Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $601.85 million. The enterprise value is $209.58 million.
Important Dates
The last earnings date was Thursday, January 22, 2026, before market open.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Mar 3, 2026 |
Share Statistics
CASS has 12.87 million shares outstanding. The number of shares has decreased by -2.28% in one year.
| Current Share Class | 12.87M |
| Shares Outstanding | 12.87M |
| Shares Change (YoY) | -2.28% |
| Shares Change (QoQ) | -1.35% |
| Owned by Insiders (%) | 3.92% |
| Owned by Institutions (%) | 53.71% |
| Float | 11.31M |
Valuation Ratios
The trailing PE ratio is 20.24 and the forward PE ratio is 16.64.
| PE Ratio | 20.24 |
| Forward PE | 16.64 |
| PS Ratio | 2.97 |
| Forward PS | 2.88 |
| PB Ratio | 2.48 |
| P/TBV Ratio | 2.70 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.97 |
| EV / Sales | 1.01 |
| EV / EBITDA | 3.31 |
| EV / EBIT | 3.73 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.02
| Current Ratio | 1.02 |
| Quick Ratio | 0.92 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 3.44 |
Financial Efficiency
Return on equity (ROE) is 13.18% and return on invested capital (ROIC) is 14.66%.
| Return on Equity (ROE) | 13.18% |
| Return on Assets (ROA) | 1.41% |
| Return on Invested Capital (ROIC) | 14.66% |
| Return on Capital Employed (ROCE) | 5.81% |
| Weighted Average Cost of Capital (WACC) | 6.75% |
| Revenue Per Employee | $213,619 |
| Profits Per Employee | $36,165 |
| Employee Count | 971 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.65 million in taxes.
| Income Tax | 7.65M |
| Effective Tax Rate | 19.73% |
Stock Price Statistics
The stock price has increased by +9.98% in the last 52 weeks. The beta is 0.45, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +9.98% |
| 50-Day Moving Average | 43.06 |
| 200-Day Moving Average | 42.00 |
| Relative Strength Index (RSI) | 68.14 |
| Average Volume (20 Days) | 77,926 |
Short Selling Information
The latest short interest is 220,193, so 1.71% of the outstanding shares have been sold short.
| Short Interest | 220,193 |
| Short Previous Month | 216,597 |
| Short % of Shares Out | 1.71% |
| Short % of Float | 1.95% |
| Short Ratio (days to cover) | 2.59 |
Income Statement
In the last 12 months, CASS had revenue of $207.42 million and earned $35.12 million in profits. Earnings per share was $2.61.
| Revenue | 207.42M |
| Gross Profit | 97.01M |
| Operating Income | 56.22M |
| Pretax Income | 38.76M |
| Net Income | 35.12M |
| EBITDA | 63.35M |
| EBIT | 56.22M |
| Earnings Per Share (EPS) | $2.61 |
Full Income StatementBalance Sheet
The company has $392.27 million in cash and n/a in debt, with a net cash position of $392.27 million or $30.48 per share.
| Cash & Cash Equivalents | 392.27M |
| Total Debt | n/a |
| Net Cash | 392.27M |
| Net Cash Per Share | $30.48 |
| Equity (Book Value) | 243.00M |
| Book Value Per Share | 18.88 |
| Working Capital | 35.54M |
Full Balance SheetMargins
Gross margin is 46.77%, with operating and profit margins of 27.10% and 16.93%.
| Gross Margin | 46.77% |
| Operating Margin | 27.10% |
| Pretax Margin | 18.69% |
| Profit Margin | 16.93% |
| EBITDA Margin | 30.54% |
| EBIT Margin | 27.10% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.74%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.74% |
| Dividend Growth (YoY) | 3.28% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 48.32% |
| Buyback Yield | 2.28% |
| Shareholder Yield | 5.02% |
| Earnings Yield | 5.83% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for CASS is $45.50, which is -2.95% lower than the current price. The consensus rating is "Buy".
| Price Target | $45.50 |
| Price Target Difference | -2.95% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.4 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.4 |
| Piotroski F-Score | 4 |
