197.51	182.48	154.15	144.96	157.24
Selling, General & Admin	130.21	129.39	116.82	102.72	98.37	101.14
Other Operating Expenses	30.24	30.76	22.76	17.6	16.25	18.63
Operating Expenses	160.45	160.16	139.58	120.33	114.62	119.77
Operating Income	37.39	37.36	42.9	33.82	30.34	37.47
Pretax Income	37.39	37.36	42.9	33.82	30.34	37.47
Income Tax	7.3	7.3	8	5.22	5.17	7.06
Net Income	30.09	30.06	34.9	28.6	25.18	30.4
Net Income Growth	-10.87%	-13.88%	22.02%	13.62%	-17.20%	0.45%
Shares Outstanding (Basic)	14	14	14	14	14	14
Shares Change	-0.45%	-0.47%	-2.49%	-2.86%	-0.52%	-1.69%
EPS (Basic)	2.23	2.22	2.58	2.03	1.75	2.11
EPS (Diluted)	2.20	2.18	2.53	2.00	1.73	2.07
EPS Growth	-9.84%	-13.83%	26.50%	15.61%	-16.43%	1.97%
Free Cash Flow	21.44	22.61	45.74	30.18	45.78	39.4
Free Cash Flow Per Share	1.57	1.66	3.35	2.15	3.17	2.72
Dividend Per Share	1.180	1.170	1.130	1.090	1.080	1.050
Dividend Growth	3.51%	3.54%	3.67%	0.93%	2.86%	17.58%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	18.90%	18.91%	23.51%	21.94%	20.93%	23.83%
Profit Margin	15.21%	15.22%	19.13%	18.56%	17.37%	19.34%
Free Cash Flow Margin	10.84%	11.45%	25.07%	19.58%	31.58%	25.06%
Effective Tax Rate	19.51%	19.53%	18.64%	15.43%	17.02%	18.85%
EBITDA	46.84	46.8	53.88	46.32	41.61	48.41
EBITDA Margin	23.68%	23.69%	29.52%	30.05%	28.71%	30.79%
Depreciation & Amortization	9.45	9.44	10.98	12.5	11.27	10.94
EBIT	37.39	37.36	42.9	33.82	30.34	37.47
EBIT Margin	18.90%	18.91%	23.51%	21.94%	20.93%	23.83%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).