Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $512.65 million. The enterprise value is $298.16 million.
| Market Cap | 512.65M |
| Enterprise Value | 298.16M |
Important Dates
The next estimated earnings date is Friday, October 17, 2025, before market open.
| Earnings Date | Oct 17, 2025 |
| Ex-Dividend Date | Sep 5, 2025 |
Share Statistics
CASS has 13.22 million shares outstanding. The number of shares has decreased by -0.89% in one year.
| Current Share Class | 13.22M |
| Shares Outstanding | 13.22M |
| Shares Change (YoY) | -0.89% |
| Shares Change (QoQ) | -0.92% |
| Owned by Insiders (%) | 3.52% |
| Owned by Institutions (%) | 56.21% |
| Float | 11.69M |
Valuation Ratios
The trailing PE ratio is 20.87 and the forward PE ratio is 14.86.
| PE Ratio | 20.87 |
| Forward PE | 14.86 |
| PS Ratio | 2.36 |
| Forward PS | 2.50 |
| PB Ratio | 2.13 |
| P/TBV Ratio | 2.32 |
| P/FCF Ratio | 16.11 |
| P/OCF Ratio | 13.21 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.96, with an EV/FCF ratio of 9.39.
| EV / Earnings | 11.76 |
| EV / Sales | 1.36 |
| EV / EBITDA | 5.96 |
| EV / EBIT | 6.94 |
| EV / FCF | 9.39 |
Financial Position
The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.02.
| Current Ratio | 1.11 |
| Quick Ratio | 0.98 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | 0.15 |
| Interest Coverage | 2.38 |
Financial Efficiency
Return on equity (ROE) is 9.14% and return on invested capital (ROIC) is 11.10%.
| Return on Equity (ROE) | 9.14% |
| Return on Assets (ROA) | 1.17% |
| Return on Invested Capital (ROIC) | 11.10% |
| Return on Capital Employed (ROCE) | 4.73% |
| Revenue Per Employee | $176,155 |
| Profits Per Employee | $20,315 |
| Employee Count | 1,248 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $5.40 million in taxes.
| Income Tax | 5.40M |
| Effective Tax Rate | 20.08% |
Stock Price Statistics
The stock price has decreased by -4.20% in the last 52 weeks. The beta is 0.47, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | -4.20% |
| 50-Day Moving Average | 41.71 |
| 200-Day Moving Average | 42.18 |
| Relative Strength Index (RSI) | 27.74 |
| Average Volume (20 Days) | 52,954 |
Short Selling Information
The latest short interest is 178,938, so 1.35% of the outstanding shares have been sold short.
| Short Interest | 178,938 |
| Short Previous Month | 164,687 |
| Short % of Shares Out | 1.35% |
| Short % of Float | 1.53% |
| Short Ratio (days to cover) | 3.37 |
Income Statement
In the last 12 months, CASS had revenue of $219.84 million and earned $25.35 million in profits. Earnings per share was $1.86.
| Revenue | 219.84M |
| Gross Profit | 93.69M |
| Operating Income | 42.96M |
| Pretax Income | 26.91M |
| Net Income | 25.35M |
| EBITDA | 50.00M |
| EBIT | 42.96M |
| Earnings Per Share (EPS) | $1.86 |
Balance Sheet
The company has $218.17 million in cash and $4.86 million in debt, giving a net cash position of $213.30 million or $16.14 per share.
| Cash & Cash Equivalents | 218.17M |
| Total Debt | 4.86M |
| Net Cash | 213.30M |
| Net Cash Per Share | $16.14 |
| Equity (Book Value) | 240.82M |
| Book Value Per Share | 18.13 |
| Working Capital | 150.51M |
Cash Flow
In the last 12 months, operating cash flow was $38.71 million and capital expenditures -$6.96 million, giving a free cash flow of $31.75 million.
| Operating Cash Flow | 38.71M |
| Capital Expenditures | -6.96M |
| Free Cash Flow | 31.75M |
| FCF Per Share | $2.40 |
Margins
Gross margin is 42.62%, with operating and profit margins of 19.54% and 11.53%.
| Gross Margin | 42.62% |
| Operating Margin | 19.54% |
| Pretax Margin | 12.24% |
| Profit Margin | 11.53% |
| EBITDA Margin | 22.74% |
| EBIT Margin | 19.54% |
| FCF Margin | 14.44% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 3.20%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 3.20% |
| Dividend Growth (YoY) | 3.33% |
| Years of Dividend Growth | 23 |
| Payout Ratio | 66.73% |
| Buyback Yield | 0.89% |
| Shareholder Yield | 4.06% |
| Earnings Yield | 4.96% |
| FCF Yield | 6.21% |
Analyst Forecast
The average price target for CASS is $48.00, which is 23.74% higher than the current price. The consensus rating is "Buy".
| Price Target | $48.00 |
| Price Target Difference | 23.74% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.49 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.49 |
| Piotroski F-Score | 5 |