Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
56.07
-0.44 (-0.78%)
At close: Oct 23, 2026, 4:00 PM EDT
56.56
+0.49 (0.87%)
After-hours: Oct 23, 2026, 7:32 PM EDT
Commerce Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,133 | 1,037 | 1,063 | 984.98 | 646.93 | 571.43 |
Interest Income on Investments | 447.1 | 447.1 | 406.62 | 396.31 | 352.05 | 276.86 |
Total Interest Income | 1,580 | 1,484 | 1,470 | 1,381 | 998.98 | 848.29 |
Interest Paid on Deposits | 297.76 | 296.43 | 336.16 | 246.14 | 30.47 | 11.24 |
Interest Paid on Borrowings | 75.44 | 75.44 | 93.15 | 137.02 | 26.33 | 1.62 |
Total Interest Expense | 373.2 | 371.87 | 429.31 | 383.16 | 56.79 | 12.87 |
Net Interest Income | 1,207 | 1,112 | 1,040 | 998.13 | 942.19 | 835.42 |
Net Interest Income Growth | 10.19% | 6.88% | 4.22% | 5.94% | 12.78% | 0.67% |
Trust Income | 278.1 | 232.7 | 214.43 | 190.95 | 184.72 | 188.23 |
Gain (Loss) on Sale of Assets | 3.8 | 3.8 | 2.5 | - | - | - |
Gain (Loss) on Sale of Investments | 31.5 | 3.66 | 7.82 | 14.99 | 20.51 | 30.06 |
Gain (Loss) on Sale of Equity Investments | - | - | - | - | - | -2.6 |
Other Non-Interest Income | 314.01 | 307.54 | 298.29 | 291.1 | 267.44 | 277.55 |
Total Non-Interest Income | 742.86 | 655.94 | 623.38 | 588.03 | 567.04 | 590.45 |
Non-Interest Income Growth | 15.49% | 5.22% | 6.01% | 3.70% | -3.96% | 14.23% |
Revenues Before Loan Losses | 1,950 | 1,768 | 1,664 | 1,586 | 1,509 | 1,426 |
Provision for Loan Losses | 45.71 | 56.14 | 32.9 | 35.45 | 28.07 | -66.33 |
| 1,904 | 1,712 | 1,631 | 1,551 | 1,481 | 1,492 | |
Revenue Growth | 13.01% | 4.96% | 5.16% | 4.70% | -0.74% | 23.37% |
Salaries and Employee Benefits | 654.45 | 577.71 | 558.11 | 535.5 | 507.47 | 481.75 |
Occupancy Expenses | 58.19 | 54.32 | 53.22 | 53.63 | 49.12 | 48.19 |
Federal Deposit Insurance | 11.46 | 10.05 | 16.48 | 33.16 | 10.58 | 9.09 |
Selling, General & Administrative | 297.26 | 260.38 | 241.76 | 235.49 | 224.78 | 174.27 |
Other Non-Interest Expense | 101.66 | 73.27 | 71.66 | 73.2 | 56.83 | 84.4 |
Total Non-Interest Expense | 1,123 | 975.73 | 941.23 | 930.98 | 848.78 | 797.7 |
EBT Excluding Unusual Items | 781.08 | 735.94 | 689.49 | 619.73 | 632.38 | 694.5 |
Legal Settlements | 1.5 | 1.5 | -10 | - | - | -8.2 |
Pretax Income | 776.98 | 731.84 | 679.49 | 619.73 | 632.38 | 686.3 |
Income Tax Expense | 171.68 | 161.14 | 145.09 | 134.55 | 132.36 | 145.71 |
Earnings From Continuing Operations | 605.3 | 570.7 | 534.4 | 485.18 | 500.02 | 540.59 |
Minority Interest in Earnings | -8.23 | -4.45 | -8.07 | -8.12 | -11.62 | -9.83 |
Net Income | 597.07 | 566.25 | 526.33 | 477.06 | 488.4 | 530.77 |
Preferred Dividends & Other Adjustments | 5.39 | 5.39 | 4.91 | 4.24 | 4.45 | 4.85 |
Net Income to Common | 591.68 | 560.87 | 521.42 | 472.82 | 483.95 | 525.92 |
Net Income Growth | 6.35% | 7.57% | 10.28% | -2.30% | -7.98% | 55.20% |
Basic Shares Outstanding | 142 | 139 | 141 | 143 | 145 | 148 |
Diluted Shares Outstanding | 143 | 139 | 141 | 143 | 145 | 148 |
Shares Change | 2.13% | -1.78% | -1.38% | -1.34% | -1.93% | -0.39% |
EPS (Basic) | 4.15 | 4.04 | 3.69 | 3.30 | 3.34 | 3.56 |
EPS (Diluted) | 4.15 | 4.04 | 3.69 | 3.30 | 3.33 | 3.55 |
EPS Growth | 4.04% | 9.52% | 11.82% | -0.97% | -6.16% | 55.80% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.087 | 1.048 | 0.980 | 0.933 | 0.872 | 0.823 |
Dividend Growth | 5.39% | 6.90% | 5.04% | 6.95% | 6.04% | 2.07% |
Effective Tax Rate | 22.10% | 22.02% | 21.35% | 21.71% | 20.93% | 21.23% |