Civista Bancshares, Inc. (CIVB)
NASDAQ: CIVB · IEX Real-Time Price · USD
15.60
+0.11 (0.71%)
Jul 12, 2024, 4:00 PM EDT - Market closed

Civista Bancshares Statistics

Total Valuation

CIVB has a market cap or net worth of $245.34 million. The enterprise value is $677.83 million.

Market Cap 245.34M
Enterprise Value 677.83M

Important Dates

The next confirmed earnings date is Monday, July 29, 2024, before market open.

Earnings Date Jul 29, 2024
Ex-Dividend Date May 6, 2024

Share Statistics

CIVB has 15.73 million shares outstanding. The number of shares has decreased by -0.23% in one year.

Shares Outstanding 15.73M
Shares Change (YoY) -0.23%
Shares Change (QoQ) -0.06%
Owned by Insiders (%) 3.85%
Owned by Institutions (%) 54.14%
Float 15.04M

Valuation Ratios

The trailing PE ratio is 6.72 and the forward PE ratio is 8.29. CIVB's PEG ratio is 1.93.

PE Ratio 6.72
Forward PE 8.29
PS Ratio 1.63
Forward PS 1.55
PB Ratio 0.66
P/FCF Ratio 6.03
PEG Ratio 1.93
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.38, with an EV/FCF ratio of 16.67.

EV / Earnings 18.60
EV / Sales 4.52
EV / EBITDA 12.38
EV / EBIT 15.99
EV / FCF 16.67

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.31
Debt / EBITDA 8.82
Debt / FCF 11.87
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.20% and return on invested capital (ROIC) is 4.27%.

Return on Equity (ROE) 10.20%
Return on Assets (ROA) 1.00%
Return on Capital (ROIC) 4.27%
Revenue Per Employee $278,403
Profits Per Employee $67,599
Employee Count 539
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, CIVB has paid $5.96 million in taxes.

Income Tax 5.96M
Effective Tax Rate 14.05%

Stock Price Statistics

The stock price has decreased by -9.51% in the last 52 weeks. The beta is 0.81, so CIVB's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change -9.51%
50-Day Moving Average 14.47
200-Day Moving Average 15.50
Relative Strength Index (RSI) 64.35
Average Volume (20 Days) 49,063

Short Selling Information

The latest short interest is 127,112, so 0.81% of the outstanding shares have been sold short.

Short Interest 127,112
Short Previous Month 117,279
Short % of Shares Out 0.81%
Short % of Float 0.85%
Short Ratio (days to cover) 3.01

Income Statement

In the last 12 months, CIVB had revenue of $150.06 million and earned $36.44 million in profits. Earnings per share was $2.32.

Revenue 150.06M
Gross Profit 150.06M
Operating Income 42.39M
Pretax Income 42.39M
Net Income 36.44M
EBITDA 54.73M
EBIT 42.39M
Earnings Per Share (EPS) $2.32
Full Income Statement

Balance Sheet

The company has $50.31 million in cash and $482.80 million in debt, giving a net cash position of -$432.49 million or -$27.50 per share.

Cash & Cash Equivalents 50.31M
Total Debt 482.80M
Net Cash -432.49M
Net Cash Per Share -$27.50
Equity (Book Value) 369.66M
Book Value Per Share 23.50
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $43.66 million and capital expenditures -$3.00 million, giving a free cash flow of $40.66 million.

Operating Cash Flow 43.66M
Capital Expenditures -3.00M
Free Cash Flow 40.66M
FCF Per Share $2.59
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 28.25% and 24.28%.

Gross Margin 100.00%
Operating Margin 28.25%
Pretax Margin 28.25%
Profit Margin 24.28%
EBITDA Margin 36.47%
EBIT Margin 28.25%
FCF Margin 27.09%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.10%.

Dividend Per Share $0.64
Dividend Yield 4.10%
Dividend Growth (YoY) 12.28%
Years of Dividend Growth 12
Payout Ratio 27.59%
Buyback Yield 0.23%
Shareholder Yield 4.33%
Earnings Yield 14.85%
FCF Yield 16.57%
Dividend Details

Analyst Forecast

The average price target for CIVB is $18.33, which is 17.50% higher than the current price. The consensus rating is "Hold".

Price Target $18.33
Price Target Difference 17.50%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on June 5, 1996. It was a forward split with a ratio of 4:1.

Last Split Date Jun 5, 1996
Split Type Forward
Split Ratio 4:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5