Civista Bancshares Statistics
Total Valuation
CIVB has a market cap or net worth of $283.57 million.
Important Dates
The next confirmed earnings date is Tuesday, October 29, 2024, before market open.
Earnings Date | Oct 29, 2024 |
Ex-Dividend Date | Aug 6, 2024 |
Share Statistics
CIVB has 15.74 million shares outstanding. The number of shares has decreased by -0.55% in one year.
Shares Outstanding | 15.74M |
Shares Change (YoY) | -0.55% |
Shares Change (QoQ) | +0.02% |
Owned by Insiders (%) | 4.34% |
Owned by Institutions (%) | 53.72% |
Float | 15.05M |
Valuation Ratios
The trailing PE ratio is 8.56 and the forward PE ratio is 10.65.
PE Ratio | 8.56 |
Forward PE | 10.65 |
PS Ratio | 1.87 |
Forward PS | 1.77 |
PB Ratio | 0.77 |
P/FCF Ratio | 8.38 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 18.35 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.25%.
Return on Equity (ROE) | 9.25% |
Return on Assets (ROA) | 0.88% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $277,323 |
Profits Per Employee | $60,568 |
Employee Count | 532 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CIVB has paid $5.30 million in taxes.
Income Tax | 5.30M |
Effective Tax Rate | 13.66% |
Stock Price Statistics
The stock price has increased by +20.82% in the last 52 weeks. The beta is 0.80, so CIVB's price volatility has been lower than the market average.
Beta (5Y) | 0.80 |
52-Week Price Change | +20.82% |
50-Day Moving Average | 17.34 |
200-Day Moving Average | 15.89 |
Relative Strength Index (RSI) | 58.79 |
Average Volume (20 Days) | 39,605 |
Short Selling Information
The latest short interest is 164,010, so 1.04% of the outstanding shares have been sold short.
Short Interest | 164,010 |
Short Previous Month | 141,631 |
Short % of Shares Out | 1.04% |
Short % of Float | 1.09% |
Short Ratio (days to cover) | 3.53 |
Income Statement
In the last 12 months, CIVB had revenue of $147.54 million and earned $32.22 million in profits. Earnings per share was $2.13.
Revenue | 147.54M |
Gross Profit | 147.54M |
Operating Income | 42.19M |
Pretax Income | 38.76M |
Net Income | 32.22M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.13 |
Full Income Statement Balance Sheet
The company has $71.76 million in cash and $628.07 million in debt, giving a net cash position of -$556.31 million or -$35.35 per share.
Cash & Cash Equivalents | 71.76M |
Total Debt | 628.07M |
Net Cash | -556.31M |
Net Cash Per Share | -$35.35 |
Equity (Book Value) | 373.81M |
Book Value Per Share | 23.75 |
Working Capital | -3.43B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $36.29 million and capital expenditures -$2.07 million, giving a free cash flow of $34.22 million.
Operating Cash Flow | 36.29M |
Capital Expenditures | -2.07M |
Free Cash Flow | 34.22M |
FCF Per Share | $2.17 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 28.60% |
Pretax Margin | 26.27% |
Profit Margin | 22.68% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 23.32% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.51%.
Dividend Per Share | $0.64 |
Dividend Yield | 3.51% |
Dividend Growth (YoY) | 8.47% |
Years of Dividend Growth | 12 |
Payout Ratio | 30.05% |
Buyback Yield | 0.55% |
Shareholder Yield | 4.06% |
Earnings Yield | 11.24% |
FCF Yield | 11.94% |
Dividend Details Analyst Forecast
The average price target for CIVB is $18.75, which is 4.05% higher than the current price. The consensus rating is "Hold".
Price Target | $18.75 |
Price Target Difference | 4.05% |
Analyst Consensus | Hold |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on June 5, 1996. It was a forward split with a ratio of 4:1.
Last Split Date | Jun 5, 1996 |
Split Type | Forward |
Split Ratio | 4:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |