Chemung Financial Corporation (CHMG)

NASDAQ: CHMG · Real-Time Price · USD

81.49

+0.38 (0.47%)

At close: Jul 31, 2026, 4:00 PM EDT

81.50

+0.01 (0.01%)

After-hours: Jul 31, 2026, 7:34 PM EDT

Chemung Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	94.79	87.16	74.06	74.46	74.18	65.59
Net Interest Income Growth	20.23%	17.69%	-0.53%	0.38%	13.10%	4.24%
Non-Interest Income	25.58	7.95	23.23	24.55	21.44	23.87
Non-Interest Income Growth	3.76%	-65.80%	-5.37%	14.52%	-10.20%	13.00%
Revenues Before Loan Losses	120.37	95.1	97.29	99.01	95.62	89.46
Provision for Credit Losses	3.36	4.44	-0.05	3.26	-0.55	0.02
Revenue	117.01	90.67	97.34	95.74	96.17	89.44
Revenue Growth	16.85%	-6.85%	1.66%	-0.44%	7.52%	12.08%
Compensation Expenses	40.17	39	35.63	33.52	31.07	28.92
Selling, General & Admin	23.28	23.03	23.24	22.55	20.83	20.19
Other Non-Interest Expenses	9.37	8.69	8.38	8.17	7.37	6.57
Total Non-Interest Expense	72.82	70.73	67.25	64.24	59.28	55.68
Pretax Income	44.19	19.94	30.09	31.5	36.89	33.76
Provision for Income Taxes	10.65	4.83	6.41	6.5	8.11	7.34
Net Income	33.54	15.1	23.67	25	28.78	26.43
Net Income to Common	33.54	15.1	23.67	25	28.78	26.43
Net Income Growth	199.35%	-36.19%	-5.32%	-13.14%	8.92%	37.19%
Shares Outstanding (Basic)	5	5	5	5	5	5
Shares Outstanding (Diluted)	5	5	5	5	5	5
Shares Change	0.73%	0.71%	0.80%	0.83%	0.21%	-2.48%
EPS (Basic)	6.96	3.14	4.96	5.28	6.13	5.64
EPS (Diluted)	6.96	3.14	4.96	5.28	6.13	5.64
EPS Growth	197.44%	-36.69%	-6.06%	-13.87%	8.69%	40.65%
Free Cash Flow	-	43.81	26.19	30.42	34.62	35.09
Free Cash Flow Growth	-	67.29%	-13.91%	-12.14%	-1.35%	19.83%
Free Cash Flow Per Share	-	9.12	5.49	6.43	7.38	7.49
Dividends Per Share	1.360	1.320	1.240	1.240	1.240	1.190
Dividend Growth	7.94%	6.45%	0%	0%	4.20%	14.42%
Profit Margin	28.67%	16.66%	24.32%	26.11%	29.93%	29.54%
FCF Margin	-	48.32%	26.91%	31.77%	36.00%	39.24%
Effective Tax Rate	24.10%	24.24%	21.32%	20.64%	21.97%	21.73%

SEC Filings: 10-K · 10-Q