Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $571.99 million. The enterprise value is $179.72 million.
Important Dates
The last earnings date was Thursday, January 22, 2026, before market open.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Dec 5, 2025 |
Share Statistics
CASS has 12.87 million shares outstanding. The number of shares has decreased by -2.28% in one year.
| Current Share Class | 12.87M |
| Shares Outstanding | 12.87M |
| Shares Change (YoY) | -2.28% |
| Shares Change (QoQ) | -1.19% |
| Owned by Insiders (%) | 3.63% |
| Owned by Institutions (%) | 58.87% |
| Float | 11.35M |
Valuation Ratios
The trailing PE ratio is 19.24 and the forward PE ratio is 15.81.
| PE Ratio | 19.24 |
| Forward PE | 15.81 |
| PS Ratio | 2.82 |
| Forward PS | 2.73 |
| PB Ratio | 2.35 |
| P/TBV Ratio | 2.56 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.12 |
| EV / Sales | 0.87 |
| EV / EBITDA | 2.89 |
| EV / EBIT | 3.26 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.02
| Current Ratio | 1.02 |
| Quick Ratio | 0.92 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 3.37 |
Financial Efficiency
Return on equity (ROE) is 13.18% and return on invested capital (ROIC) is 14.36%.
| Return on Equity (ROE) | 13.18% |
| Return on Assets (ROA) | 1.38% |
| Return on Invested Capital (ROIC) | 14.36% |
| Return on Capital Employed (ROCE) | 5.69% |
| Weighted Average Cost of Capital (WACC) | 6.72% |
| Revenue Per Employee | $213,619 |
| Profits Per Employee | $36,165 |
| Employee Count | 971 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.65 million in taxes.
| Income Tax | 7.65M |
| Effective Tax Rate | 19.73% |
Stock Price Statistics
The stock price has increased by +10.05% in the last 52 weeks. The beta is 0.45, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +10.05% |
| 50-Day Moving Average | 42.22 |
| 200-Day Moving Average | 41.72 |
| Relative Strength Index (RSI) | 64.63 |
| Average Volume (20 Days) | 83,853 |
Short Selling Information
The latest short interest is 216,597, so 1.68% of the outstanding shares have been sold short.
| Short Interest | 216,597 |
| Short Previous Month | 244,001 |
| Short % of Shares Out | 1.68% |
| Short % of Float | 1.91% |
| Short Ratio (days to cover) | 2.48 |
Income Statement
In the last 12 months, CASS had revenue of $207.42 million and earned $35.12 million in profits. Earnings per share was $2.61.
| Revenue | 207.42M |
| Gross Profit | 97.01M |
| Operating Income | 55.09M |
| Pretax Income | 38.76M |
| Net Income | 35.12M |
| EBITDA | 62.22M |
| EBIT | 55.09M |
| Earnings Per Share (EPS) | $2.61 |
Full Income StatementBalance Sheet
The company has $392.27 million in cash and n/a in debt, with a net cash position of $392.27 million or $30.48 per share.
| Cash & Cash Equivalents | 392.27M |
| Total Debt | n/a |
| Net Cash | 392.27M |
| Net Cash Per Share | $30.48 |
| Equity (Book Value) | 243.00M |
| Book Value Per Share | 18.88 |
| Working Capital | 35.54M |
Full Balance SheetMargins
Gross margin is 46.77%, with operating and profit margins of 26.56% and 16.93%.
| Gross Margin | 46.77% |
| Operating Margin | 26.56% |
| Pretax Margin | 18.69% |
| Profit Margin | 16.93% |
| EBITDA Margin | 30.00% |
| EBIT Margin | 26.56% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | 3.31% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 47.94% |
| Buyback Yield | 2.28% |
| Shareholder Yield | 5.16% |
| Earnings Yield | 6.14% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for CASS is $45.50, which is 2.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.50 |
| Price Target Difference | 2.39% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.4 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.4 |
| Piotroski F-Score | 4 |
