Civista Bancshares Statistics
Total Valuation
CIVB has a market cap or net worth of $237.48 million. The enterprise value is $669.97 million.
| Market Cap | 237.48M |
| Enterprise Value | 669.97M |
Important Dates
The next estimated earnings date is Friday, July 26, 2024, before market open.
| Earnings Date | Jul 26, 2024 |
| Ex-Dividend Date | May 6, 2024 |
Share Statistics
CIVB has 15.73 million shares outstanding. The number of shares has decreased by -0.23% in one year.
| Shares Outstanding | 15.73M |
| Shares Change (YoY) | -0.23% |
| Shares Change (QoQ) | -0.06% |
| Owned by Insiders (%) | 3.85% |
| Owned by Institutions (%) | 54.11% |
| Float | 15.04M |
Valuation Ratios
The trailing PE ratio is 6.51 and the forward PE ratio is 8.02. CIVB's PEG ratio is 1.93.
| PE Ratio | 6.51 |
| Forward PE | 8.02 |
| PS Ratio | 1.58 |
| Forward PS | 1.50 |
| PB Ratio | 0.64 |
| P/FCF Ratio | 5.84 |
| PEG Ratio | 1.93 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.24, with an EV/FCF ratio of 16.48.
| EV / Earnings | 18.39 |
| EV / Sales | 4.46 |
| EV / EBITDA | 12.24 |
| EV / EBIT | 15.80 |
| EV / FCF | 16.48 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.31 |
| Debt / EBITDA | 8.82 |
| Debt / FCF | 11.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.20% and return on invested capital (ROIC) is 4.27%.
| Return on Equity (ROE) | 10.20% |
| Return on Assets (ROA) | 1.00% |
| Return on Capital (ROIC) | 4.27% |
| Revenue Per Employee | $278,403 |
| Profits Per Employee | $67,599 |
| Employee Count | 539 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CIVB has paid $5.96 million in taxes.
| Income Tax | 5.96M |
| Effective Tax Rate | 14.05% |
Stock Price Statistics
The stock price has decreased by -13.27% in the last 52 weeks. The beta is 0.80, so CIVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | -13.27% |
| 50-Day Moving Average | 14.48 |
| 200-Day Moving Average | 15.55 |
| Relative Strength Index (RSI) | 60.79 |
| Average Volume (20 Days) | 46,432 |
Short Selling Information
The latest short interest is 117,279, so 0.75% of the outstanding shares have been sold short.
| Short Interest | 117,279 |
| Short Previous Month | 111,003 |
| Short % of Shares Out | 0.75% |
| Short % of Float | 0.78% |
| Short Ratio (days to cover) | 4.04 |
Income Statement
In the last 12 months, CIVB had revenue of $150.06 million and earned $36.44 million in profits. Earnings per share was $2.32.
| Revenue | 150.06M |
| Gross Profit | 150.06M |
| Operating Income | 42.39M |
| Pretax Income | 42.39M |
| Net Income | 36.44M |
| EBITDA | 54.73M |
| EBIT | 42.39M |
| Earnings Per Share (EPS) | $2.32 |
Balance Sheet
The company has $50.31 million in cash and $482.80 million in debt, giving a net cash position of -$432.49 million or -$27.50 per share.
| Cash & Cash Equivalents | 50.31M |
| Total Debt | 482.80M |
| Net Cash | -432.49M |
| Net Cash Per Share | -$27.50 |
| Equity (Book Value) | 369.66M |
| Book Value Per Share | 23.50 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $43.66 million and capital expenditures -$3.00 million, giving a free cash flow of $40.66 million.
| Operating Cash Flow | 43.66M |
| Capital Expenditures | -3.00M |
| Free Cash Flow | 40.66M |
| FCF Per Share | $2.59 |
Margins
Gross margin is 100.00%, with operating and profit margins of 28.25% and 24.28%.
| Gross Margin | 100.00% |
| Operating Margin | 28.25% |
| Pretax Margin | 28.25% |
| Profit Margin | 24.28% |
| EBITDA Margin | 36.47% |
| EBIT Margin | 28.25% |
| FCF Margin | 27.09% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.24%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 4.24% |
| Dividend Growth (YoY) | 12.28% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 27.59% |
| Buyback Yield | 0.23% |
| Shareholder Yield | 4.46% |
| Earnings Yield | 15.34% |
| FCF Yield | 17.12% |
Analyst Forecast
The average price target for CIVB is $18.33, which is 21.39% higher than the current price. The consensus rating is "Hold".
| Price Target | $18.33 |
| Price Target Difference | 21.39% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 5, 1996. It was a forward split with a ratio of 4:1.
| Last Split Date | Jun 5, 1996 |
| Split Type | Forward |
| Split Ratio | 4:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |