Consumer Portfolio Services, Inc. (CPSS)

CPSS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	5.15	6.32	11.71	6.17	13.49	29.93
Loans & Lease Receivables	4,625	3,656	3,319	2,747	2,547	1,925
Other Receivables	-	-	-	-	-	2.27
Property, Plant & Equipment	-	17.72	20.39	4.3	3.41	9.32
Restricted Cash	174.96	165.89	125.68	119.26	149.3	146.62
Long-Term Deferred Tax Assets	-	0.02	1.01	3.74	10.18	19.58
Other Long-Term Assets	27.28	11.88	16.32	22.94	29.23	26.58
Total Assets	4,832	3,858	3,494	2,904	2,753	2,160

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	93.59	45.58	48.37	59.23	49.01	33.47
Current Portion of Long-Term Debt	735.84	1,501	410.9	234.03	-	-
Current Portion of Leases	-	5.81	-	-	-	-
Long-Term Debt	3,678	1,982	2,720	2,333	2,469	1,946
Long-Term Leases	-	13.85	21.79	3.31	6.41	10.18
Total Liabilities	4,507	3,549	3,201	2,629	2,524	1,989

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	324.49	24.43	25.72	28.68	28.91	55.3
Retained Earnings	-	286.39	267.06	247.86	202.51	116.53
Comprehensive Income & Other	-	-1.28	-0.01	-1.87	-3.03	-1.62
Shareholders' Equity	324.49	309.54	292.77	274.67	228.39	170.21
Total Liabilities & Equity	4,832	3,858	3,494	2,904	2,753	2,160

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4,414	3,503	3,153	2,570	2,475	1,956
Net Cash (Debt)	-4,409	-3,497	-3,141	-2,564	-2,462	-1,926
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-187.40	-145.21	-129.13	-101.66	-92.59	-74.71
Filing Date Shares Outstanding	21.85	21.76	21.44	21.13	20.54	21.27
Total Common Shares Outstanding	21.85	21.84	21.43	21.17	20.13	21.14
Working Capital	3,975	2,276	2,997	2,580	2,661	2,071
Book Value Per Share	14.85	14.17	13.66	12.97	11.34	8.05
Tangible Book Value	324.49	309.54	292.77	274.67	228.39	170.21
Tangible Book Value Per Share	14.85	14.17	13.66	12.97	11.34	8.05

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Oct 22, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 26, 2026

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