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Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
72.94
+1.84 (2.59%)
At close: Jul 28, 2026, 4:00 PM EDT
72.90
-0.04 (-0.05%)
After-hours: Jul 28, 2026, 7:54 PM EDT

Citizens Financial Group Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Interest Income
1,6311,5621,5371,4881,4371,3911,4121,3691,4101,4421,4881,5221,5881,6431,6951,6651,5051,1471,1261,145
Net Interest Income Growth (YoY)
13.50%12.29%8.85%8.69%1.92%-3.54%-5.11%-10.05%-11.21%-12.23%-12.21%-8.59%5.51%43.24%50.53%45.41%33.90%2.69%-0.27%0.70%
Non-Interest Income
652606620630600544574532553517500492506485505512494498594514
Non-Interest Income Growth (YoY)
8.67%11.40%8.01%18.42%8.50%5.22%14.80%8.13%9.29%6.60%-0.99%-3.91%2.43%-2.61%-14.98%-0.39%1.86%-8.12%2.77%-21.41%
Revenues Before Loan Losses
2,2832,1682,1572,1182,0371,9351,9861,9011,9631,9591,9882,0142,0942,1282,2002,1771,9991,6451,7201,659
Provision for Credit Losses
1341401371541641531621721821711711721761681321232163-25-33
Revenue
2,1492,0282,0201,9641,8731,7821,8241,7291,7811,7881,8171,8421,9181,9602,0682,0541,7831,6421,7451,692
Revenue Growth (YoY)
14.74%13.80%10.75%13.59%5.17%-0.34%0.39%-6.13%-7.14%-8.78%-12.14%-10.32%7.57%19.37%18.51%21.39%-2.14%-8.73%10.23%24.14%
Compensation Expenses
745758716705681696674647645691667659615658633639683594551509
Selling, General & Admin
282276257267277267282254278272299267313300280278300252261221
Other Non-Interest Expenses
367344370363361351360358378395646367378338327324322260249281
Total Non-Interest Expense
1,3941,3781,3431,3351,3191,3141,3161,2591,3011,3581,6121,2931,3061,2961,2401,2411,3051,1061,0611,011
Pretax Income
755650677629554468508470480430205549612664828813478536684681
Provision for Income Taxes
1681331491351189510788889616119134153175177114116154151
Net Income
587517528494436373401382392334189430478511653636364420530530
Net Income to Common
554484489457402340367344357304159400444488621611332396498504
Net Income Growth (YoY)
37.81%42.35%33.24%32.85%12.61%11.84%130.82%-14.00%-19.60%-37.70%-74.40%-34.53%33.73%23.23%24.70%21.23%-46.10%-32.65%17.45%74.39%
Shares Outstanding (Basic)
423425429431434438441447454461466469479485493496491422425426
Shares Outstanding (Diluted)
427430434435437442445450457464468471481488495497493425427428
Shares Change (YoY)
-2.26%-2.78%-2.42%-3.21%-4.38%-4.66%-4.98%-4.51%-5.08%-4.90%-5.51%-5.29%-2.50%14.85%16.07%16.28%15.37%-0.75%-0.47%-0.03%
EPS (Basic)
1.311.141.141.060.930.780.830.770.790.660.340.850.931.001.261.230.680.941.171.18
EPS (Diluted)
1.301.131.131.050.920.770.830.770.780.650.340.850.921.001.251.230.670.931.171.18
EPS Growth (YoY)
41.30%46.75%36.14%36.36%17.95%18.46%144.12%-9.41%-15.22%-35.00%-72.80%-30.89%37.31%7.53%6.84%4.24%-53.47%-32.12%18.18%73.53%
Free Cash Flow
0237-2501,661853-22743596804544622982831,1021,4562,915-1,8811,5031,0401,253
Free Cash Flow Growth (YoY)
---1630.21%6.09%--30.06%-90.22%868.67%-50.63%-57.28%-66.31%--26.68%40.00%132.64%--39.22%75.98%
Free Cash Flow Per Share
-0.55-0.583.811.95-0.510.980.211.761.171.332.080.172.262.945.86-3.813.542.442.93
Dividends Per Share
0.4600.4600.4600.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.4200.3900.3900.3900.390
Dividend Growth (YoY)
9.52%9.52%9.52%0%0%0%0%0%0%0%0%0%7.69%7.69%7.69%7.69%0%0%0%0%
Profit Margin
27.32%25.49%26.14%25.15%23.28%20.93%21.98%22.09%22.01%18.68%10.40%23.34%24.92%26.07%31.58%30.96%20.41%25.58%30.37%31.32%
FCF Margin
0.00%11.69%-12.38%84.57%45.54%-12.74%23.85%5.55%45.14%30.43%34.23%53.31%4.33%56.22%70.41%141.92%-105.50%91.53%59.60%74.05%
Effective Tax Rate
22.25%20.46%22.01%21.46%21.30%20.30%21.06%18.72%18.33%22.33%7.80%21.68%21.90%23.04%21.14%21.77%23.85%21.64%22.51%22.17%
SEC Filings: 10-K · 10-Q