Interest Income on Loans | 274.62 | 230.84 | 169.89 | 160.2 | 160.83 | |
Interest Income on Investments | 38.82 | 37.81 | 27.86 | 17.97 | 15.62 | |
Total Interest Income | 313.44 | 268.65 | 197.74 | 178.17 | 176.44 | |
Interest Paid on Deposits | 112.52 | 81.17 | 24.07 | 12.75 | 21.18 | |
Interest Paid on Borrowings | 14.93 | 14.37 | 4.57 | 2.34 | 4.27 | |
Total Interest Expense | 127.45 | 95.54 | 28.64 | 15.09 | 25.45 | |
Net Interest Income | 186 | 173.11 | 169.1 | 163.08 | 150.99 | |
Net Interest Income Growth (YoY) | 7.44% | 2.37% | 3.69% | 8.01% | 4.21% | |
Trust Income | 14.92 | 13.03 | 12.39 | 12.64 | 10.93 | |
Gain (Loss) on Sale of Investments | 0.63 | 1 | -0.17 | -3.51 | -1.99 | |
Other Non-Interest Income | 16.9 | 13.31 | 15.12 | 14.63 | 11.17 | |
Total Non-Interest Income | 62.57 | 57.66 | 57.92 | 57.11 | 50.8 | |
Non-Interest Income Growth (YoY) | 8.51% | -0.44% | 1.41% | 12.42% | 8.64% | |
Revenues Before Loan Losses | 248.56 | 230.77 | 227.02 | 220.19 | 201.79 | |
Provision for Loan Losses | 10.95 | 6.81 | 4.91 | -6.39 | 16.05 | |
Revenue | 237.61 | 223.96 | 222.11 | 226.58 | 185.75 | |
Revenue Growth (YoY) | 6.09% | 0.83% | -1.97% | 21.98% | -0.58% | |
Salaries and Employee Benefits | 76.07 | 70.34 | 69.42 | 71.46 | 63.68 | |
Occupancy Expenses | 7.46 | 6.92 | 8.38 | 8.31 | 7.91 | |
Federal Deposit Insurance | 2.59 | 2.48 | 1.45 | 1.38 | 1.06 | |
Selling, General & Administrative | 26.27 | 24.59 | 21.12 | 19.36 | 20.13 | |
Other Non-Interest Expense | 17.29 | 20.18 | 19.7 | 13.67 | 19.33 | |
Total Non-Interest Expense | 130.92 | 125.39 | 121.07 | 115.93 | 115.48 | |
EBT Excluding Unusual Items | 106.69 | 98.57 | 101.04 | 110.64 | 70.27 | |
Pretax Income | 106.69 | 98.57 | 101.04 | 110.64 | 70.27 | |
Income Tax Expense | 23.87 | 20.56 | 19.23 | 22.7 | 10.76 | |
Net Income | 82.81 | 78 | 81.81 | 87.94 | 59.5 | |
Net Income to Common | 82.81 | 78 | 81.81 | 87.94 | 59.5 | |
Net Income Growth | 6.17% | -4.66% | -6.97% | 47.79% | -7.80% | |
Basic Shares Outstanding | 18 | 18 | 18 | 18 | 18 | |
Diluted Shares Outstanding | 18 | 18 | 18 | 18 | 18 | |
Shares Change (YoY) | 0.43% | 0.27% | 0.26% | 0.27% | 0.09% | |
EPS (Basic) | 4.61 | 4.36 | 4.59 | 4.94 | 3.35 | |
EPS (Diluted) | 4.61 | 4.36 | 4.58 | 4.94 | 3.35 | |
EPS Growth | 5.73% | -4.80% | -7.29% | 47.46% | -7.97% | |
Dividend Per Share | 1.860 | 1.800 | 1.680 | 1.570 | 1.530 | |
Dividend Growth | 3.33% | 7.14% | 7.01% | 2.61% | 3.38% | |
Effective Tax Rate | 22.38% | 20.86% | 19.03% | 20.52% | 15.32% | |