Civista Bancshares Statistics
Total Valuation
CIVB has a market cap or net worth of $235.62 million. The enterprise value is $629.41 million.
| Market Cap | 235.62M |
| Enterprise Value | 629.41M |
Important Dates
The next confirmed earnings date is Tuesday, April 30, 2024, before market open.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | Feb 12, 2024 |
Share Statistics
CIVB has 15.69 million shares outstanding. The number of shares has decreased by -0.20% in one year.
| Shares Outstanding | 15.69M |
| Shares Change (YoY) | -0.20% |
| Shares Change (QoQ) | -0.34% |
| Owned by Insiders (%) | 3.77% |
| Owned by Institutions (%) | 54.10% |
| Float | 15.02M |
Valuation Ratios
The trailing PE ratio is 5.50 and the forward PE ratio is 7.39. CIVB's PEG ratio is 1.93.
| PE Ratio | 5.50 |
| Forward PE | 7.39 |
| PS Ratio | 1.49 |
| Forward PS | 1.47 |
| PB Ratio | 0.63 |
| P/FCF Ratio | 3.98 |
| PEG Ratio | 1.93 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.00, with an EV/FCF ratio of 10.62.
| EV / Earnings | 14.65 |
| EV / Sales | 3.98 |
| EV / EBITDA | 10.00 |
| EV / EBIT | 12.44 |
| EV / FCF | 10.62 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.22 |
| Debt / EBITDA | 7.21 |
| Debt / FCF | 7.66 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.30% and return on invested capital (ROIC) is 5.20%.
| Return on Equity (ROE) | 12.30% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 5.20% |
| Revenue Per Employee | $297,414 |
| Profits Per Employee | $80,759 |
| Employee Count | 532 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CIVB has paid $7.65 million in taxes.
| Income Tax | 7.65M |
| Effective Tax Rate | 15.11% |
Stock Price Statistics
The stock price has decreased by -4.63% in the last 52 weeks. The beta is 0.77, so CIVB's price volatility has been lower than the market average.
| Beta (1Y) | 0.77 |
| 52-Week Price Change | -4.63% |
| 50-Day Moving Average | 14.98 |
| 200-Day Moving Average | 16.34 |
| Relative Strength Index (RSI) | 53.56 |
| Average Volume (30 Days) | 28,790 |
Short Selling Information
The latest short interest is 116,805, so 0.74% of the outstanding shares have been sold short.
| Short Interest | 116,805 |
| Short Previous Month | 138,289 |
| Short % of Shares Out | 0.74% |
| Short % of Float | 0.78% |
| Short Ratio (days to cover) | 3.49 |
Income Statement
In the last 12 months, CIVB had revenue of $158.22 million and earned $42.96 million in profits. Earnings per share was $2.73.
| Revenue | 158.22M |
| Gross Profit | 158.22M |
| Operating Income | 50.61M |
| Pretax Income | 50.61M |
| Net Income | 42.96M |
| EBITDA | 62.95M |
| EBIT | 50.61M |
| Earnings Per Share (EPS) | $2.73 |
Balance Sheet
The company has $60.41 million in cash and $454.19 million in debt, giving a net cash position of -$393.79 million or -$25.10 per share.
| Cash & Cash Equivalents | 60.41M |
| Total Debt | 454.19M |
| Net Cash | -393.79M |
| Net Cash Per Share | -$25.10 |
| Equity / Book Value | 372.00M |
| Book Value Per Share | 23.71 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $62.70 million and capital expenditures -$3.43 million, giving a free cash flow of $59.27 million.
| Operating Cash Flow | 62.70M |
| Capital Expenditures | -3.43M |
| Free Cash Flow | 59.27M |
| FCF Per Share | $3.78 |
Margins
Gross margin is 100.00%, with operating and profit margins of 31.99% and 27.15%.
| Gross Margin | 100.00% |
| Operating Margin | 31.99% |
| Pretax Margin | 31.99% |
| Profit Margin | 27.15% |
| EBITDA Margin | 39.79% |
| EBIT Margin | 31.99% |
| FCF Margin | 37.46% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.26%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 4.26% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 23.44% |
| Buyback Yield | 0.20% |
| Shareholder Yield | 4.46% |
| Earnings Yield | 18.23% |
| FCF Yield | 25.15% |
Analyst Forecast
The average price target for CIVB is $18.50, which is 23.17% higher than the current price. The consensus rating is "Hold".
| Price Target | $18.50 |
| Price Target Difference | 23.17% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 5, 1996. It was a forward split with a ratio of 4:1.
| Last Split Date | Jun 5, 1996 |
| Split Type | Forward |
| Split Ratio | 4:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |