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Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
72.94
+1.84 (2.59%)
At close: Jul 28, 2026, 4:00 PM EDT
72.90
-0.04 (-0.05%)
After-hours: Jul 28, 2026, 7:54 PM EDT

Citizens Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Revenue
2,1492,0282,0201,9641,8731,7821,8241,7291,7811,7881,8171,8421,9181,9602,0682,0541,7831,6421,7451,692
Revenue Growth
14.74%13.80%10.75%13.59%5.17%-0.34%0.39%-6.13%-7.14%-8.78%-12.14%-10.32%7.57%19.37%18.51%21.39%-2.14%-8.73%10.23%24.14%
Net Income
554484489457402340367344357304159400444488621611332396498504
Earnings Per Share
1.301.131.131.050.920.770.830.770.780.650.340.850.921.001.251.230.670.931.171.18
EPS Growth
41.30%46.75%36.14%36.36%17.95%18.46%144.12%-9.41%-15.22%-35.00%-72.80%-30.89%37.31%7.53%6.84%4.24%-53.47%-32.12%18.18%73.53%

Revenue by Segment
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Consumer Banking
1,6621,6081,6141,5731,5471,4901,5061,4411,3971,3511,3511,3451,2911,2671,2701,2591,2751,1141,1571,234
Commercial Banking
759719712734671656696685736741747740791798793771755629731596
Other Segment
-138-159-169-189-181-211-216-225-170-133-110-711263137147-31-98-168-171

Cash & Debt
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Equivalents
13,86713,16013,68812,3449,22812,22611,23611,56312,33011,99112,03315,72411,8518,29410,8508,4216,98310,6219,47414,005
Total Debt
15,19012,26011,22410,44112,52612,26712,40113,94413,08213,80413,46717,35414,10018,85515,88716,28614,4405,8946,9326,947
Net Cash (Debt)
-15,190-12,260-11,224-10,441-12,526-12,267-12,401-13,944-13,082-13,804-13,467-17,354-14,100-18,855-15,887-16,286-14,440-5,894-6,932-6,947
Net Cash Growth
--------------------
Net Cash Per Share
-35.60-28.52-25.86-23.98-28.69-27.74-27.88-30.99-28.65-29.76-28.77-36.83-29.32-38.66-32.06-32.74-29.27-13.88-16.24-16.24

Cash Flow & CapEx
Chart
Fiscal QuarterQ1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingMar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Operating Cash Flow
237-1581,696886-2134831308345546701,0151221,1541,4413,000-1,8761,5541,1051,280580
Capital Expenditures
--92-35-33-14-48-34-30-10-48-33-39-5215-85-5-51-65-27-22
Free Cash Flow
237-2501,661853-22743596804544622982831,1021,4562,915-1,8811,5031,0401,253558
Free Cash Flow Growth
--1630.21%6.09%--30.06%-90.22%868.67%-50.63%-57.28%-66.31%--26.68%40.00%132.64%--39.22%75.98%-

Margins
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Pretax Margin
35.13%32.05%33.51%32.03%29.58%26.26%27.85%27.18%26.95%24.05%11.28%29.80%31.91%33.88%40.04%39.58%26.81%32.64%39.20%40.25%
Profit Margin
27.32%25.49%26.14%25.15%23.28%20.93%21.98%22.09%22.01%18.68%10.40%23.34%24.92%26.07%31.58%30.96%20.41%25.58%30.37%31.32%
FCF Margin
0.00%11.69%-12.38%84.57%45.54%-12.74%23.85%5.55%45.14%30.43%34.23%53.31%4.33%56.22%70.41%141.92%-105.50%91.53%59.60%74.05%

Dividends
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
0.4600.4600.4600.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.3900.3900.3900.390
Dividend Per Share Growth
9.52%9.52%9.52%0%0%0%0%0%0%0%0%0%7.69%7.69%7.69%7.69%0%0%0%0%
Dividend Yield
0.00%0.78%0.80%0.80%0.95%1.04%0.97%1.04%1.19%1.18%1.29%1.58%1.64%1.39%1.08%1.23%1.11%0.86%0.84%0.83%

Valuation
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
15.2014.1815.1314.8913.6013.0114.4416.1713.7513.1510.596.675.937.329.608.599.049.609.169.43
Forward PE
12.7411.7112.3112.1611.2010.6612.3712.1311.0511.199.997.536.356.097.576.757.3910.5811.3811.49
P/FCF Ratio
-10.2212.318.4216.7716.1810.268.855.537.465.543.452.234.094.854.769.244.409.2710.78
PS Ratio
3.633.243.283.082.692.522.712.572.262.262.051.601.551.872.572.362.582.782.832.90