Cass Information Systems, Inc. (CASS)

Cass Information Systems Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	574	543	555	613	626	551
Market Cap Growth	-1.86%	-2.14%	-9.37%	-2.15%	13.63%	-1.83%
Enterprise Value	182	289	332	213	289	56
Last Close Price	43.53	41.52	39.74	42.59	42.11	35.09
PE Ratio	18.84	15.47	28.96	20.38	17.93	19.26
Forward PE	15.49	26.82	26.82	26.82	26.82	26.82
PS Ratio	2.77	2.62	2.52	2.87	3.34	3.55
PB Ratio	2.31	2.24	2.42	2.67	3.03	2.24
P/TBV Ratio	2.57	2.44	2.74	2.93	3.39	2.41
P/FCF Ratio	-	-	18.74	27.09	13.69	18.25
P/OCF Ratio	-	-	14.25	16.58	12.13	15.95
EV/Sales Ratio	0.88	1.40	1.51	1.00	1.54	0.36
EV/EBITDA Ratio	2.87	4.57	6.58	3.63	5.65	1.39
EV/EBIT Ratio	3.24	5.15	7.47	3.97	6.23	1.60
EV/FCF Ratio	-	-	11.22	9.41	6.31	1.85
Debt / Equity Ratio	-	-	0.03	-	-	-
Debt / EBITDA Ratio	-	-	0.14	-	-	-
Debt / FCF Ratio	-	-	0.25	-	-	-
Net Debt / Equity Ratio	-1.61	-1.61	-1.49	-1.62	-0.97	-2.10
Net Debt / EBITDA Ratio	-6.19	-6.19	-6.78	-6.36	-3.93	-12.82
Net Debt / FCF Ratio	-	-	-11.56	-16.47	-4.39	-17.06
Asset Turnover	0.08	0.08	0.09	0.08	0.07	0.07
Quick Ratio	0.92	0.92	0.70	0.67	0.59	0.66
Current Ratio	1.02	1.02	0.80	0.77	0.72	0.79
Return on Equity (ROE)	13.18%	13.18%	8.36%	13.78%	15.44%	11.29%
Return on Assets (ROA)	1.41%	1.41%	1.14%	1.33%	1.13%	0.92%
Return on Capital Employed (ROCE)	5.80%	5.80%	15.40%	19.30%	18.00%	11.00%
Earnings Yield	6.12%	6.46%	3.45%	4.91%	5.58%	5.19%
FCF Yield	-	-	5.34%	3.69%	7.31%	5.48%
Dividend Yield	2.94%	3.01%	3.04%	2.75%	2.68%	3.11%
Payout Ratio	48.32%	-	85.89%	53.09%	44.24%	54.00%
Buyback Yield / Dilution	2.28%	2.28%	0.28%	-0.06%	3.64%	1.63%
Total Shareholder Return	5.20%	5.29%	3.32%	2.69%	6.33%	4.73%

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q