Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
8.65
+0.12 (1.41%)
At close: Sep 15, 2025, 4:00 PM EDT
8.62
-0.03 (-0.35%)
After-hours: Sep 15, 2025, 4:11 PM EDT

CPSS Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest and Dividend Income
398.6363.96329.22305.24266.27294.98
Upgrade
Total Interest Expense
216.2191.26146.6387.5275.24101.34
Upgrade
Net Interest Income
182.4172.71182.59217.71191.03193.64
Upgrade
Other Revenue
6.377.459.728.455.384.85
Upgrade
Revenue Before Loan Losses
188.78180.16192.31226.17196.41198.49
Upgrade
Provision for Loan Losses
-3.48-5.31-22.3-28.1-14.5914.11
Upgrade
192.26185.46214.61254.27211184.38
Upgrade
Revenue Growth (YoY)
2.04%-13.58%-15.60%20.51%14.44%24.50%
Upgrade
Salaries & Employee Benefits
97.4596.1988.1584.2880.5380.2
Upgrade
Cost of Services Provided
83.4883.0777.5968.1959.2153.61
Upgrade
Other Operating Expenses
-17.54-22.09-13.08-16.023.8428.67
Upgrade
Total Operating Expenses
164.3158.03153.51138.07145.25164.26
Upgrade
Operating Income
27.9627.4361.1116.1965.7520.12
Upgrade
Pretax Income
27.9627.4361.1116.1965.7520.12
Upgrade
Income Tax Expense
8.528.2315.7530.2118.22-1.56
Upgrade
Net Income
19.4319.245.3485.9847.5221.68
Upgrade
Net Income to Common
19.4319.245.3485.9847.5221.68
Upgrade
Net Income Growth
-27.57%-57.65%-47.27%80.92%119.24%300.98%
Upgrade
Shares Outstanding (Basic)
222121212323
Upgrade
Shares Outstanding (Diluted)
242425272624
Upgrade
Shares Change (YoY)
-2.05%-3.54%-5.16%3.14%7.40%-0.25%
Upgrade
EPS (Basic)
0.900.902.174.102.110.96
Upgrade
EPS (Diluted)
0.800.791.803.231.840.90
Upgrade
EPS Growth
-26.70%-56.11%-44.27%75.54%104.44%309.09%
Upgrade
Free Cash Flow
265.32233.32237.42213.78196.22238.74
Upgrade
Free Cash Flow Per Share
10.959.599.418.047.619.95
Upgrade
Operating Margin
14.54%14.79%28.47%45.70%31.16%10.91%
Upgrade
Profit Margin
10.11%10.35%21.13%33.82%22.52%11.76%
Upgrade
Free Cash Flow Margin
138.00%125.80%110.63%84.08%93.00%129.49%
Upgrade
Effective Tax Rate
30.49%30.00%25.79%26.00%27.72%-
Upgrade
Revenue as Reported
422.52393.51352.01329.71267.81271.16
Upgrade
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.
SEC Filings: 10-K · 10-Q