Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $608.82 million. The enterprise value is $372.84 million.
| Market Cap | 608.82M |
| Enterprise Value | 372.84M |
Important Dates
The last earnings date was Thursday, October 17, 2024, before market open.
| Earnings Date | Oct 17, 2024 |
| Ex-Dividend Date | Dec 3, 2024 |
Share Statistics
CASS has 13.57 million shares outstanding. The number of shares has decreased by -0.31% in one year.
| Current Share Class | 13.57M |
| Shares Outstanding | 13.57M |
| Shares Change (YoY) | -0.31% |
| Shares Change (QoQ) | -0.26% |
| Owned by Insiders (%) | 2.96% |
| Owned by Institutions (%) | 66.37% |
| Float | 12.11M |
Valuation Ratios
The trailing PE ratio is 26.13 and the forward PE ratio is 18.84.
| PE Ratio | 26.13 |
| Forward PE | 18.84 |
| PS Ratio | 2.70 |
| Forward PS | 2.70 |
| PB Ratio | 2.51 |
| P/TBV Ratio | 2.74 |
| P/FCF Ratio | 39.51 |
| P/OCF Ratio | 21.36 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.82, with an EV/FCF ratio of 24.73.
| EV / Earnings | 16.22 |
| EV / Sales | 1.69 |
| EV / EBITDA | 6.82 |
| EV / EBIT | 7.59 |
| EV / FCF | 24.73 |
Financial Position
The company has a current ratio of 1.15, with a Debt / Equity ratio of 0.03.
| Current Ratio | 1.15 |
| Quick Ratio | 1.00 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.13 |
| Debt / FCF | 0.51 |
| Interest Coverage | 2.42 |
Financial Efficiency
Return on equity (ROE) is 10.36% and return on invested capital (ROIC) is 13.35%.
| Return on Equity (ROE) | 10.36% |
| Return on Assets (ROA) | 1.29% |
| Return on Capital (ROIC) | 13.35% |
| Revenue Per Employee | $167,194 |
| Profits Per Employee | $17,465 |
| Employee Count | 1,316 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $5.83 million in taxes.
| Income Tax | 5.83M |
| Effective Tax Rate | 20.22% |
Stock Price Statistics
The stock price has increased by +6.09% in the last 52 weeks. The beta is 0.71, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +6.09% |
| 50-Day Moving Average | 42.31 |
| 200-Day Moving Average | 43.26 |
| Relative Strength Index (RSI) | 52.60 |
| Average Volume (20 Days) | 46,134 |
Short Selling Information
The latest short interest is 194,846, so 1.44% of the outstanding shares have been sold short.
| Short Interest | 194,846 |
| Short Previous Month | 185,248 |
| Short % of Shares Out | 1.44% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 6.02 |
Income Statement
In the last 12 months, CASS had revenue of $220.03 million and earned $22.98 million in profits. Earnings per share was $1.68.
| Revenue | 220.03M |
| Gross Profit | 99.96M |
| Operating Income | 49.14M |
| Pretax Income | 34.32M |
| Net Income | 22.98M |
| EBITDA | 54.67M |
| EBIT | 49.14M |
| Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $230.56 million in cash and $7.70 million in debt, giving a net cash position of $222.85 million or $16.42 per share.
| Cash & Cash Equivalents | 230.56M |
| Total Debt | 7.70M |
| Net Cash | 222.85M |
| Net Cash Per Share | $16.42 |
| Equity (Book Value) | 237.65M |
| Book Value Per Share | 17.50 |
| Working Capital | 203.22M |
Cash Flow
In the last 12 months, operating cash flow was $27.89 million and capital expenditures -$12.81 million, giving a free cash flow of $15.08 million.
| Operating Cash Flow | 27.89M |
| Capital Expenditures | -12.81M |
| Free Cash Flow | 15.08M |
| FCF Per Share | $1.11 |
Margins
Gross margin is 45.43%, with operating and profit margins of 22.34% and 10.45%.
| Gross Margin | 45.43% |
| Operating Margin | 22.34% |
| Pretax Margin | 13.09% |
| Profit Margin | 10.45% |
| EBITDA Margin | 24.85% |
| EBIT Margin | 22.34% |
| FCF Margin | 13.54% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.83%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.83% |
| Dividend Growth (YoY) | 3.42% |
| Years of Dividend Growth | 22 |
| Payout Ratio | 73.82% |
| Buyback Yield | 0.31% |
| Shareholder Yield | 3.14% |
| Earnings Yield | 3.86% |
| FCF Yield | 2.53% |
Analyst Forecast
The average price target for CASS is $45.00, which is 0.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.00 |
| Price Target Difference | 0.30% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.54 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.54 |
| Piotroski F-Score | 7 |