Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $573.62 million. The enterprise value is $232.13 million.
| Market Cap | 573.62M |
| Enterprise Value | 232.13M |
Important Dates
The next estimated earnings date is Thursday, April 17, 2025, before market open.
| Earnings Date | Apr 17, 2025 |
| Ex-Dividend Date | Mar 4, 2025 |
Share Statistics
CASS has 13.50 million shares outstanding. The number of shares has decreased by -0.28% in one year.
| Current Share Class | 13.50M |
| Shares Outstanding | 13.50M |
| Shares Change (YoY) | -0.28% |
| Shares Change (QoQ) | -0.49% |
| Owned by Insiders (%) | 3.17% |
| Owned by Institutions (%) | 66.55% |
| Float | 12.02M |
Valuation Ratios
The trailing PE ratio is 30.56 and the forward PE ratio is 16.21.
| PE Ratio | 30.56 |
| Forward PE | 16.21 |
| PS Ratio | 2.68 |
| Forward PS | 2.66 |
| PB Ratio | 2.57 |
| P/TBV Ratio | 2.83 |
| P/FCF Ratio | 19.39 |
| P/OCF Ratio | 14.75 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.60, with an EV/FCF ratio of 7.84.
| EV / Earnings | 12.11 |
| EV / Sales | 1.06 |
| EV / EBITDA | 4.60 |
| EV / EBIT | 5.22 |
| EV / FCF | 7.84 |
Financial Position
The company has a current ratio of 0.80, with a Debt / Equity ratio of 0.03.
| Current Ratio | 0.80 |
| Quick Ratio | 0.70 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.14 |
| Debt / FCF | 0.25 |
| Interest Coverage | 2.20 |
Financial Efficiency
Return on equity (ROE) is 8.36% and return on invested capital (ROIC) is 11.92%.
| Return on Equity (ROE) | 8.36% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | 11.92% |
| Return on Capital Employed (ROCE) | 15.38% |
| Revenue Per Employee | $176,197 |
| Profits Per Employee | $15,359 |
| Employee Count | 1,248 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $5.05 million in taxes.
| Income Tax | 5.05M |
| Effective Tax Rate | 20.86% |
Stock Price Statistics
The stock price has decreased by -10.27% in the last 52 weeks. The beta is 0.69, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | -10.27% |
| 50-Day Moving Average | 42.88 |
| 200-Day Moving Average | 42.14 |
| Relative Strength Index (RSI) | 44.92 |
| Average Volume (20 Days) | 35,536 |
Short Selling Information
The latest short interest is 151,577, so 1.12% of the outstanding shares have been sold short.
| Short Interest | 151,577 |
| Short Previous Month | 160,745 |
| Short % of Shares Out | 1.12% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 4.18 |
Income Statement
In the last 12 months, CASS had revenue of $219.89 million and earned $19.17 million in profits. Earnings per share was $1.39.
| Revenue | 219.89M |
| Gross Profit | 96.06M |
| Operating Income | 44.48M |
| Pretax Income | 34.32M |
| Net Income | 19.17M |
| EBITDA | 50.46M |
| EBIT | 44.48M |
| Earnings Per Share (EPS) | $1.39 |
Balance Sheet
The company has $349.73 million in cash and $7.43 million in debt, giving a net cash position of $342.30 million or $25.35 per share.
| Cash & Cash Equivalents | 349.73M |
| Total Debt | 7.43M |
| Net Cash | 342.30M |
| Net Cash Per Share | $25.35 |
| Equity (Book Value) | 229.03M |
| Book Value Per Share | 16.96 |
| Working Capital | -423.05M |
Cash Flow
In the last 12 months, operating cash flow was $38.95 million and capital expenditures -$9.33 million, giving a free cash flow of $29.62 million.
| Operating Cash Flow | 38.95M |
| Capital Expenditures | -9.33M |
| Free Cash Flow | 29.62M |
| FCF Per Share | $2.19 |
Margins
Gross margin is 43.68%, with operating and profit margins of 20.23% and 8.72%.
| Gross Margin | 43.68% |
| Operating Margin | 20.23% |
| Pretax Margin | 11.01% |
| Profit Margin | 8.72% |
| EBITDA Margin | 22.95% |
| EBIT Margin | 20.23% |
| FCF Margin | 13.47% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.92%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.92% |
| Dividend Growth (YoY) | 3.39% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 89.21% |
| Buyback Yield | 0.28% |
| Shareholder Yield | 3.19% |
| Earnings Yield | 3.34% |
| FCF Yield | 5.16% |
Analyst Forecast
The average price target for CASS is $45.00, which is 5.93% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.00 |
| Price Target Difference | 5.93% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.19 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.19 |
| Piotroski F-Score | 6 |