Civista Bancshares, Inc. (CIVB)
NASDAQ: CIVB · Real-Time Price · USD
28.30
+0.15 (0.53%)
Oct 23, 2026, 12:42 PM EDT - Market open
Civista Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 67.71 | 77.32 | 63.16 | 60.41 | 43.36 | 253.46 |
Investment Securities | 670.21 | 432 | 472.58 | 455.69 | 430.6 | 379.63 |
Trading Asset Securities | - | 3.49 | 5.31 | 12.48 | 16.58 | 11.07 |
Mortgage-Backed Securities | - | 296.09 | 225.56 | 212.02 | 237.13 | 213.15 |
Total Investments | 670.21 | 731.59 | 703.45 | 680.19 | 684.3 | 603.85 |
Gross Loans | 3,293 | 3,270 | 3,081 | 2,864 | 2,650 | 2,001 |
Allowance for Loan Losses | -42.4 | -42.02 | -39.67 | -37.16 | -28.51 | -26.64 |
Other Adjustments to Gross Loans | - | - | - | -2.74 | -1.65 | -2.92 |
Net Loans | 3,251 | 3,228 | 3,042 | 2,825 | 2,620 | 1,971 |
Property, Plant & Equipment | 37.03 | 43 | 48.23 | 58.4 | 66.13 | 24.76 |
Goodwill | - | 130.44 | 125.52 | 125.52 | 125.7 | 76.85 |
Other Intangible Assets | 141.27 | 10.42 | 5.01 | 6.49 | 8.07 | 4.94 |
Loans Held for Sale | 3.55 | 7.18 | 0.67 | 1.73 | 0.68 | 1.97 |
Accrued Interest Receivable | - | 14.44 | 13.45 | 12.82 | 11.18 | 7.39 |
Restricted Cash | - | - | - | - | - | 10.78 |
Long-Term Deferred Tax Assets | - | 16.5 | 21.68 | 18.36 | 18.45 | 0.98 |
Other Long-Term Assets | 134.64 | 77.55 | 75.75 | 72.94 | 61.81 | 56.69 |
Total Assets | 4,305 | 4,336 | 4,098 | 3,861 | 3,639 | 3,013 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 44.54 | 29.09 | 28.85 | 30.36 | 16.95 | 17.67 |
Interest Bearing Deposits | 2,752 | 2,525 | 2,391 | 2,115 | 1,678 | 1,573 |
Institutional Deposits | - | 239.18 | 125.87 | 98.16 | 45.38 | 55.01 |
Non-Interest Bearing Deposits | 725.4 | 702.03 | 695.09 | 771.7 | 896.33 | 788.91 |
Total Deposits | 3,478 | 3,466 | 3,212 | 2,985 | 2,620 | 2,417 |
Short-Term Borrowings | 122.5 | 180.75 | 350.64 | 350.48 | 435.42 | 36.57 |
Current Portion of Long-Term Debt | - | 0.47 | - | - | - | - |
Current Portion of Leases | - | 0.75 | - | - | - | - |
Long-Term Debt | 107 | 77.98 | 80.03 | 83.45 | 190.58 | 73.39 |
Federal Home Loan Bank Debt, Long-Term | 0.47 | 0.39 | 1.5 | 2.39 | 3.58 | 75 |
Long-Term Leases | - | 1.63 | 1.06 | 1.63 | 2.11 | 2.31 |
Trust Preferred Securities | - | 30.35 | 30.35 | 30.35 | 30.35 | 30.35 |
Other Long-Term Liabilities | - | 5.11 | 5.67 | 5.72 | 5.63 | 5.71 |
Total Liabilities | 3,752 | 3,793 | 3,710 | 3,489 | 3,305 | 2,658 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 421.1 | 419.77 | 312.04 | 311.17 | 310.18 | 277.74 |
Retained Earnings | 273.89 | 239.78 | 205.41 | 183.79 | 156.49 | 125.56 |
Treasury Stock | -78.3 | -75.76 | -75.59 | -75.42 | -73.79 | -56.91 |
Comprehensive Income & Other | -63.95 | -40.32 | -53.36 | -47.53 | -58.05 | 8.82 |
Total Common Equity | 552.74 | 543.47 | 388.5 | 372 | 334.84 | 355.21 |
Shareholders' Equity | 552.74 | 543.47 | 388.5 | 372 | 334.84 | 355.21 |
Total Liabilities & Equity | 4,305 | 4,336 | 4,098 | 3,861 | 3,639 | 3,013 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 229.97 | 292.31 | 463.58 | 468.31 | 662.04 | 217.62 |
Net Cash (Debt) | -159.09 | -210.34 | -393.67 | -394.2 | -600.62 | 48.65 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -7.74 | -12.07 | -25.58 | -26.01 | -40.12 | 3.17 |
Filing Date Shares Outstanding | 20.71 | 20.74 | 15.48 | 15.69 | 15.72 | 14.89 |
Total Common Shares Outstanding | 20.71 | 20.75 | 15.49 | 15.7 | 15.73 | 14.95 |
Book Value Per Share | 26.69 | 26.20 | 25.08 | 23.70 | 21.29 | 23.75 |
Tangible Book Value | 411.47 | 402.62 | 257.98 | 239.99 | 201.07 | 273.42 |
Tangible Book Value Per Share | 19.87 | 19.41 | 16.66 | 15.29 | 12.78 | 18.28 |