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Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
63.24
-0.59 (-0.92%)
At close: Nov 6, 2026, 4:00 PM EST
63.12
-0.12 (-0.19%)
After-hours: Nov 6, 2026, 7:32 PM EST

Citizens Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
2,1972,1492,0282,0201,9641,8731,7821,8241,7291,7811,7881,8171,8421,9181,9602,0372,0541,7901,6661,745
Revenue Growth
11.86%14.74%13.80%10.75%13.59%5.17%-0.34%0.39%-6.13%-7.14%-8.78%-10.80%-10.32%7.15%17.65%16.73%21.39%-1.76%-7.39%10.23%
Net Income
599554484489457402340367344357304159400444488621611332396498
Earnings Per Share
1.411.301.131.121.050.920.770.830.770.780.650.340.850.921.001.251.230.680.931.17
EPS Growth
34.29%41.30%46.75%34.78%36.36%17.95%18.46%145.79%-9.41%-15.22%-35.00%-72.90%-30.89%36.20%7.61%6.78%4.24%-53.09%-32.17%18.30%

Revenue by Segment
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Consumer Banking
1,7101,6621,6081,6141,5731,5471,4901,5061,4411,3971,3511,3511,3451,2911,2671,2701,2591,2751,1141,157
Commercial Banking
766759719712734671656696685736741747740791798793771755629731
Other Segment
-154-138-159-169-189-181-211-216-225-170-133-110-711263137147-31-98-168

Cash & Debt
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
13,55813,86713,16014,38413,06510,06012,98611,64412,14912,69712,46012,47316,24612,5708,86311,6929,7738,65212,29610,690
Total Debt
17,83216,34912,31413,10311,39313,54113,19714,57714,97114,63115,51816,51119,69517,46921,57718,86518,77619,2076,5548,003
Net Cash (Debt)
-4,274-2,4828461,2811,672-3,481-211-2,933-2,822-1,934-3,058-4,038-3,449-4,899-12,714-7,173-9,003-10,5555,7422,687
Net Cash Growth
-------------------26.09%-56.92%
Net Cash Per Share
-10.04-5.821.972.953.84-7.97-0.48-6.59-6.27-4.24-6.59-8.63-7.32-10.19-26.07-14.48-18.10-21.4013.516.29

Cash Flow & CapEx
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
453726237-1581,696886-2134831308345546701,0151221,1541,4413,000-1,8761,5541,105
Capital Expenditures
-52-21--92-35-33-14-48-34-30-10-48-33-39-5215-85-5-51-65
Free Cash Flow
401705237-2501,661853-22743596804544622982831,1021,4562,915-1,8811,5031,040
Free Cash Flow Growth
-75.86%-17.35%--1630.21%6.09%--30.06%-90.22%868.67%-50.63%-57.28%-66.31%--26.68%40.00%132.64%--39.04%

Margins
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Profit Margin
27.26%25.78%23.87%24.21%23.27%21.46%19.08%20.12%19.90%20.04%17.00%8.75%21.72%23.15%24.90%30.49%29.75%18.55%23.77%28.54%
FCF Margin
18.25%32.81%11.69%-12.38%84.57%45.54%-12.74%23.85%5.55%45.14%30.43%34.23%53.31%4.33%56.22%71.48%141.92%-105.08%90.22%59.60%

Dividends
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Dividend Per Share
0.4600.4600.4600.4600.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.3900.3900.390
Dividend Per Share Growth
9.52%9.52%9.52%9.52%0%0%0%0%0%0%0%0%0%7.69%7.69%7.69%7.69%0%0%0%
Dividend Yield
2.89%2.57%2.94%2.94%3.16%3.75%4.11%3.84%4.02%4.64%4.63%5.07%6.19%6.32%5.43%4.11%4.63%4.37%3.45%3.27%

Valuation
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
12.6314.9413.9114.8614.6413.3612.7214.0615.9813.4412.7310.366.485.837.179.899.2710.229.509.13
Forward PE
10.8012.7411.7112.3112.1611.2010.6612.3712.1311.0511.199.997.536.356.097.576.757.3910.5811.38
P/FCF Ratio
24.5712.5910.19-8.4216.77-10.269.005.557.465.543.492.274.104.864.76-4.399.36
PS Ratio
3.203.633.233.283.082.692.522.712.622.272.262.051.631.581.882.572.352.572.762.85