Cass Information Systems, Inc. (CASS)

Cass Information Systems Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 24, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	553	555	613	626	551	561
Market Cap Growth	-7.68%	-9.37%	-2.15%	13.63%	-1.83%	-32.96%
Enterprise Value	299	332	213	289	56	128
Last Close Price	42.25	39.74	42.59	42.11	35.09	33.87
PE Ratio	20.84	28.96	20.38	17.93	19.26	22.29
Forward PE	15.25	26.82	26.82	26.82	26.82	26.82
PS Ratio	2.53	2.52	2.87	3.34	3.55	3.79
PB Ratio	2.28	2.42	2.67	3.03	2.24	2.15
P/TBV Ratio	2.48	2.74	2.93	3.39	2.41	2.31
P/FCF Ratio	12.21	18.74	27.09	13.69	18.25	12.26
P/OCF Ratio	10.79	14.25	16.58	12.13	15.95	11.75
EV/Sales Ratio	1.34	1.51	1.00	1.54	0.36	0.87
EV/EBITDA Ratio	6.06	6.58	3.63	5.65	1.39	3.37
EV/EBIT Ratio	7.12	7.47	3.97	6.23	1.60	3.92
EV/FCF Ratio	6.60	11.22	9.41	6.31	1.85	2.80
Debt / Equity Ratio	0.02	0.03	-	-	-	-
Debt / EBITDA Ratio	0.09	0.14	-	-	-	-
Debt / FCF Ratio	0.10	0.25	-	-	-	-
Asset Turnover	0.09	0.09	0.08	0.07	0.07	0.08
Quick Ratio	0.90	0.70	0.67	0.59	0.66	0.84
Current Ratio	1.02	0.80	0.77	0.72	0.79	0.94
Return on Equity (ROE)	11.51%	8.36%	13.78%	15.44%	11.29%	9.96%
Return on Assets (ROA)	1.11%	1.14%	1.33%	1.13%	0.92%	1.03%
Return on Capital (ROIC)	10.63%	11.92%	15.37%	12.82%	8.63%	7.81%
Return on Capital Employed (ROCE)	4.60%	15.40%	19.30%	18.00%	11.00%	9.20%
Earnings Yield	5.70%	3.45%	4.91%	5.58%	5.19%	4.49%
FCF Yield	8.19%	5.34%	3.69%	7.31%	5.48%	8.16%
Dividend Yield	3.03%	3.04%	2.75%	2.68%	3.11%	3.19%
Payout Ratio	54.12%	85.89%	53.09%	44.24%	54.00%	61.96%
Buyback Yield / Dilution	1.49%	0.28%	-0.06%	3.64%	1.63%	0.85%
Total Shareholder Return	4.52%	3.32%	2.69%	6.33%	4.73%	4.04%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q