Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
9.39
-0.14 (-1.47%)
Jun 15, 2026, 9:58 AM EDT - Market open
CPSS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 20.17 | 19.33 | 19.2 | 45.34 | 85.98 | 47.52 |
Depreciation & Amortization | 14 | 13.46 | 11.44 | 10.54 | 9.83 | 8.79 |
Provision for Credit Losses | -1.96 | -2.93 | -5.31 | -22.3 | -28.1 | -14.59 |
Stock-Based Compensation | 2.47 | 2.67 | 2.96 | 3.46 | 4.43 | 2 |
Other Adjustments | 264.07 | 255.72 | 206.03 | 187.98 | 129.26 | 148.03 |
Changes in Accounts Payable | -6.29 | -6.17 | 9.46 | 8.29 | 10.36 | 7.49 |
Changes in Other Operating Activities | 6.45 | 6.94 | -10.03 | 4.67 | 4.17 | -1.04 |
Operating Cash Flow | 298.91 | 289 | 233.76 | 237.98 | 215.93 | 198.19 |
Operating Cash Flow Growth | 17.26% | 23.63% | -1.77% | 10.21% | 8.95% | -16.99% |
Net Change in Loans Held-for-Investment | -645.65 | -589.41 | -769.41 | -359.42 | -713.65 | -114.71 |
Capital Expenditures | -1.03 | -0.71 | -0.43 | -0.56 | -2.15 | -1.98 |
Other Investing Activities | - | - | 0.13 | 0.45 | 1.9 | 1.33 |
Investing Cash Flow | -646.68 | -590.12 | -769.71 | -359.53 | -713.9 | -115.36 |
Net Short-Term Debt Issued (Repaid) | 99.32 | -87.99 | 180.57 | -53.25 | 181.87 | -14.5 |
Long-Term Debt Issued | 1,622 | 1,735 | 1,515 | 1,236 | 1,411 | 1,147 |
Long-Term Debt Repaid | -1,334 | -1,295 | -1,126 | -1,087 | -1,065 | -1,156 |
Net Long-Term Debt Issued (Repaid) | 288.28 | 440.34 | 389.13 | 149.03 | 345.46 | -8.5 |
Issuance of Common Stock | 4.46 | 4.71 | 6.91 | 16.58 | 15.28 | 6.05 |
Repurchase of Common Stock | -9.91 | -8.67 | -12.83 | -20.27 | -46.1 | -25.68 |
Net Common Stock Issued (Repurchased) | -5.45 | -3.96 | -5.92 | -3.69 | -30.82 | -19.63 |
Other Financing Activities | -11.96 | -12.46 | -15.87 | -7.89 | -12.3 | -7.81 |
Financing Cash Flow | 349.7 | 335.93 | 547.92 | 84.19 | 484.21 | -50.44 |
Net Cash Flow | 1.94 | 34.81 | 11.97 | -37.36 | -13.76 | 32.4 |
Free Cash Flow | 297.88 | 288.29 | 233.32 | 237.42 | 213.78 | 196.22 |
Free Cash Flow Growth | 3.33% | 23.56% | -1.73% | 11.06% | 8.95% | -17.81% |
FCF Margin | 145.51% | 140.37% | 112.41% | 104.28% | 79.10% | 94.72% |
Free Cash Flow Per Share | 12.47 | 11.97 | 9.59 | 9.41 | 8.04 | 7.61 |
Levered Free Cash Flow | 420.9 | 385.19 | 599.35 | 164.05 | 635.52 | 37.78 |
Unlevered Free Cash Flow | 13.13 | 13.52 | 10.44 | 22.93 | 22.21 | 13.26 |