Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.11
-0.09 (-0.27%)
At close: Aug 31, 2026, 4:00 PM EDT
32.99
-0.12 (-0.36%)
After-hours: Aug 31, 2026, 7:59 PM EDT
Chime Financial Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
| 12,535 | 7,803 | 7,194 | 9,428 | 7,497 | 12,576 | - | - | - | - | - | |
Market Cap Growth (YoY) | 27.69% | -37.95% | - | - | - | - | - | - | - | - | - |
Enterprise Value | 11,555 | 6,819 | 6,203 | 8,378 | 6,378 | 14,803 | - | - | - | - | - |
Last Close Price | 33.11 | 20.48 | 18.73 | 25.17 | 20.17 | 34.51 | - | - | - | - | - |
Price Ratios
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
PE Ratio | - | -428.92 | -7.42 | - | - | - | - | - | - | - | - |
Forward PE | 50.29 | 49.15 | 123.43 | 250.56 | 250.56 | 287.58 | - | - | - | - | - |
PS Ratio | 5.10 | 3.18 | 3.11 | 4.31 | 3.63 | 6.47 | - | - | - | - | - |
PB Ratio | 8.92 | 5.56 | 4.99 | 6.73 | 5.20 | 8.81 | - | - | - | - | - |
P/TBV Ratio | 9.10 | 5.67 | 5.09 | 6.86 | 5.30 | 8.98 | - | - | - | - | - |
P/FCF Ratio | 40.15 | 25.00 | 50.99 | 286.63 | 240.36 | -1025.54 | - | - | - | - | - |
P/OCF Ratio | 36.33 | 22.62 | 43.34 | 178.63 | 194.95 | -3180.62 | - | - | - | - | - |
EV Ratios
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
EV/Sales Ratio | 4.70 | 2.78 | 2.68 | 3.83 | 3.09 | 7.62 | - | - | - | - | - |
EV/EBITDA Ratio | 30.10 | 16.87 | -11.22 | -14.70 | -10.79 | - | - | - | - | - | - |
EV/EBIT Ratio | 30.92 | 18.25 | -10.63 | -13.96 | -10.36 | - | - | - | - | - | - |
EV/FCF Ratio | 37.01 | 21.84 | 43.97 | 254.71 | 204.47 | -1207.15 | - | - | - | - | - |
Financial Efficiency
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Debt / Equity Ratio | 0.13 | 0.13 | 0.09 | 0.10 | 0.10 | 0.06 | 0.09 | 0.10 | - | - | 0.11 |
Debt / EBITDA Ratio | 0.44 | 0.33 | 0.22 | 0.36 | 0.76 | - | 0.18 | 0.33 | - | - | 0.61 |
Debt / FCF Ratio | 0.58 | 0.58 | 0.94 | 4.09 | 4.42 | -7.16 | - | 1.62 | - | - | 1.45 |
Net Debt / Equity Ratio | -0.70 | -0.70 | -0.68 | -0.71 | -0.73 | -0.78 | -0.67 | -0.74 | - | - | -0.74 |
Net Debt / EBITDA Ratio | -2.55 | -2.42 | 1.78 | 1.74 | 1.78 | 1.87 | -2.55 | -3.99 | - | - | -16.10 |
Net Debt / FCF Ratio | -3.14 | -3.14 | -6.98 | -30.13 | -33.66 | 91.30 | 16.52 | -11.97 | - | - | -9.64 |
Asset Turnover | 1.36 | 1.32 | 1.22 | 1.13 | 1.27 | 1.43 | - | - | - | - | |
Quick Ratio | 3.74 | 3.74 | 4.10 | 3.57 | 4.01 | 4.00 | 2.99 | 2.73 | - | - | - |
Current Ratio | 4.62 | 4.62 | 5.07 | 4.53 | 4.94 | 4.83 | 3.80 | 3.43 | - | - | - |
Return on Equity (ROE) | 7.83% | 15.04% | -12.59% | -15.25% | -306.50% | 5.33% | - | - | - | - | |
Return on Assets (ROA) | 15.78% | 17.25% | 10.40% | 4.18% | -124.67% | 20.41% | - | - | - | - | |
Return on Invested Capital (ROIC) | 28.04% | 30.87% | 20.33% | 9.22% | -265.31% | 37.16% | 26.59% | - | - | 17.06% | |
Return on Capital Employed (ROCE) | 23.20% | 23.20% | -36.30% | -38.10% | -38.30% | -40.40% | 21.30% | 14.50% | - | - | - |
Yields
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Earnings Yield | -0.15% | -0.23% | -13.48% | -10.71% | -13.13% | -7.57% | - | - | - | - | - |
FCF Yield | 2.49% | 4.00% | 1.96% | 0.35% | 0.42% | -0.10% | - | - | - | - | - |
Buyback Yield / Dilution | -368.14% | -210.71% | -504.91% | -474.99% | -470.74% | -95.76% | -2.74% | - | - | - | - |