CPSS Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	20.17	19.33	19.2	45.34	85.98	47.52
Depreciation & Amortization	14	13.46	11.44	10.54	9.83	8.79
Provision for Credit Losses	-1.96	-2.93	-5.31	-22.3	-28.1	-14.59
Stock-Based Compensation	2.47	2.67	2.96	3.46	4.43	2
Other Adjustments	264.07	255.72	206.03	187.98	129.26	148.03
Changes in Accounts Payable	-6.29	-6.17	9.46	8.29	10.36	7.49
Changes in Other Operating Activities	6.45	6.94	-10.03	4.67	4.17	-1.04
Operating Cash Flow	298.91	289	233.76	237.98	215.93	198.19
Operating Cash Flow Growth	17.26%	23.63%	-1.77%	10.21%	8.95%	-16.99%
Net Change in Loans Held-for-Investment	-645.65	-589.41	-769.41	-359.42	-713.65	-114.71
Capital Expenditures	-1.03	-0.71	-0.43	-0.56	-2.15	-1.98
Other Investing Activities	-	-	0.13	0.45	1.9	1.33
Investing Cash Flow	-646.68	-590.12	-769.71	-359.53	-713.9	-115.36
Net Short-Term Debt Issued (Repaid)	99.32	-87.99	180.57	-53.25	181.87	-14.5
Long-Term Debt Issued	1,622	1,735	1,515	1,236	1,411	1,147
Long-Term Debt Repaid	-1,323	-1,295	-1,126	-1,087	-1,065	-1,156
Net Long-Term Debt Issued (Repaid)	299.29	440.34	389.13	149.03	345.46	-8.5
Issuance of Common Stock	4.46	4.71	6.91	16.58	15.28	6.05
Repurchase of Common Stock	-9.91	-8.67	-12.83	-20.27	-46.1	-25.68
Net Common Stock Issued (Repurchased)	-5.45	-3.96	-5.92	-3.69	-30.82	-19.63
Other Financing Activities	-11.96	-12.46	-15.87	-7.89	-12.3	-7.81
Financing Cash Flow	349.7	335.93	547.92	84.19	484.21	-50.44
Net Cash Flow	1.94	34.81	11.97	-37.36	-13.76	32.4
Free Cash Flow	297.88	288.29	233.32	237.42	213.78	196.22
Free Cash Flow Growth	3.33%	23.56%	-1.73%	11.06%	8.95%	-17.81%
FCF Margin	146.91%	140.37%	112.41%	104.28%	79.10%	94.72%
Free Cash Flow Per Share	12.47	11.97	9.59	9.41	8.04	7.61

SEC Filings: 10-K · 10-Q