Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.11
-0.09 (-0.27%)
Aug 31, 2026, 4:00 PM EDT - Market closed
Chime Financial Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Revenue Revenue Growth | 669.77 | 647.39 | 596.36 | 543.52 | 528.15 | 518.74 | 475.21 | 421.87 | 384.21 | 391.97 |
Revenue Growth | 26.81% | 24.80% | 25.49% | 28.84% | 37.46% | 32.34% | - | - | - | - |
Gross Profit Gross Profit Growth | 594.87 | 580.31 | 530.25 | 474.12 | 461.03 | 458.33 | 419.17 | 368.36 | 333.71 | 344.53 |
Operating Income Operating Income Growth | 124.61 | 135.07 | 81.71 | 32.34 | -832.39 | 118.28 | 66.34 | 24.52 | 25.56 | 41.07 |
Net Income Net Income Growth | 27.85 | 53.46 | -44.78 | -54.72 | -923.38 | 12.94 | -19.61 | -22.03 | 16.29 | - |
Earnings Per Share EPS Growth | 0.07 | 0.13 | -0.12 | -0.15 | -7.29 | 0.20 | -0.30 | -0.34 | 0.25 | - |
EPS Growth | - | -33.43% | - | - | - | - | - | - | - | - |
Revenue by Segment
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Payments Payments Growth | 430.03 | 432.64 | 395.99 | 363.16 | 366.1 | 375.31 | 339.08 | 312.25 | 307.96 | 317.31 |
Platform-Related Platform-Related Growth | 239.74 | 214.74 | 200.36 | 180.36 | 162.05 | 143.43 | 136.14 | 109.62 | 76.25 | 74.66 |
Revenue (Total) Revenue (Total) Growth | 669.77 | 647.39 | 596.36 | 543.52 | 528.15 | 518.74 | 475.21 | 421.87 | 384.21 | 391.97 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Cash & Investments Cash & Investments Growth | 1,161 | 1,117 | 1,126 | 1,188 | 1,207 | 754.73 | 806.39 | - | - | 800.63 |
Total Debt Total Debt Growth | 180.88 | 132.74 | 134.67 | 137.76 | 87.86 | 91.7 | 96.34 | - | - | 104.89 |
Net Cash (Debt) Net Cash Growth | 979.94 | 984.36 | 991 | 1,050 | 1,120 | 663.03 | 710.05 | - | - | 695.73 |
Net Cash Growth | -12.47% | 48.46% | 39.57% | - | - | -4.70% | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 2.49 | 2.46 | 2.64 | 2.82 | 8.84 | 10.01 | 10.86 | - | - | 10.80 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Operating Cash Flow Operating Cash Flow Growth | 207.48 | 87.48 | 32.55 | 17.48 | 28.49 | -25.75 | 18.23 | -24.93 | -1.32 | 72.16 |
Capital Expenditures CapEx Growth | -9.94 | -6.62 | -14.2 | -2.06 | -2.04 | -1.59 | -1.58 | -3.1 | -0.11 | -0.03 |
Free Cash Flow Free Cash Flow Growth | 197.54 | 80.86 | 18.35 | 15.43 | 26.46 | -27.34 | 16.65 | -28.03 | -1.43 | 72.13 |
Free Cash Flow Growth | 646.67% | - | 10.21% | - | - | - | - | - | - | - |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Gross Margin | 88.82% | 89.64% | 88.92% | 87.23% | 87.29% | 88.35% | 88.21% | 87.31% | 86.86% | 87.89% |
Operating Margin | 18.61% | 20.86% | 13.70% | 5.95% | -157.60% | 22.80% | 13.96% | 5.81% | 6.65% | 10.48% |
Pretax Margin | 4.19% | 8.33% | -7.50% | -10.02% | -175.03% | 2.79% | -3.98% | -4.70% | 0.12% | 3.96% |
Profit Margin | 4.16% | 8.26% | -7.51% | -10.07% | -174.83% | 2.49% | -4.13% | -5.22% | 4.24% | - |
FCF Margin | 29.49% | 12.49% | 3.08% | 2.84% | 5.01% | -5.27% | 3.50% | -6.64% | -0.37% | 18.40% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Forward PE | 49.15 | 123.43 | 250.56 | 250.56 | 287.58 | - | - | - | - | - |
P/FCF Ratio | 25.00 | 50.99 | 286.63 | 240.36 | - | - | - | - | - | - |
PS Ratio | 3.18 | 3.11 | 4.31 | 3.63 | 6.47 | - | - | - | - | - |