Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $574.74 million. The enterprise value is $181.95 million.
| Market Cap | 574.74M |
| Enterprise Value | 181.95M |
Important Dates
The next estimated earnings date is Thursday, April 16, 2026, before market open.
| Earnings Date | Apr 16, 2026 |
| Ex-Dividend Date | Mar 3, 2026 |
Share Statistics
CASS has 12.90 million shares outstanding. The number of shares has decreased by -2.28% in one year.
| Current Share Class | 12.90M |
| Shares Outstanding | 12.90M |
| Shares Change (YoY) | -2.28% |
| Shares Change (QoQ) | -1.35% |
| Owned by Insiders (%) | 3.92% |
| Owned by Institutions (%) | 58.33% |
| Float | 11.34M |
Valuation Ratios
The trailing PE ratio is 16.94 and the forward PE ratio is 15.72.
| PE Ratio | 16.94 |
| Forward PE | 15.72 |
| PS Ratio | 2.75 |
| Forward PS | 2.74 |
| PB Ratio | 2.35 |
| P/TBV Ratio | 2.55 |
| P/FCF Ratio | 17.93 |
| P/OCF Ratio | 15.22 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.92, with an EV/FCF ratio of 5.73.
| EV / Earnings | 5.18 |
| EV / Sales | 0.88 |
| EV / EBITDA | 2.92 |
| EV / EBIT | 3.30 |
| EV / FCF | 5.73 |
Financial Position
The company has a current ratio of 0.72, with a Debt / Equity ratio of 0.02.
| Current Ratio | 0.72 |
| Quick Ratio | 0.65 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.07 |
| Debt / FCF | 0.14 |
| Interest Coverage | 3.37 |
Financial Efficiency
Return on equity (ROE) is 13.18% and return on invested capital (ROIC) is 14.45%.
| Return on Equity (ROE) | 13.18% |
| Return on Assets (ROA) | 1.38% |
| Return on Invested Capital (ROIC) | 14.45% |
| Return on Capital Employed (ROCE) | 19.14% |
| Weighted Average Cost of Capital (WACC) | 8.90% |
| Revenue Per Employee | $204,157 |
| Profits Per Employee | $34,563 |
| Employee Count | 1,016 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.65 million in taxes.
| Income Tax | 7.65M |
| Effective Tax Rate | 19.73% |
Stock Price Statistics
The stock price has increased by +3.03% in the last 52 weeks. The beta is 0.44, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +3.03% |
| 50-Day Moving Average | 44.43 |
| 200-Day Moving Average | 42.40 |
| Relative Strength Index (RSI) | 48.09 |
| Average Volume (20 Days) | 64,604 |
Short Selling Information
The latest short interest is 215,784, so 1.67% of the outstanding shares have been sold short.
| Short Interest | 215,784 |
| Short Previous Month | 239,573 |
| Short % of Shares Out | 1.67% |
| Short % of Float | 1.90% |
| Short Ratio (days to cover) | 2.87 |
Income Statement
In the last 12 months, CASS had revenue of $207.42 million and earned $35.12 million in profits. Earnings per share was $2.61.
| Revenue | 207.42M |
| Gross Profit | 97.01M |
| Operating Income | 55.09M |
| Pretax Income | 38.76M |
| Net Income | 35.12M |
| EBITDA | 62.29M |
| EBIT | 55.09M |
| Earnings Per Share (EPS) | $2.61 |
Balance Sheet
The company has $392.27 million in cash and $4.51 million in debt, with a net cash position of $387.76 million or $30.06 per share.
| Cash & Cash Equivalents | 392.27M |
| Total Debt | 4.51M |
| Net Cash | 387.76M |
| Net Cash Per Share | $30.06 |
| Equity (Book Value) | 243.00M |
| Book Value Per Share | 18.81 |
| Working Capital | -644.44M |
Cash Flow
In the last 12 months, operating cash flow was $37.44 million and capital expenditures -$5.66 million, giving a free cash flow of $31.77 million.
| Operating Cash Flow | 37.44M |
| Capital Expenditures | -5.66M |
| Depreciation & Amortization | 7.20M |
| Net Borrowing | n/a |
| Free Cash Flow | 31.77M |
| FCF Per Share | $2.46 |
Margins
Gross margin is 46.77%, with operating and profit margins of 26.56% and 16.93%.
| Gross Margin | 46.77% |
| Operating Margin | 26.56% |
| Pretax Margin | 18.69% |
| Profit Margin | 16.93% |
| EBITDA Margin | 30.03% |
| EBIT Margin | 26.56% |
| FCF Margin | 15.32% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.90%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.90% |
| Dividend Growth (YoY) | 3.28% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 48.32% |
| Buyback Yield | 2.28% |
| Shareholder Yield | 5.18% |
| Earnings Yield | 6.16% |
| FCF Yield | 5.58% |
Analyst Forecast
The average price target for CASS is $45.50, which is 2.13% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.50 |
| Price Target Difference | 2.13% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.08 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.08 |
| Piotroski F-Score | 5 |