Consumer Portfolio Services, Inc. (CPSS)

NASDAQ: CPSS · Real-Time Price · USD

8.41

+0.15 (1.82%)

At close: Mar 4, 2026, 4:00 PM EST

8.41

0.00 (0.00%)

After-hours: Mar 4, 2026, 4:10 PM EST

CPSS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	187.37	172.71	182.59	217.71	191.03	193.64
Net Interest Income Growth	10.18%	-5.41%	-16.13%	13.97%	-1.35%	-14.53%
Non-Interest Income	17.75	29.54	22.8	24.47	1.55	-23.82
Non-Interest Income Growth	-42.94%	29.61%	-6.85%	1483.95%	-	-
Revenues Before Loan Losses	205.12	202.25	205.38	242.19	192.57	169.82
Provision for Credit Losses	-3.2	-5.31	-22.3	-28.1	-14.59	14.11
Revenue	208.32	207.56	227.68	270.29	207.16	155.71
Revenue Growth (YoY)	0.47%	-8.84%	-15.76%	30.47%	33.04%	4.15%
Compensation Expenses	95.75	96.19	88.15	84.28	80.53	80.2
Selling, General & Admin	54.57	54.71	50	37.62	34.62	31.98
Other Non-Interest Expenses	29.87	29.22	28.44	32.19	26.27	23.41
Total Non-Interest Expense	180.18	180.13	166.59	154.09	141.42	135.59
Pretax Income	28.14	27.43	61.1	116.19	65.75	20.12
Provision for Income Taxes	8.65	8.23	15.75	30.21	18.22	-1.56
Net Income	19.49	19.2	45.34	85.98	47.52	21.68
Net Income to Common	19.49	19.2	45.34	85.98	47.52	21.68
Net Income Growth	-8.27%	-57.65%	-47.27%	80.92%	119.24%	300.98%
Shares Outstanding (Basic)	22	21	21	21	23	24
Shares Outstanding (Diluted)	24	24	25	27	26	24
Shares Change (YoY)	-1.00%	-3.54%	-5.16%	3.14%	7.03%	-1.98%
EPS (Basic)	0.87	0.90	2.17	4.10	2.11	0.90
EPS (Diluted)	0.84	0.79	1.80	3.23	1.84	0.90
EPS Growth	-8.70%	-56.11%	-44.27%	75.54%	104.44%	309.09%
Free Cash Flow	280.53	233.32	237.42	213.78	196.22	238.74
Free Cash Flow Growth	20.23%	-1.73%	11.06%	8.95%	-17.81%	10.51%
Free Cash Flow Per Share	11.60	9.59	9.41	8.04	7.61	-
Profit Margin	9.36%	9.25%	19.91%	31.81%	22.94%	13.92%
FCF Margin	134.66%	112.41%	104.28%	79.10%	94.72%	153.33%
EBITDA	13.07	11.44	10.54	9.83	8.79	9.89
EBITDA Margin	6.27%	5.51%	4.63%	3.64%	4.24%	6.35%
Effective Tax Rate	30.74%	30.00%	25.79%	26.00%	27.72%	-7.74%

Updated Nov 10, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q