Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $714.94 million. The enterprise value is $566.47 million.
| Market Cap | 714.94M |
| Enterprise Value | 566.47M |
Important Dates
The last earnings date was Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Sep 4, 2026 |
Share Statistics
CASS has 12.78 million shares outstanding. The number of shares has decreased by -3.35% in one year.
| Current Share Class | 12.78M |
| Shares Outstanding | 12.78M |
| Shares Change (YoY) | -3.35% |
| Shares Change (QoQ) | -0.63% |
| Owned by Insiders (%) | 3.98% |
| Owned by Institutions (%) | 64.27% |
| Float | 11.21M |
Valuation Ratios
The trailing PE ratio is 20.19 and the forward PE ratio is 17.06. CASS's PEG ratio is 0.90.
| PE Ratio | 20.19 |
| Forward PE | 17.06 |
| PS Ratio | 3.33 |
| Forward PS | 3.38 |
| PB Ratio | 2.92 |
| P/TBV Ratio | 3.17 |
| P/FCF Ratio | 28.11 |
| P/OCF Ratio | 23.50 |
| PEG Ratio | 0.90 |
Enterprise Valuation
| EV / Earnings | 15.43 |
| EV / Sales | 2.63 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 22.27 |
Financial Position
The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.33.
| Current Ratio | 1.01 |
| Quick Ratio | 0.86 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.15 |
| Interest Coverage | -4.22 |
Financial Efficiency
Return on equity (ROE) is 15.13% and return on invested capital (ROIC) is 41.54%.
| Return on Equity (ROE) | 15.13% |
| Return on Assets (ROA) | 1.62% |
| Return on Invested Capital (ROIC) | 41.54% |
| Return on Capital Employed (ROCE) | -7.28% |
| Weighted Average Cost of Capital (WACC) | 7.61% |
| Revenue Per Employee | $211,606 |
| Profits Per Employee | $36,136 |
| Employee Count | 1,016 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $8.95 million in taxes.
| Income Tax | 8.95M |
| Effective Tax Rate | 19.59% |
Stock Price Statistics
The stock price has increased by +33.56% in the last 52 weeks. The beta is 0.44, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +33.56% |
| 50-Day Moving Average | 49.91 |
| 200-Day Moving Average | 45.02 |
| Relative Strength Index (RSI) | 72.30 |
| Average Volume (20 Days) | 75,572 |
Short Selling Information
The latest short interest is 311,403, so 2.44% of the outstanding shares have been sold short.
| Short Interest | 311,403 |
| Short Previous Month | 305,793 |
| Short % of Shares Out | 2.44% |
| Short % of Float | 2.78% |
| Short Ratio (days to cover) | 3.35 |
Income Statement
In the last 12 months, CASS had revenue of $214.99 million and earned $36.71 million in profits. Earnings per share was $2.77.
| Revenue | 214.99M |
| Gross Profit | 105.58M |
| Operating Income | 62.75M |
| Pretax Income | 45.66M |
| Net Income | 36.71M |
| EBITDA | -67.46M |
| EBIT | -67.46M |
| Earnings Per Share (EPS) | $2.77 |
Balance Sheet
The company has $228.47 million in cash and $80.00 million in debt, with a net cash position of $148.47 million or $11.62 per share.
| Cash & Cash Equivalents | 228.47M |
| Total Debt | 80.00M |
| Net Cash | 148.47M |
| Net Cash Per Share | $11.62 |
| Equity (Book Value) | 244.66M |
| Book Value Per Share | 19.15 |
| Working Capital | 21.49M |
Cash Flow
In the last 12 months, operating cash flow was $30.42 million and capital expenditures -$4.99 million, giving a free cash flow of $25.44 million.
| Operating Cash Flow | 30.42M |
| Capital Expenditures | -4.99M |
| Depreciation & Amortization | 7.05M |
| Net Borrowing | 145.00M |
| Free Cash Flow | 25.44M |
| FCF Per Share | $1.99 |
Margins
Gross margin is 49.11%, with operating and profit margins of 29.19% and 17.08%.
| Gross Margin | 49.11% |
| Operating Margin | 29.19% |
| Pretax Margin | 21.24% |
| Profit Margin | 17.08% |
| EBITDA Margin | -79.53% |
| EBIT Margin | -79.53% |
| FCF Margin | 12.17% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.34%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.34% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 46.18% |
| Buyback Yield | 3.35% |
| Shareholder Yield | 5.64% |
| Earnings Yield | 5.14% |
| FCF Yield | 3.56% |
Analyst Forecast
The average price target for CASS is $55.00, which is -1.72% lower than the current price. The consensus rating is "Hold".
| Price Target | $55.00 |
| Price Target Difference | -1.72% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.43 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.43 |
| Piotroski F-Score | 5 |