Civista Bancshares, Inc. (CIVB)
NASDAQ: CIVB · Real-Time Price · USD
28.30
+0.15 (0.53%)
Oct 23, 2026, 12:42 PM EDT - Market open
Civista Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 46.21 | 31.68 | 42.96 | 39.43 | 40.55 |
Depreciation & Amortization | 10.19 | 11.37 | 12.67 | 5.75 | 2.87 |
Gain (Loss) on Sale of Assets | - | -0.25 | -0.08 | - | - |
Gain (Loss) on Sale of Investments | 0.28 | 0.68 | 0.49 | 1.48 | -0.6 |
Provision for Credit Losses | 3.38 | 5.36 | 4.44 | 1.75 | 0.83 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -2.03 | 5.5 | 1.87 | 4.69 | 13.07 |
Accrued Interest Receivable | -0.54 | -0.63 | -1.64 | -2.05 | 2.04 |
Change in Other Net Operating Assets | -1.99 | 3.68 | -1.53 | -20.24 | -0.15 |
Other Operating Activities | -4.83 | -3.71 | -2.73 | -3.84 | -11.93 |
Operating Cash Flow | 43.27 | 48.25 | 62.7 | 25.18 | 40.76 |
Operating Cash Flow Growth | -10.31% | -23.05% | 148.97% | -38.22% | 24.83% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.16 | -4.19 | -3.43 | -6.51 | -1.93 |
Sale of Property, Plant and Equipment | 1.39 | 4.24 | - | 0.18 | 0.01 |
Cash Acquisitions | 149.47 | - | - | -51.64 | - |
Investment in Securities | -12.48 | -38.67 | 12.82 | -37.21 | -200.31 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -83.1 | -221.25 | -314.5 | -315.19 | 71.07 |
Other Investing Activities | 1.47 | 0.76 | -6.68 | - | 0.54 |
Investing Cash Flow | 55.59 | -258.8 | -311.78 | -410.36 | -130.5 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 1 | - | 393.7 | - |
Long-Term Debt Issued | - | - | - | - | 73.39 |
Total Debt Issued | - | 1 | - | 393.7 | 73.39 |
Short-Term Debt Repaid | -164 | - | -26.33 | -0.35 | -3.42 |
Long-Term Debt Repaid | -2.85 | -4.31 | -61.36 | -135.75 | -50 |
Total Debt Repaid | -166.85 | -4.31 | -87.69 | -136.11 | -53.42 |
Net Debt Issued (Repaid) | -166.85 | -3.31 | -87.69 | 257.59 | 19.97 |
Issuance of Common Stock | 75.67 | - | - | - | - |
Repurchase of Common Stock | -0.18 | -0.16 | -1.63 | -16.89 | -22.31 |
Common Dividends Paid | -11.84 | -10.06 | -9.6 | -8.49 | -8.04 |
Total Dividends Paid | -11.84 | -10.06 | -9.6 | -8.49 | -8.04 |
Net Increase (Decrease) in Deposit Accounts | 18.5 | 226.84 | 365.04 | -67.91 | 227.3 |
Financing Cash Flow | -84.7 | 213.3 | 266.13 | 164.3 | 216.93 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 14.17 | 2.75 | 17.05 | -220.88 | 127.19 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 42.12 | 44.06 | 59.27 | 18.68 | 38.83 |
Free Cash Flow Growth | -4.41% | -25.66% | 217.37% | -51.91% | 26.57% |
Free Cash Flow Margin | 24.89% | 29.55% | 37.46% | 13.58% | 30.81% |
Free Cash Flow Per Share | 2.42 | 2.86 | 3.91 | 1.25 | 2.53 |