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Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
9.46
-0.09 (-0.94%)
At close: Sep 15, 2026, 4:00 PM EDT
9.50
+0.04 (0.42%)
After-hours: Sep 15, 2026, 4:10 PM EDT

CPSS Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
21.6119.3319.245.3485.9847.52
Depreciation & Amortization
0.860.880.860.851.621.68
Other Amortization
13.1812.5810.579.698.217.11
Provision for Credit Losses
-1.17-9.43-26.31-34.3-43.38-10.17
Stock-Based Compensation
2.42.672.963.464.432
Change in Accounts Payable
25.51-6.179.468.2910.367.49
Change in Other Net Operating Assets
12.826.94-10.034.674.17-1.04
Other Operating Activities
274.36261.22224.3193.54135.15134.67
Operating Cash Flow
350.54289233.76237.98215.93198.19
Operating Cash Flow Growth
31.74%23.63%-1.77%10.21%8.95%-16.99%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.08-0.71-0.43-0.56-2.15-1.98
Net Decrease (Increase) in Loans Originated / Sold - Investing
-925.17-589.41-769.41-359.42-713.65-114.71
Other Investing Activities
--0.130.451.91.33
Investing Cash Flow
-926.25-590.12-769.71-359.53-713.9-115.36

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-1,7351,6961,2361,5971,147
Long-Term Debt Repaid
--1,383-1,126-1,140-1,070-1,170
Net Debt Issued (Repaid)
614.89352.35569.7195.77527.33-23
Issuance of Common Stock
0.634.716.9116.5815.286.05
Repurchase of Common Stock
-7.23-8.67-12.83-20.27-46.1-25.68
Other Financing Activities
-12.55-12.46-15.87-7.89-12.3-7.81
Financing Cash Flow
595.75335.93547.9284.19484.21-50.44

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
20.0434.8111.97-37.36-13.7632.4

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
349.46288.29233.32237.42213.78196.22
Free Cash Flow Growth
31.72%23.56%-1.73%11.06%8.95%-17.81%
Free Cash Flow Margin
165.02%144.96%125.80%110.63%84.08%93.00%
Free Cash Flow Per Share
14.7411.979.599.418.047.61

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
227.58218.12177.95135.276.769.48
Cash Income Tax Paid
5.816.8311.83.5516.1814.25
SEC Filings: 10-K · 10-Q