Cass Information Systems, Inc. (CASS)

Cass Information Systems Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	570	613	626	551	561	837
Market Cap Growth	11.02%	-2.15%	13.63%	-1.83%	-32.96%	7.26%
Enterprise Value	347	213	289	56	128	621
Last Close Price	41.99	43.84	43.35	36.12	34.86	50.44
PE Ratio	25.00	20.38	17.93	19.26	22.29	27.53
Forward PE	20.38	26.82	26.82	26.82	26.82	26.82
PS Ratio	2.58	2.87	3.34	3.55	3.79	5.15
PB Ratio	2.40	2.67	3.03	2.24	2.15	3.43
P/TBV Ratio	2.60	2.93	3.39	2.41	2.30	3.71
P/FCF Ratio	37.79	27.09	13.68	18.25	12.26	21.24
P/OCF Ratio	20.43	16.58	12.13	15.95	11.74	19.87
EV/Sales Ratio	1.58	1.00	1.54	0.36	0.87	3.82
EV/EBITDA Ratio	6.35	3.63	5.65	1.39	3.37	13.10
EV/EBIT Ratio	7.06	3.97	6.23	1.60	3.92	14.57
EV/FCF Ratio	23.01	9.41	6.31	1.85	2.80	15.77
Debt / Equity Ratio	0.03	0.04	-	-	-	0.07
Debt / EBITDA Ratio	0.13	0.14	-	-	-	0.38
Debt / FCF Ratio	0.51	0.37	-	-	-	0.46
Asset Turnover	0.09	0.08	0.07	0.07	0.07	0.09
Quick Ratio	1.00	0.67	0.59	0.66	0.84	0.68
Current Ratio	1.15	0.76	0.72	0.79	0.94	0.82
Return on Equity (ROE)	10.36%	13.78%	15.44%	11.28%	9.96%	12.83%
Return on Assets (ROA)	1.29%	1.33%	1.13%	0.92%	1.03%	1.54%
Return on Capital (ROIC)	13.35%	15.08%	12.82%	8.63%	7.81%	10.84%
Earnings Yield	4.03%	4.91%	5.58%	5.19%	4.49%	3.63%
FCF Yield	2.65%	3.69%	7.31%	5.48%	8.16%	4.71%
Dividend Yield	2.95%	2.67%	2.61%	3.02%	3.10%	2.08%
Payout Ratio	73.82%	53.09%	44.24%	54.00%	61.96%	50.11%
Buyback Yield / Dilution	0.31%	-0.06%	3.64%	1.63%	0.85%	1.49%
Total Shareholder Return	3.27%	2.61%	6.25%	4.65%	3.95%	3.57%

Source: S&P Capital IQ. Standard template. Financial Sources.