Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $562.06 million. The enterprise value is $342.29 million.
Important Dates
The last earnings date was Thursday, July 17, 2025, before market open.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | Sep 5, 2025 |
Share Statistics
CASS has 13.36 million shares outstanding. The number of shares has decreased by -0.89% in one year.
| Current Share Class | 13.36M |
| Shares Outstanding | 13.36M |
| Shares Change (YoY) | -0.89% |
| Shares Change (QoQ) | -0.92% |
| Owned by Insiders (%) | 3.46% |
| Owned by Institutions (%) | 60.22% |
| Float | 11.84M |
Valuation Ratios
The trailing PE ratio is 22.64 and the forward PE ratio is 15.64.
| PE Ratio | 22.64 |
| Forward PE | 15.64 |
| PS Ratio | 2.56 |
| Forward PS | 2.69 |
| PB Ratio | 2.31 |
| P/TBV Ratio | 2.54 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.50 |
| EV / Sales | 1.56 |
| EV / EBITDA | 6.62 |
| EV / EBIT | 7.61 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.11
| Current Ratio | 1.11 |
| Quick Ratio | 0.98 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 2.49 |
Financial Efficiency
Return on equity (ROE) is 9.14% and return on invested capital (ROIC) is 11.74%.
| Return on Equity (ROE) | 9.14% |
| Return on Assets (ROA) | 1.22% |
| Return on Invested Capital (ROIC) | 11.74% |
| Return on Capital Employed (ROCE) | 4.95% |
| Revenue Per Employee | $176,155 |
| Profits Per Employee | $20,315 |
| Employee Count | 1,248 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $5.40 million in taxes.
| Income Tax | 5.40M |
| Effective Tax Rate | 20.08% |
Stock Price Statistics
The stock price has increased by +2.96% in the last 52 weeks. The beta is 0.46, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +2.96% |
| 50-Day Moving Average | 43.17 |
| 200-Day Moving Average | 42.60 |
| Relative Strength Index (RSI) | 39.17 |
| Average Volume (20 Days) | 75,971 |
Short Selling Information
The latest short interest is 230,197, so 1.72% of the outstanding shares have been sold short.
| Short Interest | 230,197 |
| Short Previous Month | 205,316 |
| Short % of Shares Out | 1.72% |
| Short % of Float | 1.94% |
| Short Ratio (days to cover) | 4.16 |
Income Statement
In the last 12 months, CASS had revenue of $219.84 million and earned $25.35 million in profits. Earnings per share was $1.86.
| Revenue | 219.84M |
| Gross Profit | 93.69M |
| Operating Income | 44.96M |
| Pretax Income | 34.32M |
| Net Income | 25.35M |
| EBITDA | 51.71M |
| EBIT | 44.96M |
| Earnings Per Share (EPS) | $1.86 |
Full Income StatementBalance Sheet
The company has $218.17 million in cash and n/a in debt, giving a net cash position of $218.17 million or $16.33 per share.
| Cash & Cash Equivalents | 218.17M |
| Total Debt | n/a |
| Net Cash | 218.17M |
| Net Cash Per Share | $16.33 |
| Equity (Book Value) | 240.82M |
| Book Value Per Share | 18.15 |
| Working Capital | 151.35M |
Full Balance SheetMargins
Gross margin is 42.62%, with operating and profit margins of 20.45% and 11.53%.
| Gross Margin | 42.62% |
| Operating Margin | 20.45% |
| Pretax Margin | 12.24% |
| Profit Margin | 11.53% |
| EBITDA Margin | 23.52% |
| EBIT Margin | 20.45% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.95%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.95% |
| Dividend Growth (YoY) | 3.33% |
| Years of Dividend Growth | 23 |
| Payout Ratio | 66.73% |
| Buyback Yield | 0.89% |
| Shareholder Yield | 3.84% |
| Earnings Yield | 4.52% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for CASS is $48.00, which is 14.10% higher than the current price. The consensus rating is "Buy".
| Price Target | $48.00 |
| Price Target Difference | 14.10% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.5 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.5 |
| Piotroski F-Score | 3 |
