Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $570.14 million. The enterprise value is $354.43 million.
Important Dates
The last earnings date was Thursday, April 17, 2025, before market open.
| Earnings Date | Apr 17, 2025 |
| Ex-Dividend Date | Jun 3, 2025 |
Share Statistics
CASS has 13.36 million shares outstanding. The number of shares has decreased by -0.39% in one year.
| Current Share Class | 13.36M |
| Shares Outstanding | 13.36M |
| Shares Change (YoY) | -0.39% |
| Shares Change (QoQ) | -0.55% |
| Owned by Insiders (%) | 3.45% |
| Owned by Institutions (%) | 59.86% |
| Float | 11.95M |
Valuation Ratios
The trailing PE ratio is 27.87 and the forward PE ratio is 15.92.
| PE Ratio | 27.87 |
| Forward PE | 15.92 |
| PS Ratio | 2.60 |
| Forward PS | 2.65 |
| PB Ratio | 2.45 |
| P/TBV Ratio | 2.67 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 11.25 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.89 |
| EV / Sales | 1.60 |
| EV / EBITDA | 7.11 |
| EV / EBIT | 8.17 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.02.
| Current Ratio | 1.14 |
| Quick Ratio | 1.01 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | n/a |
| Interest Coverage | 2.26 |
Financial Efficiency
Return on equity (ROE) is 8.91% and return on invested capital (ROIC) is 11.37%.
| Return on Equity (ROE) | 8.91% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | 11.37% |
| Return on Capital Employed (ROCE) | 4.63% |
| Revenue Per Employee | $177,038 |
| Profits Per Employee | $16,813 |
| Employee Count | 1,248 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $5.54 million in taxes.
| Income Tax | 5.54M |
| Effective Tax Rate | 21.16% |
Stock Price Statistics
The stock price has decreased by -4.00% in the last 52 weeks. The beta is 0.45, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | -4.00% |
| 50-Day Moving Average | 41.89 |
| 200-Day Moving Average | 42.12 |
| Relative Strength Index (RSI) | 61.18 |
| Average Volume (20 Days) | 58,509 |
Short Selling Information
The latest short interest is 159,599, so 1.19% of the outstanding shares have been sold short.
| Short Interest | 159,599 |
| Short Previous Month | 170,668 |
| Short % of Shares Out | 1.19% |
| Short % of Float | 1.34% |
| Short Ratio (days to cover) | 3.92 |
Income Statement
In the last 12 months, CASS had revenue of $220.94 million and earned $20.98 million in profits. Earnings per share was $1.53.
| Revenue | 220.94M |
| Gross Profit | 95.92M |
| Operating Income | 43.40M |
| Pretax Income | 34.32M |
| Net Income | 20.98M |
| EBITDA | 49.82M |
| EBIT | 43.40M |
| Earnings Per Share (EPS) | $1.53 |
Full Income StatementBalance Sheet
The company has $220.67 million in cash and $5.04 million in debt, giving a net cash position of $215.64 million or $16.14 per share.
| Cash & Cash Equivalents | 220.67M |
| Total Debt | 5.04M |
| Net Cash | 215.64M |
| Net Cash Per Share | $16.14 |
| Equity (Book Value) | 234.25M |
| Book Value Per Share | 17.45 |
| Working Capital | 197.15M |
Full Balance SheetCash Flow
| Operating Cash Flow | 50.69M |
| Capital Expenditures | -8.42M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 43.42%, with operating and profit margins of 19.64% and 9.50%.
| Gross Margin | 43.42% |
| Operating Margin | 19.64% |
| Pretax Margin | 11.86% |
| Profit Margin | 9.50% |
| EBITDA Margin | 22.55% |
| EBIT Margin | 19.64% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.91%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.91% |
| Dividend Growth (YoY) | 3.36% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 80.98% |
| Buyback Yield | 0.39% |
| Shareholder Yield | 3.30% |
| Earnings Yield | 3.68% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for CASS is $46.00, which is 7.79% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.00 |
| Price Target Difference | 7.79% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.52 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.52 |
| Piotroski F-Score | 6 |