Citizens Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	176.83	176.37	173.33	167.04	173.71	174.73
Total Interest & Dividend Income	71.83	72.04	69.71	69.25	65.43	61.5
Gain (Loss) on Sale of Investments	0.12	0.14	-2.63	0.76	-10.29	10.99
Other Revenue	6.24	7.07	4.59	3.63	3.68	3.33
Total Revenue	255.01	255.62	245	240.68	232.52	250.55
Revenue Growth	3.69%	4.33%	1.80%	3.51%	-7.19%	4.89%
Policy Benefits	159.36	158.29	151.91	140.37	133.64	137.12
Policy Acquisition & Underwriting Costs	27.11	26.81	25.85	27	26.33	26.93
Selling, General & Administrative	54.35	53.04	52.27	47.13	45.18	43.37
Total Operating Expenses	240.82	238.15	230.02	214.51	205.15	207.42
Operating Income	14.19	17.47	14.98	26.17	27.38	43.13
EBT Excluding Unusual Items	14.19	17.47	14.98	26.17	27.38	43.13
Impairment of Goodwill	-	-	-	-	-	-12.62
Pretax Income	14.19	17.47	14.98	26.17	27.38	30.51
Income Tax Expense	2.59	2.88	0.07	1.74	1.37	-42.2
Net Income	11.6	14.59	14.91	24.44	26.01	72.71
Net Income to Common	11.6	14.59	14.91	24.44	26.01	72.71
Net Income Growth	3.12%	-2.15%	-38.98%	-6.04%	-64.23%	-
Shares Outstanding (Basic)	50	50	50	50	50	50
Shares Outstanding (Diluted)	52	51	51	51	51	51
Shares Change	2.08%	1.40%	0.13%	-0.37%	0.44%	-0.58%
EPS (Basic)	0.23	0.29	0.30	0.49	0.52	1.45
EPS (Diluted)	0.22	0.28	0.29	0.48	0.51	1.44
EPS Growth	-0.18%	-3.45%	-39.58%	-6.12%	-64.39%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	14.97	17.54	31.26	21.61	56.82	39.45
Free Cash Flow Per Share	0.29	0.34	0.62	0.43	1.12	0.78
Operating Margin	5.56%	6.83%	6.11%	10.88%	11.77%	17.21%
Profit Margin	4.55%	5.71%	6.09%	10.15%	11.19%	29.02%
Free Cash Flow Margin	5.87%	6.86%	12.76%	8.98%	24.44%	15.75%
EBITDA	14.94	18.21	15.6	26.69	27.91	44.27
EBITDA Margin	5.86%	7.12%	6.37%	11.09%	12.00%	17.67%
D&A For EBITDA	0.75	0.74	0.62	0.52	0.54	1.14
EBIT	14.19	17.47	14.98	26.17	27.38	43.13
EBIT Margin	5.56%	6.83%	6.11%	10.88%	11.77%	17.21%
Effective Tax Rate	18.25%	16.48%	0.45%	6.64%	5.00%	-
Revenue as Reported	255.01	255.62	245	240.68	232.52	250.55

SEC Filings: 10-K · 10-Q