Consumer Portfolio Services, Inc. (CPSS)

NASDAQ: CPSS · Real-Time Price · USD

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8.31

+0.24 (2.97%)

At close: Nov 13, 2025, 4:00 PM EST

8.31

0.00 (0.00%)

After-hours: Nov 13, 2025, 5:16 PM EST

CPSS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest and Dividend Income	412.61	363.96	329.22	305.24	266.27	294.98	Upgrade
Total Interest Expense	225.24	191.26	146.63	87.52	75.24	101.34	Upgrade
Net Interest Income	187.37	172.71	182.59	217.71	191.03	193.64	Upgrade
Other Revenue	5.96	7.45	9.72	8.45	5.38	4.85	Upgrade
Revenue Before Loan Losses	193.33	180.16	192.31	226.17	196.41	198.49	Upgrade
Provision for Loan Losses	-3.2	-5.31	-22.3	-28.1	-14.59	14.11	Upgrade
Revenue	196.53	185.46	214.61	254.27	211	184.38	Upgrade
Revenue Growth (YoY)	6.67%	-13.58%	-15.60%	20.51%	14.44%	24.50%	Upgrade
Salaries & Employee Benefits	95.75	96.19	88.15	84.28	80.53	80.2	Upgrade
Cost of Services Provided	83.52	83.07	77.59	68.19	59.21	53.61	Upgrade
Other Operating Expenses	-11.79	-22.09	-13.08	-16.02	3.84	28.67	Upgrade
Total Operating Expenses	168.39	158.03	153.51	138.07	145.25	164.26	Upgrade
Operating Income	28.14	27.43	61.1	116.19	65.75	20.12	Upgrade
Pretax Income	28.14	27.43	61.1	116.19	65.75	20.12	Upgrade
Income Tax Expense	8.65	8.23	15.75	30.21	18.22	-1.56	Upgrade
Net Income	19.49	19.2	45.34	85.98	47.52	21.68	Upgrade
Net Income to Common	19.49	19.2	45.34	85.98	47.52	21.68	Upgrade
Net Income Growth	-8.27%	-57.65%	-47.27%	80.92%	119.24%	300.98%	Upgrade
Shares Outstanding (Basic)	22	21	21	21	23	23	Upgrade
Shares Outstanding (Diluted)	24	24	25	27	26	24	Upgrade
Shares Change (YoY)	-1.08%	-3.54%	-5.16%	3.14%	7.40%	-0.25%	Upgrade
EPS (Basic)	0.90	0.90	2.17	4.10	2.11	0.96	Upgrade
EPS (Diluted)	0.80	0.79	1.80	3.23	1.84	0.90	Upgrade
EPS Growth	-7.89%	-56.11%	-44.27%	75.54%	104.44%	309.09%	Upgrade
Free Cash Flow	280.53	233.32	237.42	213.78	196.22	238.74	Upgrade
Free Cash Flow Per Share	11.59	9.59	9.41	8.04	7.61	9.95	Upgrade
Operating Margin	14.32%	14.79%	28.47%	45.70%	31.16%	10.91%	Upgrade
Profit Margin	9.92%	10.35%	21.13%	33.82%	22.52%	11.76%	Upgrade
Free Cash Flow Margin	142.74%	125.80%	110.63%	84.08%	93.00%	129.49%	Upgrade
Effective Tax Rate	30.73%	30.00%	25.79%	26.00%	27.72%	-	Upgrade
Revenue as Reported	430.36	393.51	352.01	329.71	267.81	271.16	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q