Civista Bancshares, Inc. (CIVB)

Civista Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	479	461	326	289	346	365
Market Cap Growth	57.18%	41.47%	12.59%	-16.39%	-5.13%	30.93%
Enterprise Value	693.05	566.08	431.45	395.76	453.56	543.62
Last Close Price	23.05	22.22	21.04	18.44	22.01	24.40
PE Ratio	8.78	8.42	10.47	6.75	8.47	9.28
Forward PE	8.89	8.78	10.51	8.44	7.17	10.58
PEG Ratio	-	3.23	3.23	3.23	3.23	3.23
PS Ratio	2.85	2.72	2.19	1.83	2.52	2.89
PB Ratio	0.87	0.85	0.84	0.78	1.03	1.03
P/TBV Ratio	0.74	0.71	0.83	0.75	0.98	1.05
P/FCF Ratio	11.46	10.95	7.40	4.88	18.54	9.40
P/OCF Ratio	11.16	10.65	6.75	4.62	13.75	8.95
EV/Sales Ratio	4.10	3.35	2.89	2.50	3.30	4.31
EV/EBITDA Ratio	-	57.30	39.12	32.07	78.85	189.68
EV/FCF Ratio	16.46	13.44	9.79	6.68	24.29	14.00
Debt / Equity Ratio	0.19	0.19	0.27	0.29	0.32	0.50
Debt / EBITDA Ratio	10.64	10.64	9.57	8.62	18.67	62.36
Debt / FCF Ratio	2.51	2.50	2.40	1.79	5.75	4.60
Net Debt / Equity Ratio	0.19	0.19	0.27	0.29	0.32	0.50
Net Debt / EBITDA Ratio	10.64	10.64	9.57	8.62	18.67	62.36
Net Debt / FCF Ratio	2.51	2.50	2.40	1.79	5.75	4.60
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	9.92%	9.92%	8.33%	12.16%	11.43%	11.50%
Earnings Yield	9.54%	11.88%	9.55%	14.80%	11.81%	10.78%
FCF Yield	8.72%	9.14%	13.52%	20.48%	5.39%	10.64%
Dividend Yield	3.11%	3.06%	3.11%	3.43%	2.58%	2.15%
Payout Ratio	26.14%	25.61%	31.76%	22.34%	21.54%	19.82%
Buyback Yield / Dilution	-13.19%	-13.19%	-1.56%	-1.23%	2.43%	4.59%
Total Shareholder Return	-10.08%	-10.13%	1.54%	2.20%	5.01%	6.73%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q