Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $510.50 million. The enterprise value is $251.87 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Dec 5, 2025 |
Share Statistics
CASS has 13.07 million shares outstanding. The number of shares has decreased by -1.49% in one year.
| Current Share Class | 13.07M |
| Shares Outstanding | 13.07M |
| Shares Change (YoY) | -1.49% |
| Shares Change (QoQ) | -0.88% |
| Owned by Insiders (%) | 3.56% |
| Owned by Institutions (%) | 58.79% |
| Float | 11.55M |
Valuation Ratios
The trailing PE ratio is 19.26 and the forward PE ratio is 14.10.
| PE Ratio | 19.26 |
| Forward PE | 14.10 |
| PS Ratio | 2.34 |
| Forward PS | 2.46 |
| PB Ratio | 2.10 |
| P/TBV Ratio | 2.29 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.99 |
| EV / Sales | 1.13 |
| EV / EBITDA | 4.23 |
| EV / EBIT | 4.86 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.02
| Current Ratio | 1.02 |
| Quick Ratio | 0.90 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 3.04 |
Financial Efficiency
Return on equity (ROE) is 11.51% and return on invested capital (ROIC) is 13.25%.
| Return on Equity (ROE) | 11.51% |
| Return on Assets (ROA) | 1.37% |
| Return on Invested Capital (ROIC) | 13.25% |
| Return on Capital Employed (ROCE) | 5.65% |
| Revenue Per Employee | $178,139 |
| Profits Per Employee | $25,257 |
| Employee Count | 1,248 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.07 million in taxes.
| Income Tax | 7.07M |
| Effective Tax Rate | 20.34% |
Stock Price Statistics
The stock price has decreased by -5.99% in the last 52 weeks. The beta is 0.47, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | -5.99% |
| 50-Day Moving Average | 40.78 |
| 200-Day Moving Average | 41.96 |
| Relative Strength Index (RSI) | 50.13 |
| Average Volume (20 Days) | 89,356 |
Short Selling Information
The latest short interest is 170,011, so 1.30% of the outstanding shares have been sold short.
| Short Interest | 170,011 |
| Short Previous Month | 168,821 |
| Short % of Shares Out | 1.30% |
| Short % of Float | 1.47% |
| Short Ratio (days to cover) | 2.41 |
Income Statement
In the last 12 months, CASS had revenue of $222.32 million and earned $31.52 million in profits. Earnings per share was $2.31.
| Revenue | 222.32M |
| Gross Profit | 95.13M |
| Operating Income | 51.80M |
| Pretax Income | 34.76M |
| Net Income | 31.52M |
| EBITDA | 59.48M |
| EBIT | 51.80M |
| Earnings Per Share (EPS) | $2.31 |
Full Income StatementBalance Sheet
The company has $258.63 million in cash and n/a in debt, giving a net cash position of $258.63 million or $19.78 per share.
| Cash & Cash Equivalents | 258.63M |
| Total Debt | n/a |
| Net Cash | 258.63M |
| Net Cash Per Share | $19.78 |
| Equity (Book Value) | 243.45M |
| Book Value Per Share | 18.62 |
| Working Capital | 33.21M |
Full Balance SheetMargins
Gross margin is 42.79%, with operating and profit margins of 23.30% and 14.18%.
| Gross Margin | 42.79% |
| Operating Margin | 23.30% |
| Pretax Margin | 15.64% |
| Profit Margin | 14.18% |
| EBITDA Margin | 26.76% |
| EBIT Margin | 23.30% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.28%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.28% |
| Dividend Growth (YoY) | 3.31% |
| Years of Dividend Growth | 23 |
| Payout Ratio | 54.12% |
| Buyback Yield | 1.49% |
| Shareholder Yield | 4.77% |
| Earnings Yield | 6.17% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for CASS is $45.50, which is 16.52% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.50 |
| Price Target Difference | 16.52% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.42 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.42 |
| Piotroski F-Score | 3 |
