Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $541.65 million. The enterprise value is $348.85 million.
| Market Cap | 541.65M |
| Enterprise Value | 348.85M |
Important Dates
The last earnings date was Thursday, July 18, 2024, before market open.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | Sep 3, 2024 |
Share Statistics
CASS has 13.64 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Shares Outstanding | 13.64M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 10.67% |
| Owned by Institutions (%) | 59.91% |
| Float | 12.09M |
Valuation Ratios
The trailing PE ratio is 18.05 and the forward PE ratio is 15.14.
| PE Ratio | 18.05 |
| Forward PE | 15.14 |
| PS Ratio | 2.74 |
| Forward PS | 2.54 |
| PB Ratio | 2.36 |
| P/FCF Ratio | 25.26 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.45, with an EV/FCF ratio of 16.27.
| EV / Earnings | 11.59 |
| EV / Sales | 1.76 |
| EV / EBITDA | 7.45 |
| EV / EBIT | 9.33 |
| EV / FCF | 16.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.70% and return on invested capital (ROIC) is 13.11%.
| Return on Equity (ROE) | 13.70% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 13.11% |
| Revenue Per Employee | $150,337 |
| Profits Per Employee | $22,868 |
| Employee Count | 1,316 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.30 million in taxes.
| Income Tax | 7.30M |
| Effective Tax Rate | 19.51% |
Stock Price Statistics
The stock price has increased by +1.59% in the last 52 weeks. The beta is 0.72, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +1.59% |
| 50-Day Moving Average | 42.26 |
| 200-Day Moving Average | 43.00 |
| Relative Strength Index (RSI) | 42.70 |
| Average Volume (20 Days) | 61,727 |
Short Selling Information
The latest short interest is 203,260, so 1.49% of the outstanding shares have been sold short.
| Short Interest | 203,260 |
| Short Previous Month | 199,586 |
| Short % of Shares Out | 1.49% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 4.20 |
Income Statement
In the last 12 months, CASS had revenue of $197.84 million and earned $30.09 million in profits. Earnings per share was $2.20.
| Revenue | 197.84M |
| Gross Profit | 197.84M |
| Operating Income | 37.39M |
| Pretax Income | 37.39M |
| Net Income | 30.09M |
| EBITDA | 46.84M |
| EBIT | 37.39M |
| Earnings Per Share (EPS) | $2.20 |
Balance Sheet
The company has $192.80 million in cash and no debt, giving a net cash position of $192.80 million or $14.13 per share.
| Cash & Cash Equivalents | 192.80M |
| Total Debt | n/a |
| Net Cash | 192.80M |
| Net Cash Per Share | $14.13 |
| Equity (Book Value) | 229.49M |
| Book Value Per Share | 16.82 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $37.47 million and capital expenditures -$16.03 million, giving a free cash flow of $21.44 million.
| Operating Cash Flow | 37.47M |
| Capital Expenditures | -16.03M |
| Free Cash Flow | 21.44M |
| FCF Per Share | $1.57 |
Margins
Gross margin is 100.00%, with operating and profit margins of 18.90% and 15.21%.
| Gross Margin | 100.00% |
| Operating Margin | 18.90% |
| Pretax Margin | 18.90% |
| Profit Margin | 15.21% |
| EBITDA Margin | 23.68% |
| EBIT Margin | 18.90% |
| FCF Margin | 10.84% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | 3.45% |
| Years of Dividend Growth | 22 |
| Payout Ratio | 54.55% |
| Buyback Yield | 0.45% |
| Shareholder Yield | 3.47% |
| Earnings Yield | 5.56% |
| FCF Yield | 3.96% |
Analyst Forecast
The average price target for CASS is $51.00, which is 28.46% higher than the current price. The consensus rating is "Buy".
| Price Target | $51.00 |
| Price Target Difference | 28.46% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 6:5.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 6:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |