Civista Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	143.63	138.58	116.71	125.5	110.2	95.43
Net Interest Income Growth	18.60%	18.74%	-7.00%	13.88%	15.49%	6.35%
Non-Interest Income	35.54	33.97	37.75	37.16	29.08	31.45
Non-Interest Income Growth	-4.77%	-10.02%	1.57%	27.81%	-7.55%	11.60%
Revenues Before Loan Losses	179.17	172.55	154.46	162.66	139.28	126.88
Provision for Credit Losses	1.23	3.38	5.36	4.44	1.75	0.83
Revenue	177.95	169.17	149.09	158.22	137.53	126.05
Revenue Growth (YoY)	14.48%	13.47%	-5.77%	15.05%	9.11%	16.93%
Compensation Expenses	60.93	58.74	61.82	58.29	51.06	44.69
Selling, General & Admin	29.81	29.8	29.71	29.19	22.89	14.35
Other Non-Interest Expenses	25.95	25.4	20.99	20.13	16.54	18.63
Total Non-Interest Expense	116.69	113.94	112.52	107.61	90.49	77.67
Pretax Income	61.31	55.24	36.57	50.61	47.04	48.38
Provision for Income Taxes	10.27	9.02	4.89	7.65	7.61	7.84
Net Income	51.03	46.21	31.68	42.96	39.43	40.55
Net Income to Common	51.03	46.21	31.68	42.96	39.43	40.55
Net Income Growth	43.79%	45.86%	-26.26%	8.97%	-2.76%	25.95%
Shares Outstanding (Basic)	19	17	15	15	15	15
Shares Outstanding (Diluted)	19	17	15	15	15	15
Shares Change (YoY)	22.07%	13.19%	1.56%	1.23%	-2.43%	-4.59%
EPS (Basic)	2.72	2.64	2.01	2.73	2.60	2.63
EPS (Diluted)	2.72	2.64	2.01	2.73	2.60	2.63
EPS Growth	19.82%	31.34%	-26.37%	5.00%	-1.14%	31.50%
Free Cash Flow	51.65	42.12	44.06	59.27	18.68	38.83
Free Cash Flow Growth	22.64%	-4.41%	-25.66%	217.37%	-51.91%	26.57%
Free Cash Flow Per Share	2.76	2.42	2.86	3.91	1.25	2.53
Dividends Per Share	0.690	0.680	0.640	0.610	0.560	0.520
Dividend Growth	1.47%	6.25%	4.92%	8.93%	7.69%	18.18%
Profit Margin	28.68%	27.32%	21.25%	27.15%	28.67%	32.17%
FCF Margin	29.03%	24.89%	29.55%	37.46%	13.58%	30.81%
Effective Tax Rate	16.76%	16.34%	13.37%	15.11%	16.18%	16.19%

SEC Filings: 10-K · 10-Q