Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
10.46
-0.12 (-1.13%)
Dec 20, 2024, 4:00 PM EST - Market closed
CPSS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 349.07 | 329.22 | 305.24 | 266.27 | 294.98 | 337.1 | Upgrade
|
| Total Interest Expense | 179.01 | 146.63 | 87.52 | 75.24 | 101.34 | 110.53 | Upgrade
|
| Net Interest Income | 170.06 | 182.59 | 217.71 | 191.03 | 193.64 | 226.57 | Upgrade
|
| Other Revenue | 8.01 | 9.72 | 8.45 | 5.38 | 4.85 | 7.31 | Upgrade
|
| Revenue Before Loan Losses | 178.07 | 192.31 | 226.17 | 196.41 | 198.49 | 233.88 | Upgrade
|
| Provision for Loan Losses | -6.18 | -22.3 | -28.1 | -14.59 | 14.11 | 85.77 | Upgrade
|
| Revenue | 184.25 | 214.61 | 254.27 | 211 | 184.38 | 148.1 | Upgrade
|
| Revenue Growth (YoY) | -18.56% | -15.60% | 20.51% | 14.44% | 24.49% | -3.89% | Upgrade
|
| Salaries & Employee Benefits | 95.46 | 88.15 | 84.28 | 80.53 | 80.2 | 80.88 | Upgrade
|
| Cost of Services Provided | 81.11 | 77.59 | 68.19 | 59.21 | 53.61 | 58.38 | Upgrade
|
| Other Operating Expenses | -23.1 | -13.08 | -16.02 | 3.84 | 28.67 | -1.4 | Upgrade
|
| Total Operating Expenses | 154.32 | 153.51 | 138.07 | 145.25 | 164.26 | 138.94 | Upgrade
|
| Operating Income | 29.92 | 61.1 | 116.19 | 65.75 | 20.12 | 9.16 | Upgrade
|
| EBT Excluding Unusual Items | 29.92 | 61.1 | 116.19 | 65.75 | 20.12 | 9.16 | Upgrade
|
| Pretax Income | 29.92 | 61.1 | 116.19 | 65.75 | 20.12 | 9.16 | Upgrade
|
| Income Tax Expense | 8.68 | 15.75 | 30.21 | 18.22 | -1.56 | 3.76 | Upgrade
|
| Net Income | 21.25 | 45.34 | 85.98 | 47.52 | 21.68 | 5.41 | Upgrade
|
| Net Income to Common | 21.25 | 45.34 | 85.98 | 47.52 | 21.68 | 5.41 | Upgrade
|
| Net Income Growth | -59.37% | -47.27% | 80.93% | 119.24% | 300.98% | -63.63% | Upgrade
|
| Shares Outstanding (Basic) | 21 | 21 | 21 | 23 | 23 | 22 | Upgrade
|
| Shares Outstanding (Diluted) | 24 | 25 | 27 | 26 | 24 | 24 | Upgrade
|
| Shares Change (YoY) | -1.92% | -5.16% | 3.14% | 7.40% | -0.25% | -3.70% | Upgrade
|
| EPS (Basic) | 1.00 | 2.17 | 4.10 | 2.11 | 0.96 | 0.24 | Upgrade
|
| EPS (Diluted) | 0.87 | 1.80 | 3.23 | 1.84 | 0.90 | 0.22 | Upgrade
|
| EPS Growth | -58.58% | -44.27% | 75.54% | 104.44% | 309.09% | -62.71% | Upgrade
|
| Free Cash Flow | 221.18 | 237.42 | 213.78 | 196.22 | 238.74 | 216.03 | Upgrade
|
| Free Cash Flow Per Share | 9.04 | 9.41 | 8.04 | 7.61 | 9.95 | 8.98 | Upgrade
|
| Operating Margin | 16.24% | 28.47% | 45.70% | 31.16% | 10.91% | 6.19% | Upgrade
|
| Profit Margin | 11.53% | 21.13% | 33.82% | 22.52% | 11.76% | 3.65% | Upgrade
|
| Free Cash Flow Margin | 120.05% | 110.63% | 84.08% | 92.99% | 129.48% | 145.87% | Upgrade
|
| Effective Tax Rate | 29.00% | 25.79% | 26.00% | 27.72% | - | 41.00% | Upgrade
|
| Revenue as Reported | 380.18 | 352.01 | 329.71 | 267.81 | 271.16 | 345.8 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.