Skip to main content
logo
Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
63.24
-0.59 (-0.92%)
At close: Nov 6, 2026, 4:00 PM EST
63.12
-0.12 (-0.19%)
After-hours: Nov 6, 2026, 7:32 PM EST

Citizens Financial Group Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Equivalents
12,96612,76012,33012,72711,6508,54811,54110,60110,91511,77111,59911,62815,40011,5677,97410,5478,1606,5149,9369,158
Investment Securities
10,09210,5259,8318,6699,5689,5349,2198,6479,01610,1179,7269,7998,0977,9807,8799,4407,9588,3025,3384,680
Trading Asset Securities
---6967218327604085863674694405227195698421,3521,6691,6751,216
Mortgage-Backed Securities
39,44040,31939,42140,07938,58138,05138,09137,24236,21935,07834,70933,42829,31429,27928,50128,56628,39029,27125,26926,352
Total Investments
49,53250,84449,25249,44448,87048,41748,07046,29745,82145,56244,90443,66737,93337,97836,94938,84837,70039,24232,28232,248
Gross Loans
148,227147,491143,667142,846140,870139,304137,635139,327141,632141,842143,188146,080149,746151,320154,688156,794156,140156,172131,305128,299
Allowance for Loan Losses
-1,905-1,969-1,958-1,943-1,972-2,008-2,014-2,061-2,079-2,125-2,086-2,098-2,080-2,044-2,017-1,983-1,980-1,964-1,720-1,758
Other Adjustments to Gross Loans
----154----124----121----132----136
Net Loans
146,322145,522141,709140,749138,898137,296135,621137,142139,553139,717141,102143,861147,666149,276152,671154,679154,160154,208129,585126,405
Property, Plant & Equipment
8838738741,8738578558551,7448628638721,7808788768661,8638278857931,534
Goodwill
8,2208,2208,2218,1878,1878,1878,1878,1878,1878,1878,1888,1888,1888,1888,1778,1738,1608,0817,2327,116
Other Intangible Assets
1001051121,0151231291379461371391481,0571671751851,097---864
Loans Held for Sale
8841,4581,5371,1981,3342,0932,8208586636835557798481,4211,8559821,9623,4551,8163,468
Accrued Interest Receivable
1,0411,0419709649929699469419799969921,0001,014954937927824687511506
Other Long-Term Assets
14,51613,01312,91310,19411,83611,81611,97110,80512,58912,02012,08810,00413,17612,63112,6429,61712,89113,6409,9427,110
Total Assets
234,464233,836227,918226,351222,747218,310220,148217,521219,706219,938220,448221,964225,270223,066222,256226,733224,684226,712192,097188,409

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Interest Bearing Deposits
144,312144,681142,363136,236140,539137,085140,020137,856139,210139,425139,835140,235139,636137,381127,868131,441126,678124,756108,663104,918
Institutional Deposits
---6,660----------------
Non-Interest Bearing Deposits
40,91640,93941,67240,41739,47238,00137,55636,92035,97836,92736,59337,10738,56140,28644,32649,28351,88854,16950,11349,443
Total Deposits
185,228185,620184,035183,313180,011175,086177,576174,776175,188176,352176,428177,342178,197177,667172,194180,724178,566178,925158,776154,361
Short-Term Borrowings
8191,159548379521,0159301,2201,0271,5491,7142,0672,3413,3692,7221,9122,4904,767660271
Current Portion of Long-Term Debt
-5005005001,3359651,219469150576107107---7477469179181,921
Current Portion of Leases
---203----------------
Long-Term Debt
9,4008,9279,2478,7119,09310,01911,00611,87913,24111,95311,6619,57410,3189,0717,0766,6216,0215,2544,9564,992
Federal Home Loan Bank Debt, Long-Term
7,6135,7632,5132,013131,54242535535532,0363,7867,0365,02911,7798,5199,5198,2692019
Long-Term Leases
---839---956---977---1,066---800
Other Long-Term Liabilities
6,2425,6845,3973,6185,5144,4494,5093,9144,6155,0864,7413,7694,5004,3454,2843,4544,1964,2524,6932,625
Total Liabilities
209,302207,653201,746200,034196,918193,076195,282193,267194,774196,069196,687197,622202,392199,481198,055203,043201,538202,384170,023164,989

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Preferred Stock, Redeemable
2,2102,1112,1112,1112,1112,1132,1132,1132,1122,1122,0142,0142,0142,0142,0142,0142,0142,0142,0142,014
Common Stock
77777777666666666666
Additional Paid-In Capital
22,54622,52122,46622,47622,44822,42022,37022,36422,32722,29922,27222,25022,23122,20722,18322,14222,12122,10019,02119,005
Retained Earnings
12,38911,98711,63111,34511,05610,78310,56610,41210,23310,0799,9239,8169,8569,6559,4169,1598,7488,3468,2097,978
Treasury Stock
-8,308-8,182-7,955-7,652-7,526-7,450-7,249-7,047-6,820-6,492-6,290-5,986-5,986-5,734-5,475-5,071-4,920-4,920-4,918-4,918
Comprehensive Income & Other
-3,682-2,261-2,088-1,970-2,267-2,639-2,941-3,595-2,926-4,135-4,164-3,758-5,243-4,563-3,943-4,560-4,823-3,218-2,258-665
Total Common Equity
22,95224,07224,06124,20623,71823,12122,75322,14122,82021,75721,74722,32820,86421,57122,18721,67621,13222,31420,06021,406
Shareholders' Equity
25,16226,18326,17226,31725,82925,23424,86624,25424,93223,86923,76124,34222,87823,58524,20123,69023,14624,32822,07423,420
Total Liabilities & Equity
234,464233,836227,918226,351222,747218,310220,148217,521219,706219,938220,448221,964225,270223,066222,256226,733224,684226,712192,097188,409

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Total Debt
17,83216,34912,31413,10311,39313,54113,19714,57714,97114,63115,51816,51119,69517,46921,57718,86518,77619,2076,5548,003
Net Cash (Debt)
-4,274-2,4828461,2811,672-3,481-211-2,933-2,822-1,934-3,058-4,038-3,449-4,899-12,714-7,173-9,003-10,5555,7422,687
Net Cash Growth (YoY)
-------------------26.09%-56.92%
Net Cash Per Share
-10.04-5.821.972.953.84-7.97-0.48-6.59-6.27-4.24-6.59-8.63-7.32-10.19-26.07-14.48-18.10-21.4013.516.29
Filing Date Shares Outstanding
419.2421.18422.88424.98429.49431.35433.65437.14440.7448.3455.02458.76466.22472.29483.99484.11492.49495.64495.45422.14
Total Common Shares Outstanding
421.22422.68426.02429.24431.45432.77437.67440.54445.22452.96458.49466.42466.22474.68483.98492.28495.84495.65423.03422.14
Book Value Per Share
54.4956.9556.4856.3954.9753.4351.9950.2651.2648.0347.4347.8744.7545.4445.8444.0342.6245.0247.4250.71
Tangible Book Value
14,63215,74715,72815,00415,40814,80514,42913,00814,49613,43113,41113,08312,50913,20813,82512,40612,97214,23312,82813,426
Tangible Book Value Per Share
34.7437.2636.9234.9535.7134.2132.9729.5332.5629.6529.2528.0526.8327.8228.5725.2026.1628.7230.3231.80
SEC Filings: 10-K · 10-Q