Civista Bancshares, Inc. (CIVB)

Civista Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 17, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	504	331	289	346	367	279
Market Cap Growth	40.49%	14.39%	-16.39%	-5.58%	31.42%	-24.91%
Last Close Price	24.10	20.37	17.16	19.76	21.37	15.00
PE Ratio	9.05	10.68	6.99	8.89	9.08	8.69
PS Ratio	2.40	2.22	1.83	2.52	2.91	2.59
PB Ratio	0.93	0.85	0.78	1.03	1.03	0.80
P/FCF Ratio	9.88	7.52	4.88	18.54	9.44	9.09
P/OCF Ratio	8.99	6.86	4.62	13.75	8.99	8.54
Debt / Equity Ratio	0.70	1.19	1.26	1.98	0.61	0.59
Debt / FCF Ratio	6.87	10.52	7.90	35.45	5.60	6.77
Return on Equity (ROE)	9.81%	8.33%	12.16%	11.43%	11.50%	9.46%
Return on Assets (ROA)	1.07%	0.80%	1.15%	1.19%	1.40%	1.27%
Earnings Yield	8.62%	9.57%	14.84%	11.39%	11.06%	11.54%
FCF Yield	10.12%	13.31%	20.48%	5.39%	10.59%	11.00%
Dividend Yield	2.82%	3.14%	3.55%	2.83%	2.43%	2.93%
Payout Ratio	25.53%	31.76%	22.34%	21.54%	19.82%	22.11%
Buyback Yield / Dilution	-5.99%	-1.56%	-1.23%	2.43%	4.59%	4.35%
Total Shareholder Return	-3.18%	1.58%	2.33%	5.26%	7.02%	7.28%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q