Consumer Portfolio Services, Inc. (CPSS)

CPSS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	169	233	192	178	251	96
Market Cap Growth	-15.55%	20.93%	8.04%	-28.89%	159.89%	26.97%
Enterprise Value	3,567	2,953	2,525	2,362	2,091	1,947
Last Close Price	7.60	10.86	9.09	8.85	11.85	4.24
PE Ratio	9.50	13.75	5.05	2.74	6.44	4.71
Forward PE	5.45	14.78	14.78	14.78	14.63	5.15
PEG Ratio	-	0.26	0.26	0.26	0.26	0.26
PS Ratio	0.85	1.12	0.85	0.66	1.21	0.62
PB Ratio	0.56	0.80	0.70	0.78	1.47	0.72
P/TBV Ratio	0.61	0.90	0.84	1.03	1.80	0.76
P/FCF Ratio	0.64	1.00	0.81	0.83	1.28	0.40
P/OCF Ratio	0.63	1.00	0.81	0.83	1.26	0.40
EV/Sales Ratio	18.55	14.23	11.09	8.74	10.09	12.50
EV/EBITDA Ratio	-	3425.53	2981.10	1459.70	1248.16	1091.27
EV/FCF Ratio	13.44	12.66	10.64	11.05	10.65	8.15
Debt / Equity Ratio	9.89	9.29	8.49	9.56	10.81	13.88
Debt / EBITDA Ratio	3243.69	3155.51	2753.85	1349.59	1098.58	1037.23
Debt / FCF Ratio	11.30	11.66	9.82	10.21	9.38	7.75
Asset Turnover	0.06	0.06	0.08	0.11	0.10	0.07
Return on Equity (ROE)	6.52%	6.77%	18.03%	43.14%	31.31%	12.90%
Earnings Yield	11.50%	7.27%	19.80%	36.50%	15.53%	21.23%
FCF Yield	157.08%	100.24%	123.35%	119.99%	78.31%	247.64%
Buyback Yield / Dilution	-2.57%	2.54%	1.92%	17.30%	7.83%	0.28%
Total Shareholder Return	-	2.54%	1.92%	17.30%	7.83%	0.28%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q