CF Bankshares Inc. (CFBK)

CF Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	107.62	109.28	106.75	97.38	63.72	51.26
Interest Income on Investments	10.71	10.71	11.64	10.9	4.05	1.09
Total Interest Income	118.33	120	118.39	108.28	67.76	52.35
Interest Paid on Deposits	55.95	60.02	67.16	56.36	15.95	8.01
Interest Paid on Borrowings	4.95	4.95	4.59	4.28	3.02	2.3
Total Interest Expense	60.9	64.97	71.75	60.64	18.97	10.31
Net Interest Income	57.44	55.02	46.64	47.64	48.79	42.04
Net Interest Income Growth	7.90%	17.96%	-2.09%	-2.36%	16.06%	51.18%
Gain (Loss) on Sale of Assets	-	-	-	-	-	1.89
Gain (Loss) on Sale of Investments	-	-0.1	-	-	-	-
Other Non-Interest Income	2.18	2.46	1.99	2.28	1.07	1.54
Total Non-Interest Income	6.37	5.93	5.18	4.03	3.21	11.64
Non-Interest Income Growth	7.06%	14.53%	28.38%	25.58%	-72.42%	-80.60%
Revenues Before Loan Losses	63.81	60.95	51.82	51.67	52	53.68
Provision for Loan Losses	3.27	8.25	6.74	2.32	0.79	-1.6
Revenue	60.54	52.7	45.08	49.35	51.21	55.28
Revenue Growth	19.35%	16.91%	-8.66%	-3.63%	-7.36%	-28.10%
Salaries and Employee Benefits	15.59	14.33	13.02	13.34	14.23	16.24
Occupancy Expenses	0.72	0.79	0.74	0.89	0.88	0.8
Federal Deposit Insurance	1.7	2.06	2.08	2.22	1.13	1.24
Selling, General & Administrative	11.18	10.32	9.09	8.58	8.83	11.99
Other Non-Interest Expense	3.82	3.67	3.96	3.28	2.99	2.18
Total Non-Interest Expense	33.03	31.18	28.88	28.31	28.05	32.44
EBT Excluding Unusual Items	27.51	21.53	16.2	21.05	23.16	22.84
Asset Writedown	-0.13	-	-0.06	-0.06	-0.57	-0.02
Pretax Income	27.38	21.53	16.14	20.99	22.59	22.82
Income Tax Expense	4.68	3.99	2.76	4.05	4.43	4.37
Net Income	22.71	17.54	13.39	16.94	18.16	18.45
Preferred Dividends & Other Adjustments	0.62	0.54	0.36	-	-	-
Net Income to Common	22.08	17	13.03	16.94	18.16	18.45
Net Income Growth	40.22%	30.52%	-23.09%	-6.75%	-1.57%	-32.48%
Basic Shares Outstanding	6	6	6	6	6	7
Diluted Shares Outstanding	6	6	6	6	7	7
Shares Change	0.76%	0.36%	-2.15%	-1.34%	-1.73%	8.90%
EPS (Basic)	3.49	2.70	2.08	2.64	2.84	2.84
EPS (Diluted)	3.47	2.69	2.06	2.63	2.78	2.77
EPS Growth	39.36%	30.58%	-21.67%	-5.40%	0.36%	-38.03%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.350	0.300	0.250	0.230	0.180	0.130
Dividend Growth	20.69%	20.00%	8.70%	27.78%	38.46%	333.33%
Effective Tax Rate	17.08%	18.52%	17.08%	19.29%	19.60%	19.13%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

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