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Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
9.90
+0.65 (7.03%)
At close: Oct 23, 2026, 4:00 PM EDT
9.90
0.00 (0.00%)
Pre-market: Oct 26, 2026, 8:53 AM EDT

CPSS Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
19.3319.245.3485.9847.52
Depreciation & Amortization
0.880.860.851.621.68
Other Amortization
12.5810.579.698.217.11
Provision for Credit Losses
-9.43-26.31-34.3-43.38-10.17
Stock-Based Compensation
2.672.963.464.432
Change in Accounts Payable
-6.179.468.2910.367.49
Change in Other Net Operating Assets
6.94-10.034.674.17-1.04
Other Operating Activities
261.22224.3193.54135.15134.67
Operating Cash Flow
289233.76237.98215.93198.19
Operating Cash Flow Growth
23.63%-1.77%10.21%8.95%-16.99%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.71-0.43-0.56-2.15-1.98
Net Decrease (Increase) in Loans Originated / Sold - Investing
-589.41-769.41-359.42-713.65-114.71
Other Investing Activities
-0.130.451.91.33
Investing Cash Flow
-590.12-769.71-359.53-713.9-115.36

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
1,7351,6961,2361,5971,147
Long-Term Debt Repaid
-1,383-1,126-1,140-1,070-1,170
Net Debt Issued (Repaid)
352.35569.7195.77527.33-23
Issuance of Common Stock
4.716.9116.5815.286.05
Repurchase of Common Stock
-8.67-12.83-20.27-46.1-25.68
Other Financing Activities
-12.46-15.87-7.89-12.3-7.81
Financing Cash Flow
335.93547.9284.19484.21-50.44

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
34.8111.97-37.36-13.7632.4

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
288.29233.32237.42213.78196.22
Free Cash Flow Growth
23.56%-1.73%11.06%8.95%-17.81%
Free Cash Flow Margin
144.96%125.80%110.63%84.08%93.00%
Free Cash Flow Per Share
11.979.599.418.047.61

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
218.12177.95135.276.769.48
Cash Income Tax Paid
6.8311.83.5516.1814.25
SEC Filings: 10-K · 10-Q